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Consolidated Statements of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Apr. 30, 2015
Apr. 30, 2014
Apr. 30, 2013
Revenues:      
Sales $ 472,569us-gaap_SalesRevenueGoodsNet $ 434,504us-gaap_SalesRevenueGoodsNet $ 415,740us-gaap_SalesRevenueGoodsNet
Interest and other income 57,752us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles 54,683us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles 48,936us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles
Total revenues 530,321us-gaap_SalesRevenueNet 489,187us-gaap_SalesRevenueNet 464,676us-gaap_SalesRevenueNet
Costs and expenses:      
Cost of sales, excluding depreciation 272,446us-gaap_CostOfRevenue 251,319us-gaap_CostOfRevenue 238,984us-gaap_CostOfRevenue
Selling, general and administrative 83,802us-gaap_SellingGeneralAndAdministrativeExpense 78,591us-gaap_SellingGeneralAndAdministrativeExpense 73,180us-gaap_SellingGeneralAndAdministrativeExpense
Provision for credit losses 120,289us-gaap_ProvisionForLoanLossesExpensed 119,247us-gaap_ProvisionForLoanLossesExpensed 96,035us-gaap_ProvisionForLoanLossesExpensed
Interest expense 2,903us-gaap_InterestExpense 2,997us-gaap_InterestExpense 2,937us-gaap_InterestExpense
Depreciation and amortization 3,830us-gaap_DepreciationAndAmortization 3,285us-gaap_DepreciationAndAmortization 2,826us-gaap_DepreciationAndAmortization
Loss on disposal of property and equipment 17us-gaap_GainLossOnDispositionOfAssets 76us-gaap_GainLossOnDispositionOfAssets 58us-gaap_GainLossOnDispositionOfAssets
Total costs and expenses 483,287us-gaap_CostsAndExpenses 455,515us-gaap_CostsAndExpenses 414,020us-gaap_CostsAndExpenses
Income before income taxes 47,034us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 33,672us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 50,656us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
Provision for income taxes 17,544us-gaap_IncomeTaxExpenseBenefit 12,543us-gaap_IncomeTaxExpenseBenefit 18,491us-gaap_IncomeTaxExpenseBenefit
Net income 29,490us-gaap_ProfitLoss 21,129us-gaap_ProfitLoss 32,165us-gaap_ProfitLoss
Less: Dividends on mandatorily redeemable preferred stock 40us-gaap_DistributionsOnMandatorilyRedeemableSecurities 40us-gaap_DistributionsOnMandatorilyRedeemableSecurities 40us-gaap_DistributionsOnMandatorilyRedeemableSecurities
Net income attributable to common stockholders $ 29,450us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted $ 21,089us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted $ 32,125us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted
Earnings per share:      
Basic (in Dollars per share) $ 3.42us-gaap_EarningsPerShareBasic $ 2.36us-gaap_EarningsPerShareBasic $ 3.53us-gaap_EarningsPerShareBasic
Diluted (in Dollars per share) $ 3.25us-gaap_EarningsPerShareDiluted $ 2.25us-gaap_EarningsPerShareDiluted $ 3.36us-gaap_EarningsPerShareDiluted
Weighted average number of shares outstanding:      
Basic (in Shares) 8,617,864us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 8,930,592us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 9,111,851us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Diluted (in Shares) 9,048,957us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 9,391,667us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 9,569,702us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding