ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Schedule of Allowance for Loan and Lease Losses

The ALLL activity for loans and leases is summarized in the following table:

Allowance for Loan and Lease Losses

dollars in millions	Three Months Ended March 31, 2025								Three Months Ended March 31, 2024
	Commercial		Consumer		SVB		Total		Commercial		Consumer		SVB		Total
Balance at beginning of period	$	1,063	$	158	$	455	$	1,676	$	1,126	$	166	$	455	$	1,747
Provision (benefit) for loan and lease losses	105		10		33		148		59		(6)		40		93
Charge-offs	(105)		(8)		(54)		(167)		(75)		(7)		(46)		(128)
Recoveries	15		3		5		23		10		2		13		25
Balance at end of period	$	1,078	$	163	$	439	$	1,680	$	1,120	$	155	$	462	$	1,737

The following table presents the components of the provision for credit losses:

Provision for Credit Losses

dollars in millions	Three Months Ended March 31,
	2025		2024
Provision for loan and lease losses	$	148	$	93
Provision (benefit) for off-balance sheet credit exposure	6		(29)
Provision for credit losses	$	154	$	64