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    <nameOfIssuer>AT&amp;T Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>00206R102</cusip>
    <value>927</value>
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    <votingAuthority>
      <Sole>5125</Sole>
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      <None>20866</None>
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    <nameOfIssuer>Alphabet Inc. Cl C</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>02079K107</cusip>
    <value>2236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2167</sshPrnamt>
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    <votingAuthority>
      <Sole>235</Sole>
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      <None>1932</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Amazon.com Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>023135106</cusip>
    <value>4132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2855</sshPrnamt>
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    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>2355</None>
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  <infoTable>
    <nameOfIssuer>American Express Co.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>025816109</cusip>
    <value>1705</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18275</sshPrnamt>
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    <votingAuthority>
      <Sole>2950</Sole>
      <Shared>0</Shared>
      <None>15325</None>
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    <nameOfIssuer>American Intl Group, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>026874784</cusip>
    <value>1081</value>
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      <sshPrnamt>19861</sshPrnamt>
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    <votingAuthority>
      <Sole>1811</Sole>
      <Shared>0</Shared>
      <None>18050</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Apple Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>037833100</cusip>
    <value>5066</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30197</sshPrnamt>
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    <votingAuthority>
      <Sole>6645</Sole>
      <Shared>0</Shared>
      <None>23552</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Arconic Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>03965L100</cusip>
    <value>792</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34360</sshPrnamt>
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    <votingAuthority>
      <Sole>5566</Sole>
      <Shared>0</Shared>
      <None>28794</None>
    </votingAuthority>
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    <nameOfIssuer>Bank of America Corp</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>060505104</cusip>
    <value>2602</value>
    <shrsOrPrnAmt>
      <sshPrnamt>86754</sshPrnamt>
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    <votingAuthority>
      <Sole>16459</Sole>
      <Shared>0</Shared>
      <None>70295</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Bristol-Myers Squibb Co.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>110122108</cusip>
    <value>1831</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28943</sshPrnamt>
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    <votingAuthority>
      <Sole>4650</Sole>
      <Shared>0</Shared>
      <None>24293</None>
    </votingAuthority>
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    <nameOfIssuer>Capital One Financial Corp.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>14040H105</cusip>
    <value>398</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4150</sshPrnamt>
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    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>3850</None>
    </votingAuthority>
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    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>149123101</cusip>
    <value>328</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2226</sshPrnamt>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2226</None>
    </votingAuthority>
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    <nameOfIssuer>Cisco Systems Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>17275R102</cusip>
    <value>2084</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48593</sshPrnamt>
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    <votingAuthority>
      <Sole>8325</Sole>
      <Shared>0</Shared>
      <None>40268</None>
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    <nameOfIssuer>Citigroup, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>172967424</cusip>
    <value>1497</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22180</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3610</Sole>
      <Shared>0</Shared>
      <None>18570</None>
    </votingAuthority>
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    <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>22160K105</cusip>
    <value>2554</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13555</sshPrnamt>
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    <votingAuthority>
      <Sole>2195</Sole>
      <Shared>0</Shared>
      <None>11360</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Delta Air Lines, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>247361702</cusip>
    <value>1783</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>5675</Sole>
      <Shared>0</Shared>
      <None>26850</None>
    </votingAuthority>
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    <nameOfIssuer>DowDupont Inc com</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>26078J100</cusip>
    <value>1243</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19513</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4211</Sole>
      <Shared>0</Shared>
      <None>15302</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Energy Transfer Partners LP</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>29278N103</cusip>
    <value>177</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10927</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>750</Sole>
      <Shared>0</Shared>
      <None>10177</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>601</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8060</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1100</Sole>
      <Shared>0</Shared>
      <None>6960</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Facebook, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>1969</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12325</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2285</Sole>
      <Shared>0</Shared>
      <None>10040</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>FedEx Corp</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>31428X106</cusip>
    <value>228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>250</Sole>
      <Shared>0</Shared>
      <None>700</None>
    </votingAuthority>
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    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>345370860</cusip>
    <value>258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23285</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6200</Sole>
      <Shared>0</Shared>
      <None>17085</None>
    </votingAuthority>
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    <nameOfIssuer>Freeport-McMoran Copper &amp; Gold</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>35671D857</cusip>
    <value>526</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29931</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2681</Sole>
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      <None>27250</None>
    </votingAuthority>
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    <nameOfIssuer>General Electric Co</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>369604103</cusip>
    <value>1052</value>
    <shrsOrPrnAmt>
      <sshPrnamt>78075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8300</Sole>
      <Shared>0</Shared>
      <None>69775</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Genworth Financial Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>37247D106</cusip>
    <value>159</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2300</Sole>
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      <None>53900</None>
    </votingAuthority>
