Consolidated Balance Sheets (Unaudited) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 862	$ 908
Interest-earning deposits at banks	25,640	33,609
Securities purchased under agreements to resell	455	473
Investment in marketable equity securities (cost of $70 at September 30, 2024 and $75 at December 31, 2023)	82	84
Investment securities available for sale (cost of $28,502 at September 30, 2024 and $20,688 at December 31, 2023), net of allowance for credit losses	28,190	19,936
Investment securities held to maturity (fair value of $9,168 at September 30, 2024 and $8,503 at December 31, 2023)	10,391	9,979
Assets held for sale	68	76
Loans and leases	138,695	133,302
Allowance for loan and lease losses	(1,678)	(1,747)
Loans and leases, net of allowance for loan and lease losses	137,017	131,555
Operating lease equipment, net	9,186	8,746
Premises and equipment, net	1,974	1,877
Goodwill	346	346
Other intangible assets, net	265	312
Other assets	6,091	5,857
Total assets	220,567	213,758
Deposits:
Noninterest-bearing	39,396	39,799
Interest-bearing	112,178	106,055
Total deposits	151,574	145,854
Credit balances of factoring clients	1,250	1,089
Borrowings:
Short-term borrowings	391	485
Long-term borrowings	36,770	37,169
Total borrowings	37,161	37,654
Other liabilities	7,754	7,906
Total liabilities	197,739	192,503
Stockholders’ equity
Preferred stock - $0.01 par value (20,000,000 shares authorized at September 30, 2024 and December 31, 2023)	881	881
Additional paid in capital	3,389	4,108
Retained earnings	18,703	16,742
Accumulated other comprehensive loss	(159)	(491)
Total stockholders’ equity	22,828	21,255
Total liabilities and stockholders’ equity	220,567	213,758
Class A
Stockholders’ equity
Common stock:	13	14
Class B
Stockholders’ equity
Common stock:	$ 1	$ 1