Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Jul. 31, 2016	Jul. 31, 2015
Payment Protection Plan [Member]
Change in operating assets and liabilities:
Increase (Decrease) in Deferred Revenue	$ 812,000	$ 540,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (Decrease) in Deferred Revenue	334,000	514,000
Net income	7,109,000	4,616,000
Provision for credit losses	33,381,000	35,345,000
Losses on claims for payment protection plan	3,107,000	3,155,000
Depreciation and amortization	1,096,000	1,010,000
Amortization of debt issuance costs	70,000	48,000
Loss on disposal of property and equipment	400,000
Stock based compensation	532,000	665,000
Deferred income taxes	943,000	469,000
Excess tax benefit from share based compensation		(191,000)
Finance receivable originations	(120,848,000)	(117,341,000)
Finance receivable collections	58,036,000	58,943,000
Accrued interest on finance receivables	(441,000)	192,000
Inventory	4,624,000	7,690,000
Prepaid expenses and other assets	38,000	305,000
Accounts payable and accrued liabilities	3,678,000	1,890,000
Income taxes, net	2,834,000	2,192,000
Net cash (used in) provided by operating activities	(4,295,000)	42,000
Investing Activities:
Purchase of property and equipment	(523,000)	(1,398,000)
Net cash used in investing activities	(523,000)	(1,398,000)
Financing Activities:
Exercise of stock options	77,000	245,000
Excess tax benefit from share based compensation		191,000
Issuance of common stock	35,000	69,000
Purchase of common stock	(7,165,000)	(2,311,000)
Dividend payments	(10,000)	(10,000)
Change in cash overdrafts	2,088,000	392,000
Payments on note payable	(26,000)
Proceeds from revolving credit facilities	94,410,000	87,857,000
Payments on revolving credit facilities	(84,822,000)	(85,132,000)
Net cash provided by financing activities	4,587,000	1,301,000
Decrease in cash and cash equivalents	(231,000)	(55,000)
Cash and cash equivalents, beginning of period	602,000	790,000
Cash and cash equivalents, end of period	$ 371,000	$ 735,000