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Other Noninterest Income and Other Noninterest Expense
12 Months Ended
Dec. 31, 2019
Noninterest Expense [Abstract]  
Other Noninterest Income and Other Noninterest Expense
OTHER NONINTEREST INCOME AND OTHER NONINTEREST EXPENSE
Other noninterest income for the years ended December 31, 2019, 2018 and 2017 was $18.4 million, $19.7 million and $29.1 million, respectively. The most significant item in other noninterest income was recoveries on PCI loans previously charged-off. BancShares records the portion of recoveries related to loans and leases written off prior to the closing of an acquisition as noninterest income rather than as an adjustment to the allowance for loan losses. These recoveries were $17.4 million, $16.6 million and $21.1 million for the years ended December 31, 2019, 2018 and 2017, respectively. Charge-offs on PCI loans are recorded against the discount recognized on the date of acquisition versus through the allowance for loan losses unless an allowance was established subsequent to the acquisition date due to declining expected cash flow. Other noninterest income also includes FHLB dividends and other various income items.
Other noninterest expense for the years ended December 31, 2019, 2018 and 2017 included the following:
(Dollars in thousands)
2019
 
2018
 
2017
Core deposit intangible amortization
$
16,346

 
$
17,165

 
$
17,194

Consultant expense
12,801

 
14,345

 
14,963

Advertising
11,437

 
11,650

 
11,227

Telecommunications expense
9,391

 
10,471

 
12,172

Other
89,308

 
93,432

 
86,874

Total other noninterest expense
$
139,283

 
$
147,063

 
$
142,430



Other expense consists of miscellaneous expenses including travel, postage, supplies, appraisal expense and other operational losses. Advertising expense related to non-direct response advertisements are expensed as incurred.