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Consolidated Statements of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income      
Loans and leases $ 9,096 $ 9,528 $ 8,187
Investment securities 1,690 1,347 648
Deposits at banks 992 1,478 1,556
Total interest income 11,778 12,353 10,391
Interest expense      
Deposits 3,559 3,864 2,497
Borrowings 1,405 1,346 1,182
Total interest expense 4,964 5,210 3,679
Net interest income 6,814 7,143 6,712
Provision for credit losses 514 431 1,375
Net interest income after provision for credit losses 6,300 6,712 5,337
Noninterest income      
Rental income on operating lease equipment 1,096 1,048 971
Realized gain (loss) on sale of investment securities, net 3 6 (26)
Fair value adjustment on marketable equity securities, net 22 13 (11)
Gain on sale of leasing equipment, net 30 30 20
Gain on acquisition 0 0 9,808
Loss on extinguishment of debt (9) (2) 0
Other noninterest income 160 148 136
Total noninterest income 2,727 2,615 12,075
Noninterest expense      
Depreciation on operating lease equipment 398 394 371
Maintenance and other operating lease expenses 244 219 222
Personnel cost 3,294 3,078 2,636
Net occupancy expense 238 242 244
Equipment expense 555 504 422
Professional fees 115 121 71
Third-party processing fees 268 230 205
FDIC insurance expense 141 138 158
Marketing expense 142 76 102
Acquisition-related expenses 141 210 470
Intangible asset amortization 54 63 57
Other noninterest expense 466 460 377
Total noninterest expense 6,056 5,735 5,335
Income before income taxes 2,971 3,592 12,077
Income tax expense 765 815 611
Net income 2,206 2,777 11,466
Preferred stock dividends 57 61 59
Net income available to common stockholders, basic 2,149 2,716 11,407
Net income available to common shareholders, diluted $ 2,149 $ 2,716 $ 11,407
Earnings per common share      
Basic (in dollars per share) $ 165.24 $ 189.42 $ 785.14
Diluted (in dollars per share) $ 165.24 $ 189.41 $ 784.51
Weighted average common shares outstanding      
Basic (in shares) 13,002,455 14,341,872 14,527,902
Diluted (in shares) 13,002,455 14,342,655 14,539,613
Lending-related fees      
Noninterest income      
Noninterest income $ 266 $ 257 $ 218
Deposit fees and service charges      
Noninterest income      
Noninterest income 241 230 200
Client investment fees      
Noninterest income      
Noninterest income 217 213 157
Wealth management services      
Noninterest income      
Noninterest income 229 211 188
International fees      
Noninterest income      
Noninterest income 136 119 91
Factoring commissions      
Noninterest income      
Noninterest income 73 75 82
Cardholder services, net      
Noninterest income      
Noninterest income 158 163 139
Merchant services, net      
Noninterest income      
Noninterest income 52 49 48
Insurance commissions      
Noninterest income      
Noninterest income $ 53 $ 55 $ 54