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SEGMENT INFORMATION - Significant Segment Expenses and Measure of Segment Profit or Loss (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting, Asset Reconciling Item [Line Items]      
Net interest income (expense) $ 6,814 $ 7,143 $ 6,712
Rental income on operating lease equipment 1,096 1,048 971
All other noninterest income 1,631 1,567 11,104
Total noninterest income 2,727 2,615 12,075
Total revenue 9,541 9,758 18,787
Depreciation on operating lease equipment 398 394 371
Maintenance and other operating lease expenses 244 219 222
Personnel cost 3,294 3,078 2,636
Acquisition-related expenses 141 210 470
All other noninterest expense 1,979 1,834 1,636
Total noninterest expense 6,056 5,735 5,335
Provision for credit losses 514 431 1,375
Income (loss) before income taxes 2,971 3,592 12,077
Income tax expense 765 815 611
Net income 2,206 2,777 11,466
Loans and leases 147,930 140,221 133,302
Operating lease equipment, net 9,621 9,323 8,746
Investment securities 41,564 44,090 29,999
Deposits 161,578 155,229 145,854
Operating Segments | General Bank      
Segment Reporting, Asset Reconciling Item [Line Items]      
Net interest income (expense) 3,299 2,951 2,560
Rental income on operating lease equipment 0 0 0
All other noninterest income 664 612 526
Total noninterest income 664 612 526
Total revenue 3,963 3,563 3,086
Depreciation on operating lease equipment 0 0 0
Maintenance and other operating lease expenses 0 0 0
Personnel cost 838 783 734
Acquisition-related expenses 0 0 0
All other noninterest expense 1,493 1,342 1,259
Total noninterest expense 2,331 2,125 1,993
Provision for credit losses 77 135 53
Income (loss) before income taxes 1,555 1,303 1,040
Income tax expense 380 362 279
Net income 1,175 941 761
Loans and leases 64,958 64,887 61,245
Operating lease equipment, net 0 0 0
Investment securities 0 0 0
Deposits 74,796 72,956 68,507
Operating Segments | Commercial Bank      
Segment Reporting, Asset Reconciling Item [Line Items]      
Net interest income (expense) 3,205 3,403 2,682
Rental income on operating lease equipment 219 227 231
All other noninterest income 906 882 756
Total noninterest income 1,125 1,109 987
Total revenue 4,330 4,512 3,669
Depreciation on operating lease equipment 175 185 179
Maintenance and other operating lease expenses 0 0 0
Personnel cost 737 741 599
Acquisition-related expenses 0 0 0
All other noninterest expense 1,686 1,626 1,468
Total noninterest expense 2,598 2,552 2,246
Provision for credit losses 437 296 606
Income (loss) before income taxes 1,295 1,664 817
Income tax expense 320 442 213
Net income 975 1,222 604
Loans and leases 82,910 75,272 72,034
Operating lease equipment, net 739 750 780
Investment securities 0 0 0
Deposits 41,532 40,026 38,179
Operating Segments | Rail      
Segment Reporting, Asset Reconciling Item [Line Items]      
Net interest income (expense) (213) (186) (141)
Rental income on operating lease equipment 877 821 740
All other noninterest income 16 14 5
Total noninterest income 893 835 745
Total revenue 680 649 604
Depreciation on operating lease equipment 223 209 192
Maintenance and other operating lease expenses 244 219 222
Personnel cost 26 25 22
Acquisition-related expenses 0 0 0
All other noninterest expense 72 59 50
Total noninterest expense 565 512 486
Provision for credit losses 0 0 0
Income (loss) before income taxes 115 137 118
Income tax expense 28 36 31
Net income 87 101 87
Loans and leases 62 62 23
Operating lease equipment, net 8,882 8,573 7,966
Investment securities 0 0 0
Deposits 2 18 13
Corporate      
Segment Reporting, Asset Reconciling Item [Line Items]      
Net interest income (expense) 523 975 1,611
Rental income on operating lease equipment 0 0 0
All other noninterest income 45 59 9,817
Total noninterest income 45 59 9,817
Total revenue 568 1,034 11,428
Depreciation on operating lease equipment 0 0 0
Maintenance and other operating lease expenses 0 0 0
Personnel cost 1,693 1,529 1,281
Acquisition-related expenses 141 210 470
All other noninterest expense (1,272) (1,193) (1,141)
Total noninterest expense 562 546 610
Provision for credit losses 0 0 716
Income (loss) before income taxes 6 488 10,102
Income tax expense 37 (25) 88
Net income (31) 513 10,014
Loans and leases 0 0 0
Operating lease equipment, net 0 0 0
Investment securities 41,564 44,090 29,999
Deposits $ 45,248 $ 42,229 $ 39,155