Business Segment Information (Tables)

12 Months Ended

Dec. 31, 2023

Schedule of Segment Reporting Information, by Segment

The following table presents the condensed income statement by segment:


	Year Ended December 31, 2023
	General Bank		Commercial Bank		SVB Commercial		Rail		Corporate		Total BancShares
Net interest income (expense)	$	2,580	$	1,015	$	1,647	$	(143)	$	1,613	$	6,712
Provision for credit losses	77		517		65		—		716		1,375
Net interest income (expense) after provision for credit losses	2,503		498		1,582		(143)		897		5,337
Noninterest income	526		559		430		746		9,814		12,075
Noninterest expense	1,839		823		1,284		481		908		5,335
Income before income taxes	1,190		234		728		122		9,803		12,077
Income tax expense	319		69		184		32		7		611
Net income	$	871	$	165	$	544	$	90	$	9,796	$	11,466
Select Period End Balances
Total assets	$	61,077	$	31,826	$	45,471	$	8,199	$	67,185	$	213,758
Loans and leases	62,832		30,936		39,511		23		—		133,302
Operating lease equipment, net	—		780		—		7,966		—		8,746
Deposits	68,729		3,228		34,730		13		39,154		145,854
	Year Ended December 31, 2022
	General Bank		Commercial Bank		SVB Commercial		Rail		Corporate		Total BancShares
Net interest income (expense)	$	1,830	$	884	$	—	$	(80)	$	312	$	2,946
Provision for credit losses	11		121		—		—		513		645
Net interest income (expense) after provision for credit losses	1,819		763		—		(80)		(201)		2,301
Noninterest income	483		517		—		657		479		2,136
Noninterest expense	1,458		744		—		428		445		3,075
Income (loss) before income taxes	844		536		—		149		(167)		1,362
Income tax expense (benefit)	214		128		—		37		(115)		264
Net income (loss)	$	630	$	408	$	—	$	112	$	(52)	$	1,098
Select Period End Balances
Total assets	$	45,804	$	28,235	$	—	$	7,647	$	27,612	$	109,298
Loans and leases	43,212		27,491		—		78		—		70,781
Operating lease equipment, net	—		723		—		7,433		—		8,156
Deposits	67,894		3,219		—		15		18,280		89,408
	Year Ended December 31, 2021
	General Bank		Commercial Bank		SVB Commercial		Rail		Corporate		Total BancShares
Net interest income (expense)	$	1,447	$	17	$	—	$	—	$	(74)	$	1,390
Benefit for credit losses	(37)		—		—		—		—		(37)
Net interest income (expense) after provision for credit losses	1,484		17		—		—		(74)		1,427
Noninterest income	433		—		—		—		75		508
Noninterest expense	1,179		3		—		—		52		1,234
Income (loss) before income taxes	738		14		—		—		(51)		701
Income tax expense (benefit)	162		3		—		—		(11)		154
Net income (loss)	$	576	$	11	$	—	$	—	$	(40)	$	547
Select Period End Balances
Total assets	$	33,848	$	552	$	—	$	—	$	23,909	$	58,309
Loans and leases	31,820		552		—		—		—		32,372

Deposits	51,344		62		—		—		—		51,406