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    <nameOfIssuer>Groupon, Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>399473107</cusip>
    <value>69</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2900</Sole>
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      <None>13000</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Hartford Financial Services</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>416515104</cusip>
    <value>815</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15816</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1232</Sole>
      <Shared>0</Shared>
      <None>14584</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Honeywell Intl Inc</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>438516106</cusip>
    <value>2076</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14367</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1335</Sole>
      <Shared>0</Shared>
      <None>13032</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Hovnanian Enterprise Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>442487203</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10000</None>
    </votingAuthority>
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    <nameOfIssuer>IBM Corp</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>459200101</cusip>
    <value>1170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7628</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>990</Sole>
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      <None>6638</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Intel Corporation</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>458140100</cusip>
    <value>2478</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47575</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8800</Sole>
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      <None>38775</None>
    </votingAuthority>
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    <nameOfIssuer>International Paper Co.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>460146103</cusip>
    <value>717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13418</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>918</Sole>
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      <None>12500</None>
    </votingAuthority>
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    <nameOfIssuer>JPMorgan Chase &amp; Co</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>46625H100</cusip>
    <value>3003</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27304</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5405</Sole>
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      <None>21899</None>
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    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>478160104</cusip>
    <value>343</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>839</Sole>
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      <None>1841</None>
    </votingAuthority>
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    <nameOfIssuer>Legg Mason Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>524901105</cusip>
    <value>242</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5950</None>
    </votingAuthority>
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    <nameOfIssuer>MBIA Inc</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>55262C100</cusip>
    <value>316</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4000</Sole>
      <Shared>0</Shared>
      <None>30100</None>
    </votingAuthority>
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    <nameOfIssuer>Mastercard Inc. - A</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Microsoft Corporation</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>594918104</cusip>
    <value>2708</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29671</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5460</Sole>
      <Shared>0</Shared>
      <None>24211</None>
    </votingAuthority>
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    <nameOfIssuer>PNC Financial Services</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>693475105</cusip>
    <value>272</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1200</Sole>
      <Shared>0</Shared>
      <None>600</None>
    </votingAuthority>
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    <nameOfIssuer>Paypal</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>70450Y103</cusip>
    <value>2695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6250</Sole>
      <Shared>0</Shared>
      <None>29275</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Pfizer Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>717081103</cusip>
    <value>1188</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33488</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5491</Sole>
      <Shared>0</Shared>
      <None>27997</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>ProShares Ultra S&amp;P500</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>74347R107</cusip>
    <value>211</value>
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      <None>12750</None>
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    <nameOfIssuer>Starbucks Corporation</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>855244109</cusip>
    <value>1613</value>
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      <sshPrnamt>27865</sshPrnamt>
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    <votingAuthority>
      <Sole>5065</Sole>
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      <None>22800</None>
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    <titleOfClass>com</titleOfClass>
    <cusip>879604106</cusip>
    <value>243</value>
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      <sshPrnamt>2230618</sshPrnamt>
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      <None>1981618</None>
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    <cusip>881624209</cusip>
    <value>179</value>
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    <value>1392</value>
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      <None>11900</None>
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    <titleOfClass>com</titleOfClass>
    <cusip>88830M102</cusip>
    <value>159</value>
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    <value>1432</value>
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    <cusip>892356106</cusip>
    <value>1083</value>
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      <Sole>2400</Sole>
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      <None>14780</None>
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    <cusip>92343V104</cusip>
    <value>1075</value>
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      <sshPrnamt>22473</sshPrnamt>
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    <votingAuthority>
      <Sole>4768</Sole>
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      <None>17705</None>
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    <titleOfClass>com</titleOfClass>
    <cusip>96949I105</cusip>
    <value>435</value>
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      <Sole>1052</Sole>
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      <None>11576</None>
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    <titleOfClass>com</titleOfClass>
    <cusip>969904101</cusip>
    <value>438</value>
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      <sshPrnamt>8295</sshPrnamt>
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    <votingAuthority>
      <Sole>1625</Sole>
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      <None>6670</None>
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    <nameOfIssuer>Winnebago Industries Inc.</nameOfIssuer>
    <titleOfClass>com</titleOfClass>
    <cusip>974637100</cusip>
    <value>1481</value>
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      <sshPrnamt>39400</sshPrnamt>
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      <Sole>7800</Sole>
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      <None>31600</None>
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    <cusip>98310W108</cusip>
    <value>1224</value>
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      <sshPrnamt>10700</sshPrnamt>
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      <Sole>900</Sole>
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      <None>9800</None>
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