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Loans and Leases (Tables)
 12 Months Ended
Dec. 31, 2018
Loans and Leases Receivable Disclosure [Abstract]  
Changes in Carrying Value of Accretable Yield for PCI Loans [Table Text Block]
The following table summarizes changes to the amount of accretable yield for 2018 and 2017.
(Dollars in thousands)
2018
 
2017
 
2016
Balance at January 1
$
316,679

 
$
335,074

 
$
343,856

Additions from acquisitions
6,393

 
44,120

 
12,488

Accretion
(61,502
)
 
(76,594
)
 
(76,565
)
Reclassifications from nonaccretable difference
5,980

 
18,901

 
29,931

Changes in expected cash flows that do not affect nonaccretable difference
45,344

 
(4,822
)
 
25,364

Balance at December 31
$
312,894

 
$
316,679

 
$
335,074
Loans And Leases Outstanding
Loans and leases outstanding include the following at December 31, 2018 and 2017:
(Dollars in thousands)
December 31, 2018
 
December 31, 2017
Non-PCI loans and leases:
 
 
 
Commercial:
 
 
 
Construction and land development
$
757,854

 
$
669,215

Commercial mortgage
10,717,234

 
9,729,022

Other commercial real estate
426,985

 
473,433

Commercial and industrial and leases
3,938,730

 
3,625,208

Other
296,424

 
302,176

Total commercial loans
16,137,227

 
14,799,054

Noncommercial:
 
 
 
Residential mortgage
4,265,687

 
3,523,786

Revolving mortgage
2,542,975

 
2,701,525

Construction and land development
257,030

 
248,289

Consumer
1,713,781

 
1,561,173

Total noncommercial loans
8,779,473

 
8,034,773

Total non-PCI loans and leases
24,916,700

 
22,833,827

PCI loans:
 
 
 
Total PCI loans
606,576

 
762,998

Total loans and leases
$
25,523,276

 
$
23,596,825
Composition Of The Loans And Leases Outstanding By Credit Quality Indicator
outstanding at December 31, 2018 and December 31, 2017, by credit quality indicator are provided below:
 
December 31, 2018
 
Non-PCI commercial loans and leases
(Dollars in thousands)
Construction and land
development
 
Commercial
mortgage
 
Other
commercial real estate
 
Commercial and
industrial and leases
 
Other
 
Total non-PCI commercial loans and leases
Pass
$
753,985

 
$
10,507,687

 
$
422,500

 
$
3,778,797

 
$
294,700

 
$
15,757,669

Special mention
1,369

 
114,219

 
3,193

 
54,814

 
1,105

 
174,700

Substandard
2,500

 
92,743

 
1,292

 
30,688

 
619

 
127,842

Doubtful
—

 
—

 
—

 
354

 
—

 
354

Ungraded
—

 
2,585

 
—

 
74,077

 
—

 
76,662

Total
$
757,854

 
$
10,717,234

 
$
426,985

 
$
3,938,730

 
$
296,424

 
$
16,137,227

 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
Non-PCI commercial loans and leases
 
Construction and land
development
 
Commercial
mortgage
 
Other
commercial real estate
 
Commercial and
industrial and leases
 
Other
 
Total non-PCI commercial loans and leases
Pass
$
665,197

 
$
9,521,019

 
$
468,942

 
$
3,395,086

 
$
298,064

 
$
14,348,308

Special mention
691

 
78,643

 
1,260

 
48,470

 
2,919

 
131,983

Substandard
3,327

 
128,848

 
3,224

 
25,202

 
1,193

 
161,794

Doubtful
—

 
262

 
—

 
385

 
—

 
647

Ungraded
—

 
250

 
7

 
156,065

 
—

 
156,322

Total
$
669,215

 
$
9,729,022

 
$
473,433

 
$
3,625,208

 
$
302,176

 
$
14,799,054

 
December 31, 2018
 
Non-PCI noncommercial loans and leases
(Dollars in thousands)
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
 
