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Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Oct. 31, 2012
Oct. 31, 2011
Oct. 31, 2012
Oct. 31, 2011
Revenues:        
Sales $ 98,194 $ 100,128 $ 196,491 $ 190,452
Interest income 12,025 10,679 23,728 20,879
Total revenue 110,219 110,807 220,219 211,331
Costs and expenses:        
Cost of sales, excluding depreciation shown below 56,204 57,807 112,389 109,369
Selling, general and administrative 17,351 16,721 35,207 32,918
Provision for credit losses 23,647 22,623 45,310 41,157
Interest expense 708 575 1,361 1,018
Depreciation and amortization 696 565 1,358 1,103
Total costs and expenses 98,606 98,291 195,625 185,565
Income before taxes 11,613 12,516 24,594 25,766
Provision for income taxes 4,335 4,756 9,198 9,725
Net income 7,278 7,760 15,396 16,041
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (20) (20)
Net income attributable to common stockholders $ 7,268 $ 7,750 $ 15,376 $ 16,021
Earnings per share:        
Basic (in Dollars per share) $ 0.80 $ 0.79 $ 1.67 $ 1.60
Diluted (in Dollars per share) $ 0.76 $ 0.77 $ 1.59 $ 1.55
Weighted average number of shares outstanding:        
Basic (in Shares) 9,105,921 9,776,817 9,205,332 10,024,088
Diluted (in Shares) 9,579,409 10,081,274 9,665,739 10,330,549