Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Jan. 31, 2012	Jan. 31, 2011
Net income	$ 23,346	$ 19,842
Adjustments to reconcile net income from operations to net cash provided by operating activities:
Provision for credit losses	62,056	52,994
Losses on claims for payment protection plan	4,353	3,625
Depreciation and amortization	1,697	1,405
Amortization of debt issuance costs	133
Loss on sale of property and equipment	15	55
Stock based compensation	1,681	2,229
Unrealized loss for change in fair value of interest rate swap		33
Deferred income taxes	3,061	1,445
Change in operating assets and liabilities:
Finance receivable originations	(263,539)	(227,951)
Finance receivable collections	140,084	133,898
Accrued interest on finance receivables	(444)	(280)
Inventory	19,470	15,776
Prepaid expenses and other assets	630	(751)
Accounts payable and accrued liabilities	(547)	(402)
Deferred payment protection plan revenue	1,169	429
Income taxes, net	1,052	(605)
Excess tax benefit from share based compensation	(197)
Net cash provided by (used in) operating activities	(5,980)	1,742
Investing Activities:
Purchase of property and equipment	(3,228)	(3,661)
Proceeds from sale of property and equipment		8
Net cash used in investing activities	(3,228)	(3,653)
Financing Activities:
Exercise of stock options and warrants	1,355
Excess tax benefit from share based compensation	197
Issuance of common stock	118	103
Purchase of common stock	(29,950)	(16,516)
Dividend payments	(30)	(30)
Change in cash overdrafts	1,370	2,339
Principal payments on note payable		(6,821)
Proceeds from revolving credit facilities	145,474	107,832
Payments on revolving credit facilities	(109,140)	(84,837)
Net cash provided by financing activities	9,394	2,070
Increase in cash and cash equivalents	186	159
Cash and cash equivalents, beginning of period	223	268
Cash and cash equivalents, end of period	$ 409	$ 427