Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Jul. 31, 2016	Jul. 31, 2015
Revenues:
Sales	$ 129,684	$ 127,595
Interest and other income	16,156	15,095
Total revenue	145,840	142,690
Costs and expenses:
Cost of sales	75,513	75,087
Selling, general and administrative	23,168	23,125
Provision for credit losses	33,381	35,345
Interest expense	944	760
Depreciation and amortization	1,096	1,010
Loss on disposal of property and equipment	400
Total costs and expenses	134,502	135,327
Income before taxes	11,338	7,363
Provision for income taxes	4,229	2,747
Net income	7,109	4,616
Less: Dividends on mandatorily redeemable preferred stock	(10)	(10)
Net income attributable to common stockholders	$ 7,099	$ 4,606
Earnings per share:
Basic (in dollars per share)	$ 0.89	$ 0.54
Diluted (in dollars per share)	$ 0.87	$ 0.52
Weighted average number of shares used in calculation:
Basic (in shares)	7,948,925	8,513,440
Diluted (in shares)	8,185,077	8,909,597