Consumer
 
Total non-PCI noncommercial
loans and leases
Current
$
4,214,783

 
$
2,514,269

 
$
254,837

 
$
1,696,321

 
$
8,680,210

30-59 days past due
28,239

 
12,585

 
581

 
10,035

 
51,440

60-89 days past due
7,357

 
4,490

 
21

 
3,904

 
15,772

90 days or greater past due
15,308

 
11,631

 
1,591

 
3,521

 
32,051

Total
$
4,265,687

 
$
2,542,975

 
$
257,030

 
$
1,713,781

 
$
8,779,473

 
 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
Non-PCI noncommercial loans and leases
 
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
 
Consumer
 
Total non-PCI noncommercial
loans and leases
Current
$
3,465,935

 
$
2,674,390

 
$
239,648

 
$
1,546,473

 
$
7,926,446

30-59 days past due
27,886

 
13,428

 
7,154

 
8,812

 
57,280

60-89 days past due
8,064

 
3,485

 
108

 
2,893

 
14,550

90 days or greater past due
21,901

 
10,222

 
1,379

 
2,995

 
36,497

Total
$
3,523,786

 
$
2,701,525

 
$
248,289

 
$
1,561,173

 
$
8,034,773

 
December 31, 2018
 
December 31, 2017
(Dollars in thousands)
PCI commercial loans
Pass
$
141,922

 
$
201,332

Special mention
48,475

 
63,257

Substandard
101,447

 
117,068

Doubtful
4,828

 
11,735

Ungraded
—

 
27

Total
$
296,672

 
$
393,419


 
December 31, 2018
 
December 31, 2017
(Dollars in thousands)
PCI noncommercial loans
Current
$
268,280

 
$
318,632

30-89 days past due
11,155

 
13,343

60-89 days past due
7,708

 
6,212

90 days or greater past due
22,761

 
31,392

Total
$
309,904

 
$
369,579
Aging Of The Outstanding Loans And Leases By Class Excluding Loans Impaired At Acquisition Date

The aging of the outstanding non-PCI loans and leases, by class, at December 31, 2018, and December 31, 2017 are provided in the tables below. Loans and leases 30 days or less past due are considered current, as various grace periods allow borrowers to make payments within a stated period after the due date and still remain in compliance with the loan agreement.
 
December 31, 2018
(Dollars in thousands)
30-59 days
past due
 
60-89 days
past due
 
90 days or greater
 
Total past
due
 
Current
 
Total loans
and leases
Non-PCI loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
516

 
$
9

 
$
444

 
$
969

 
$
756,885

 
$
757,854

Commercial mortgage
14,200

 
2,066

 
3,237

 
19,503

 
10,697,731

 
10,717,234

Other commercial real estate
91

 
76

 
300

 
467

 
426,518

 
426,985

Commercial and industrial and leases
9,655

 
1,759

 
2,892

 
14,306

 
3,924,424

 
3,938,730

Other
285

 
—

 
89

 
374

 
296,050

 
296,424

Total commercial loans
24,747

 
3,910

 
6,962

 
35,619

 
16,101,608

 
16,137,227

Noncommercial:
 
 
 
 
 
 
 
 
 
 
 
Residential mortgage
28,239

 
7,357

 
15,308

 
50,904

 
4,214,783

 
4,265,687

Revolving mortgage
12,585

 
4,490

 
11,631

 
28,706

 
2,514,269

 
2,542,975

Construction and land development - noncommercial
581

 
21

 
1,591

 
2,193

 
254,837

 
257,030

Consumer
10,035

 
3,904

 
3,521

 
17,460

 
1,696,321

 
1,713,781

Total noncommercial loans
51,440

 
15,772

 
32,051

 
99,263

 
8,680,210

 
8,779,473

Total non-PCI loans and leases
$
76,187

 
$
19,682

 
$
39,013

 
$
134,882

 
$
24,781,818

 
$
24,916,700

 
 
 
December 31, 2017
 
30-59 days
past due
 
60-89 days
past due
 
90 days or greater
 
Total past
due
 
Current
 
Total loans
and leases
Non-PCI loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
491

 
$
442

 
$
357

 
$
1,290

 
$
667,925

 
$
669,215

Commercial mortgage
12,288

 
2,375

 
6,490

 
21,153

 
9,707,869

 
9,729,022

Other commercial real estate
107

 
—

 
75

 
182

 
473,251

 
473,433

Commercial and industrial and leases
9,677

 
1,677

 
2,239

 
13,593

 
3,611,615

 
3,625,208

Other
188

 
6

 
133

 
327

 
301,849

 
302,176

Total commercial loans
22,751

 
4,500

 
9,294

 
36,545

 
14,762,509

 
14,799,054

Noncommercial:
 
 
 
 
 
 
 
 
 
 
 
Residential mortgage
27,886

 
8,064

 
21,901

 
57,851

 
3,465,935

 
3,523,786

Revolving mortgage
13,428

 
3,485

 
10,222

 
27,135

 
2,674,390

 
2,701,525

Construction and land development - noncommercial
7,154

 
108

 
1,379

 
8,641

 
239,648

 
248,289

Consumer
8,812

 
2,893

 
2,995

 
14,700

 
1,546,473

 
1,561,173

Total noncommercial loans
57,280

 
14,550

 
36,497

 
108,327

 
7,926,446

 
8,034,773

Total non-PCI loans and leases
$
80,031

 
$
19,050

 
$
45,791

 
$
144,872

 
$
22,688,955

 
22,833,827
Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing
 
December 31, 2018
 
December 31, 2017
(Dollars in thousands)
Nonaccrual
loans and
leases
 
Loans and leases > 90 days and accruing
 
Nonaccrual
loans and
leases
 
Loans and
leases > 90 days and accruing
Non-PCI loans and leases:
 
 
 
 
 
 
 
Construction and land development - commercial
$
666

 
$
—

 
$
1,040

 
$
—

Commercial mortgage
12,594

 
—

 
22,625

 
397

Other commercial real estate
366

 
—

 
916

 
—

Commercial and industrial and leases
4,624

 
808

 
4,876

 
428

Residential mortgage
35,662

 
—

 
38,942

 
—

Revolving mortgage
25,563

 
—

 
19,990

 
—

Construction and land development - noncommercial
1,823

 
—

 
1,989

 
—

Consumer
2,969

 
2,080

 
1,992

 
2,153

Other
279

 
—

 
164

 
—

Total non-PCI loans and leases
$
84,546

 
$
2,888

 
$
92,534

 
$
2,978
Schedule of Contractually Required Payments Including Principal and Interest Expected Cash Flows to be Collected and Fair Values [Table Text Block]
The following table relates to PCI loans acquired in the Palmetto Heritage, Capital Commerce and HomeBancorp transactions in 2018 and the Guaranty and HCB transactions in 2017. The table summarizes the contractually required payments, which include principal and interest, expected cash flows to be collected, and the fair value of PCI loans at the respective acquisition dates.
(Dollars in thousands)
Palmetto Heritage
 
Capital Commerce
 
HomeBancorp
 
Guaranty
 
HCB
Contractually required payments
$
4,783

 
$
13,871

 
$
26,651

 
$
158,456

 
$
111,250

Cash flows expected to be collected
4,112

 
11,814

 
19,697

 
142,000

 
101,802

Fair value of loans at acquisition
3,863

 
10,772

 
15,555

 
114,533

 
85,149
Changes In Carrying Value Of Acquired Impaired Loans
The recorded fair values of PCI loans acquired in the Palmetto Heritage, Capital Commerce and HomeBancorp transactions in 2018 and the Guaranty and HCB transactions in 2017 as of their respective acquisition date were as follows:
(Dollars in thousands)
Palmetto Heritage
 
