Note C - Finance Receivables, Net (Tables)

12 Months Ended

Apr. 30, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	April 30, 2015			April 30, 2014
Gross contract amount	$	477,305		$	432,327
Less unearned finance charges		(59,937	)		(52,995	)
Principal balance		417,368			379,332
Less allowance for credit losses		(93,224	)		(86,033	)
Finance receivables, net	$	324,144		$	293,299

Change in Finance Receivables, Net [Table Text Block]

	Years Ended April 30,
(In thousands)	2015			2014			2013
Balance at beginning of period	$	293,299		$	288,049		$	251,103
Finance receivable originations		445,405			404,918			387,895
Finance receivable collections		(238,845	)		(223,538	)		(207,713	)
Provision for credit losses		(120,289	)		(119,247	)		(96,035	)
Losses on claims for payment protection plan		(10,588	)		(9,586	)		(7,544	)
Inventory acquired in repossession and payment protection plan claims		(44,838	)		(47,297	)		(39,657	)
Balance at end of period	$	324,144		$	293,299		$	288,049

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Years Ended April 30,
(In thousands)	2015			2014			2013
Balance at beginning of period	$	86,033		$	75,345		$	65,831
Provision for credit losses		120,289			119,247			96,035
Charge-offs, net of recovered collateral		(113,098	)		(108,559	)		(86,521	)
Balance at end of period	$	93,224		$	86,033		$	75,345

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	April 30, 2015					April 30, 2014
	Principal Balance		Percent of Portfolio			Principal Balance		Percent of Portfolio
Current	$	329,329		78.91	%	$	300,478		79.21	%
3 - 29 days past due		64,004		15.33	%		62,108		16.38	%
30 - 60 days past due		12,777		3.06	%		10,926		2.88	%
61 - 90 days past due		8,463		2.03	%		4,665		1.23	%
> 90 days past due		2,795		0.67	%		1,155		0.30	%
Total	$	417,368		100.00	%	$	379,332		100.00	%

Financing Receivable Credit Quality Indicators [Table Text Block]

	Twelve Months Ended April 30,
	2015			2014
Principal collected as a percent of average finance receivables		58.7	%		58.0	%
Average down-payment percentage		6.9	%		6.6	%

Financing Receivable Contract Terms [Table Text Block]

	April 30, 2015		April 30, 2014
Average originating contract term (in months)		27.7		27.4
Portfolio weighted average contract term, including modifications (in months)		30.2		29.8