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COMMITMENTS AND CONTINGENCIES (Tables)
9 Months Ended
Sep. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Fair Value, Off-balance Sheet Risks
The accompanying table summarizes credit-related commitments and other purchase and funding commitments:

dollars in millionsSeptember 30, 2025December 31, 2024
Financing Commitments
Financing assets (excluding leases)$51,935 $53,250 
Letters of Credit
Standby letters of credit2,478 2,188 
Other letters of credit158 103 
Deferred Purchase Agreements1,870 1,802 
Purchase and Funding Commitments (1)
232 178 
(1)    BancShares’ purchase and funding commitments relate to the equipment leasing businesses’ commitments to fund Rail’s railcar manufacturer purchase and upgrade commitments.