Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Sep. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 874	$ 814
Interest-earning deposits at banks	24,798	21,364
Securities purchased under agreements to resell	83	158
Investment in marketable equity securities (cost of $78 at September 30, 2025 and $79 at December 31, 2024)	110	101
Investment securities available for sale (cost of $35,187 at September 30, 2025 and $34,512 at December 31, 2024)	34,963	33,750
Investment securities held to maturity (fair value of $8,838 at September 30, 2025 and $8,702 at December 31, 2024)	10,051	10,239
Assets held for sale	112	85
Loans and leases	144,758	140,221
Allowance for loan and lease losses	(1,652)	(1,676)
Loans and leases, net of allowance for loan and lease losses	143,106	138,545
Operating lease equipment, net	9,446	9,323
Premises and equipment, net	2,283	2,006
Goodwill	346	346
Other intangible assets, net	208	249
Other assets	7,108	6,740
Total assets	233,488	223,720
Deposits:
Noninterest-bearing	42,752	38,633
Interest-bearing	120,438	116,596
Total deposits	163,190	155,229
Credit balances of factoring clients	1,326	1,016
Borrowings:
Short-term borrowings	423	367
Long-term borrowings	38,252	36,684
Total borrowings	38,675	37,051
Other liabilities	8,311	8,196
Total liabilities	211,502	201,492
Stockholders’ equity
Preferred stock - $0.01 par value (20,000,000 shares authorized at September 30, 2025 and December 31, 2024)	881	881
Additional paid in capital	270	2,417
Retained earnings	20,866	19,361
Accumulated other comprehensive loss	(44)	(445)
Total stockholders’ equity	21,986	22,228
Total liabilities and stockholders’ equity	233,488	223,720
Class A
Stockholders’ equity
Common stock	12	13
Class B
Stockholders’ equity
Common stock	$ 1	$ 1