Business Segment Information (Tables)

12 Months Ended

Dec. 31, 2023

Schedule of Segment Reporting Information, by Segment

The following table presents the condensed income statement by segment:


	Year Ended December 31, 2023
	General Banking		Commercial Banking		Silicon Valley Banking		Rail		Corporate		Total BancShares
Net interest income (expense)	$	2,433	$	1,015	$	1,946	$	(143)	$	1,461	$	6,712
Provision for credit losses	71		517		71		—		716		1,375
Net interest income (expense) after provision for credit losses	2,362		498		1,875		(143)		745		5,337
Noninterest income	490		559		478		746		9,802		12,075
Noninterest expense	1,607		823		1,642		481		782		5,335
Income before income taxes	1,245		234		711		122		9,765		12,077
Income tax expense (benefit)	336		69		181		32		(7)		611
Net income	$	909	$	165	$	530	$	90	$	9,772	$	11,466
Select Period End Balances
Total assets	$	50,179	$	31,826	$	56,190	$	8,199	$	67,364	$	213,758
Loans and leases	47,330		30,936		55,013		23		—		133,302
Operating lease equipment, net	—		780		—		7,966		—		8,746
Deposits	102,647		3,228		38,477		13		1,489		145,854
	Year Ended December 31, 2022
	General Banking		Commercial Banking		Silicon Valley Banking		Rail		Corporate		Total BancShares
Net interest income (expense)	$	1,947	$	884	$	—	$	(80)	$	195	$	2,946
Provision for credit losses	11		121		—		—		513		645
Net interest income (expense) after provision for credit losses	1,936		763		—		(80)		(318)		2,301
Noninterest income	482		517		—		657		480		2,136
Noninterest expense	1,542		744		—		428		361		3,075
Income (loss) before income taxes	876		536		—		149		(199)		1,362
Income tax expense (benefit)	214		128		—		37		(115)		264
Net income (loss)	$	662	$	408	$	—	$	112	$	(84)	$	1,098
Select Period End Balances
Total assets	$	45,802	$	28,235	$	—	$	7,647	$	27,614	$	109,298
Loans and leases	43,212		27,491		—		78		—		70,781
Operating lease equipment, net	—		723		—		7,433		—		8,156
Deposits	84,369		3,219		—		15		1,805		89,408
	Year Ended December 31, 2021
	General Banking		Commercial Banking		Silicon Valley Banking		Rail		Corporate		Total BancShares
Net interest income (expense)	$	1,447	$	17	$	—	$	—	$	(74)	$	1,390
Benefit for credit losses	(37)		—		—		—		—		(37)
Net interest income (expense) after provision for credit losses	1,484		17		—		—		(74)		1,427
Noninterest income	433		—		—		—		75		508
Noninterest expense	1,179		3		—		—		52		1,234
Income (loss) before income taxes	738		14		—		—		(51)		701
Income tax expense (benefit)	162		3		—		—		(11)		154
Net income (loss)	$	576	$	11	$	—	$	—	$	(40)	$	547
Select Period End Balances
Total assets	$	33,848	$	552	$	—	$	—	$	23,909	$	58,309
Loans and leases	31,820		552		—		—		—		32,372

Deposits	51,344		62		—		—		—		51,406