XML 114 R102.htm IDEA: XBRL DOCUMENT v3.25.3
SEGMENT INFORMATION - Significant Segment Expenses and Measure of Segment Profit or Loss (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Segment Reporting, Asset Reconciling Item [Line Items]          
Net interest income (expense) $ 1,734 $ 1,796 $ 5,092 $ 5,434  
Rental income on operating lease equipment 273 262 815 776  
All other noninterest income 426 388 1,197 1,140  
Total noninterest income 699 650 2,012 1,916  
Total revenue 2,433 2,446 7,104 7,350  
Depreciation on operating lease equipment 98 99 296 293  
Maintenance and other operating lease expenses 67 59 180 164  
Personnel cost 817 788 2,445 2,277  
Acquisition-related expenses 28 46 108 148  
All other noninterest expense 481 464 1,455 1,336  
Total noninterest expense 1,491 1,456 4,484 4,218  
Provision for credit losses 191 117 460 276  
Income before income taxes 751 873 2,160 2,856  
Income tax expense 183 234 534 779  
Net income 568 639 1,626 2,077  
Loans and leases 144,758 138,695 144,758 138,695 $ 140,221
Operating lease equipment, net 9,446 9,186 9,446 9,186 9,323
Deposits 163,190 151,574 163,190 151,574 $ 155,229
Operating Segments | General Bank          
Segment Reporting, Asset Reconciling Item [Line Items]          
Net interest income (expense) 846 760 2,458 2,174  
Rental income on operating lease equipment 0 0 0 0  
All other noninterest income 166 149 494 446  
Total noninterest income 166 149 494 446  
Total revenue 1,012 909 2,952 2,620  
Depreciation on operating lease equipment 0 0 0 0  
Maintenance and other operating lease expenses 0 0 0 0  
Personnel cost 213 212 637 604  
Acquisition-related expenses 0 0 0 0  
All other noninterest expense 369 341 1,090 978  
Total noninterest expense 582 553 1,727 1,582  
Provision for credit losses 1 55 60 113  
Income before income taxes 429 301 1,165 925  
Income tax expense 109 99 298 270  
Net income 320 202 867 655  
Loans and leases 65,225 64,254 65,225 64,254  
Operating lease equipment, net 0 0 0 0  
Deposits 74,596 71,898 74,596 71,898  
Operating Segments | Commercial Bank          
Segment Reporting, Asset Reconciling Item [Line Items]          
Net interest income (expense) 303 305 895 916  
Rental income on operating lease equipment 54 57 164 172  
All other noninterest income 101 79 268 239  
Total noninterest income 155 136 432 411  
Total revenue 458 441 1,327 1,327  
Depreciation on operating lease equipment 43 47 131 141  
Maintenance and other operating lease expenses 0 0 0 0  
Personnel cost 74 68 215 205  
Acquisition-related expenses 0 0 0 0  
All other noninterest expense 149 150 462 425  
Total noninterest expense 266 265 808 771  
Provision for credit losses 168 11 300 70  
Income before income taxes 24 165 219 486  
Income tax expense 6 41 56 127  
Net income 18 124 163 359  
Loans and leases 38,841 37,281 38,841 37,281  
Operating lease equipment, net 737 767 737 767  
Deposits 2,978 3,126 2,978 3,126  
Operating Segments | SVB Commercial          
Segment Reporting, Asset Reconciling Item [Line Items]          
Net interest income (expense) 493 560 1,476 1,636  
Rental income on operating lease equipment 0 0 0 0  
All other noninterest income 135 137 397 405  
Total noninterest income 135 137 397 405  
Total revenue 628 697 1,873 2,041  
Depreciation on operating lease equipment 0 0 0 0  
Maintenance and other operating lease expenses 0 0 0 0  
Personnel cost 106 112 330 354  
Acquisition-related expenses 0 0 0 0  
All other noninterest expense 267 272 804 765  
Total noninterest expense 373 384 1,134 1,119  
Provision for credit losses 22 51 100 93  
Income before income taxes 233 262 639 829  
Income tax expense 58 75 162 235  
Net income 175 187 477 594  
Loans and leases 40,629 37,098 40,629 37,098  
Operating lease equipment, net 0 0 0 0  
Deposits 39,891 35,844 39,891 35,844  
Operating Segments | Rail          
Segment Reporting, Asset Reconciling Item [Line Items]          
Net interest income (expense) (55) (48) (160) (136)  
Rental income on operating lease equipment 219 205 651 604  
All other noninterest income 2 2 7 8  
Total noninterest income 221 207 658 612  
Total revenue 166 159 498 476  
Depreciation on operating lease equipment 55 52 165 152  
Maintenance and other operating lease expenses 67 59 180 164  
Personnel cost 6 6 20 20  
Acquisition-related expenses 0 0 0 0  
All other noninterest expense 16 14 56 43  
Total noninterest expense 144 131 421 379  
Provision for credit losses 0 0 0 0  
Income before income taxes 22 28 77 97  
Income tax expense 5 8 19 27  
Net income 17 20 58 70  
Loans and leases 63 62 63 62  
Operating lease equipment, net 8,709 8,419 8,709 8,419  
Deposits 2 14 2 14  
Corporate          
Segment Reporting, Asset Reconciling Item [Line Items]          
Net interest income (expense) 147 219 423 844  
Rental income on operating lease equipment 0 0 0 0  
All other noninterest income 22 21 31 42  
Total noninterest income 22 21 31 42  
Total revenue 169 240 454 886  
Depreciation on operating lease equipment 0 0 0 0  
Maintenance and other operating lease expenses 0 0 0 0  
Personnel cost 418 390 1,243 1,094  
Acquisition-related expenses 28 46 108 148  
All other noninterest expense (320) (313) (957) (875)  
Total noninterest expense 126 123 394 367  
Provision for credit losses 0 0 0 0  
Income before income taxes 43 117 60 519  
Income tax expense 5 11 (1) 120  
Net income 38 106 61 399  
Loans and leases 0 0 0 0  
Operating lease equipment, net 0 0 0 0  
Deposits $ 45,723 $ 40,692 $ 45,723 $ 40,692