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Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Oct. 31, 2011
Oct. 31, 2010
Oct. 31, 2011
Oct. 31, 2010
Revenues:        
Sales $ 100,128 $ 82,611 $ 190,452 $ 165,213
Interest income 10,679 9,224 20,879 18,082
Total revenue 110,807 91,835 211,331 183,295
Costs and expenses:        
Cost of sales, excluding depreciation shown below 57,807 47,269 109,369 93,702
Selling, general and administrative 16,721 14,684 32,918 29,475
Provision for credit losses 22,623 18,767 41,157 34,905
Interest expense 575 803 1,018 1,770
Depreciation and amortization 565 465 1,103 920
Total costs and expenses 98,291 81,988 185,565 160,772
Income before taxes 12,516 9,847 25,766 22,523
Provision for income taxes 4,756 3,658 9,725 8,369
Net income 7,760 6,189 16,041 14,154
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (20) (20)
Net income attributable to common stockholders $ 7,750 $ 6,179 $ 16,021 $ 14,134
Earnings per share:        
Basic (in Dollars per share) $ 0.79 $ 0.57 $ 1.60 $ 1.28
Diluted (in Dollars per share) $ 0.77 $ 0.56 $ 1.55 $ 1.25
Weighted average number of shares outstanding:        
Basic (in Shares) 9,776,817 10,892,177 10,024,088 11,057,977
Diluted (in Shares) 10,081,274 11,117,087 10,330,549 11,276,850