Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Jun. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 889	$ 814
Interest-earning deposits at banks	26,184	21,364
Securities purchased under agreements to resell	300	158
Investment in marketable equity securities (cost of $78 at June 30, 2025 and $79 at December 31, 2024)	97	101
Investment securities available for sale (cost of $33,381 at June 30, 2025 and $34,512 at December 31, 2024)	33,060	33,750
Investment securities held to maturity (fair value of $8,888 at June 30, 2025 and $8,702 at December 31, 2024)	10,189	10,239
Assets held for sale	125	85
Loans and leases	141,269	140,221
Allowance for loan and lease losses	(1,672)	(1,676)
Loans and leases, net of allowance for loan and lease losses	139,597	138,545
Operating lease equipment, net	9,466	9,323
Premises and equipment, net	2,115	2,006
Goodwill	346	346
Other intangible assets, net	221	249
Other assets	7,064	6,740
Total assets	229,653	223,720
Deposits:
Noninterest-bearing	40,879	38,633
Interest-bearing	119,056	116,596
Total deposits	159,935	155,229
Credit balances of factoring clients	1,077	1,016
Borrowings:
Short-term borrowings	471	367
Long-term borrowings	37,641	36,684
Total borrowings	38,112	37,051
Other liabilities	8,233	8,196
Total liabilities	207,357	201,492
Stockholders’ equity
Preferred stock - $0.01 par value (20,000,000 shares authorized at June 30, 2025 and December 31, 2024)	881	881
Additional paid in capital	1,179	2,417
Retained earnings	20,337	19,361
Accumulated other comprehensive loss	(114)	(445)
Total stockholders’ equity	22,296	22,228
Total liabilities and stockholders’ equity	229,653	223,720
Class A
Stockholders’ equity
Common stock:	12	13
Class B
Stockholders’ equity
Common stock:	$ 1	$ 1