GOODWILL AND CORE DEPOSIT INTANGIBLES (Tables)

6 Months Ended

Jun. 30, 2025

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Core Deposit Intangible Assets

The following tables summarize the activity for core deposit intangibles:

Core Deposit Intangibles

	Six Months Ended June 30,
dollars in millions	2025
Balance at beginning of period, net of accumulated amortization	$	249
Less: amortization for the period	28
Balance at end of period, net of accumulated amortization	$	221

The following table summarizes the accumulated amortization balance for core deposit intangibles:

Core Deposit Intangible Accumulated Amortization

dollars in millions	June 30, 2025		December 31, 2024
Gross balance	$	501	$	501
Less: accumulated amortization	280		252
Balance, net of accumulated amortization	$	221	$	249

Schedule of Core Deposit Intangible Assets, Future Amortization Expense

The following table summarizes the expected amortization expense as of June 30, 2025 in subsequent periods for core deposit intangibles:

Core Deposit Intangible Expected Amortization

dollars in millions
Remainder 2025	$	26
2026	46
2027	39
2028	34
2029	30
2030	28
Thereafter	18
Balance, net of accumulated amortization	$	221