Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 801	$ 814
Interest-earning deposits at banks	19,801	21,364
Securities purchased under agreements to resell	232	158
Investment in marketable equity securities (cost of $83 at December 31, 2025 and $79 at December 31, 2024)	127	101
Investment securities available for sale (cost of $31,952 at December 31, 2025 and $34,512 at December 31, 2024)	31,790	33,750
Investment securities held to maturity (fair value of $8,491 at December 31, 2025 and $8,702 at December 31, 2024)	9,647	10,239
Assets held for sale	804	85
Loans and leases	147,930	140,221
Allowance for loan and lease losses	(1,566)	(1,676)
Loans and leases, net of allowance for loan and lease losses	146,364	138,545
Operating lease equipment, net	9,621	9,323
Premises and equipment, net	2,447	2,006
Goodwill	346	346
Other intangible assets, net	195	249
Other assets	7,523	6,740
Total assets	229,698	223,720
Deposits:
Noninterest-bearing	40,653	38,633
Interest-bearing	120,925	116,596
Total deposits	161,578	155,229
Credit balances of factoring clients	1,148	1,016
Borrowings:
Short-term borrowings	224	367
Long-term borrowings	35,784	36,684
Total borrowings	36,008	37,051
Other liabilities	8,726	8,196
Total liabilities	207,460	201,492
Stockholders’ equity
Preferred stock - $0.01 par value (20,000,000 shares authorized at December 31, 2025 and December 31, 2024)	1,375	881
Additional paid in capital	0	2,417
Retained earnings	20,768	19,361
Accumulated other comprehensive income (loss)	83	(445)
Total stockholders’ equity	22,238	22,228
Total liabilities and stockholders’ equity	229,698	223,720
Class A
Stockholders’ equity
Common stock	11	13
Class B
Stockholders’ equity
Common stock	$ 1	$ 1