Capital Commerce
 
HomeBancorp
 
Guaranty
 
HCB
Commercial:
 
 
 
 
 
 
 
 
 
Construction and land development
$
212

 
$
1,482

 
$
—

 
$
55

 
$
7,061

Commercial mortgage
1,053

 
1,846

 
7,815

 
644

 
21,836

Other commercial real estate
—

 
—

 
—

 
—

 
6,404

Commercial and industrial
372

 
922

 
423

 
2

 
19,675

Total commercial loans
1,637

 
4,250

 
8,238

 
701

 
54,976

Noncommercial:
 
 
 
 
 
 
 
 
 
Residential mortgage
2,226

 
6,503

 
7,317

 
80,475

 
25,857

Revolving mortgage
—

 
—

 
—

 
33,319

 
3,434

Construction and land development
—

 
—

 
—

 
26

 
—

Consumer
—

 
19

 
—

 
12

 
882

Total noncommercial loans
2,226

 
6,522

 
7,317

 
113,832

 
30,173

Total PCI loans
$
3,863

 
$
10,772

 
$
15,555

 
$
114,533

 
$
85,149

The following table provides changes in the carrying value of all PCI loans during the years ended December 31, 2018 and 2017:
(Dollars in thousands)
2018
 
2017
 
2016
Balance at January 1
$
762,998

 
$
809,169

 
$
950,516

Fair value of PCI loans acquired during the year
30,190

 
199,682

 
80,690

Accretion
61,502

 
76,594

 
76,565

Payments received and other changes, net
(248,114
)
 
(322,447
)
 
(298,602
)
Balance at December 31
$
606,576

 
$
762,998

 
$
809,169

Unpaid principal balance at December 31
$
960,457

 
$
1,175,441

 
$
1,266,395
Changes In The Amount Of Accretable Yield
Purchased non-PCI loans and leases

The following table relates to purchased non-PCI loans acquired in the Palmetto Heritage, Capital Commerce and HomeBancorp transactions in 2018 and the Guaranty transaction in 2017. The table summarizes the contractually required payments, which include principal and interest, estimate of contractual cash flows not expected to be collected and fair value of the acquired loans at the acquisition date.
(Dollars in thousands)
Palmetto Heritage
 
Capital Commerce
 
HomeBancorp
 
Guaranty
Contractually required payments
$
142,413

 
$
198,568

 
$
710,876

 
$
703,916

Contractual cash flows not expected to be collected
—

 
5,427

 
9,845

 
16,073

Fair value at acquisition date
131,283

 
173,354

 
550,618

 
574,553


The recorded fair values of purchased non-PCI loans acquired in the Palmetto Heritage, Capital Commerce and HomeBancorp transactions in 2018 and the Guaranty transaction in 2017 as of their respective acquisition date were as follows:
(Dollars in thousands)
Palmetto Heritage
 
Capital Commerce
 
HomeBancorp
 
Guaranty
Commercial:
 
 
 
 
 
 
 
Construction and land development
$
13,186

 
$
10,299

 
$
525

 
$
—

Commercial mortgage
29,225

 
57,049

 
188,688

 
850

Other commercial real estate
753

 
6,370

 
55,183

 
—

Commercial and industrial and leases
8,153

 
34,301

 
7,931

 
583

Other
1,039

 
—

 
—

 
183,816

Total commercial loans and leases
52,356

 
108,019

 
252,327

 
185,249

Noncommercial:
 
 
 
 
 
 
 
Residential mortgage
59,076

 
50,630

 
296,273

 
309,612

Revolving mortgage
6,175

 
2,552

 
51

 
54,780

Construction and land development
11,103

 
11,173

 
—

 
—

Consumer
2,573

 
980

 
1,967

 
24,912

Total noncommercial loans and leases
78,927

 
65,335

 
298,291

 
389,304

Total non-PCI loans
$
131,283

 
$
173,354

 
$
550,618

 
$
574,553