ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

3 Months Ended

Mar. 31, 2026

Receivables [Abstract]

Schedule of Allowance for Loan and Lease Losses

The ALLL activity for loans and leases is summarized in the following table:

Allowance for Loan and Lease Losses

dollars in millions	Three Months Ended March 31, 2026						Three Months Ended March 31, 2025
	Commercial		Consumer		Total		Commercial		Consumer		Total
Balance at beginning of period	$	1,436	$	130	$	1,566	$	1,518	$	158	$	1,676
Provision for loan and lease losses	97		6		103		138		10		148
Charge-offs	(123)		(9)		(132)		(159)		(8)		(167)
Recoveries	18		3		21		20		3		23
Balance at end of period	$	1,428	$	130	$	1,558	$	1,517	$	163	$	1,680

The following table presents the components of the provision for credit losses:

Provision for Credit Losses

dollars in millions	Three Months Ended March 31,
	2026		2025
Provision for loan and lease losses	$	103	$	148
(Benefit) provision for off-balance sheet credit exposure	(32)		6
Provision for other receivables	1		—
Provision for credit losses	$	72	$	154