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Loans and Leases (Tables)
3 Months Ended
Mar. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]  
Loans And Leases Outstanding
Loans and leases outstanding included the following at March 31, 2017 and December 31, 2016:
(Dollars in thousands)
March 31, 2017
 
December 31, 2016
Non-PCI loans and leases:
 
 
 
Commercial:
 
 
 
Construction and land development
$
683,415

 
$
649,157

Commercial mortgage
9,173,612

 
9,026,220

Other commercial real estate
364,862

 
351,291

Commercial and industrial
2,477,911

 
2,567,501

Lease financing
840,201

 
826,270

Other
321,352

 
340,264

Total commercial loans
13,861,353

 
13,760,703

Noncommercial:
 
 
 
Residential mortgage
2,945,361

 
2,889,124

Revolving mortgage
2,604,156

 
2,601,344

Construction and land development
218,103

 
231,400

Consumer
1,428,660

 
1,446,138

Total noncommercial loans
7,196,280

 
7,168,006

Total non-PCI loans and leases
21,057,633

 
20,928,709

PCI loans:
 
 
 
Commercial:
 
 
 
Construction and land development
26,542

 
20,766

Commercial mortgage
455,551

 
453,013

Other commercial real estate
18,723

 
12,645

Commercial and industrial
27,794

 
11,844

Other
1,244

 
1,702

Total commercial loans
529,854

 
499,970

Noncommercial:
 
 
 
Residential mortgage
275,904

 
268,777

Revolving mortgage
40,345

 
38,650

Consumer
2,713

 
1,772

Total noncommercial loans
318,962

 
309,199

Total PCI loans
848,816

 
809,169

Total loans and leases
$
21,906,449

 
$
21,737,878

Composition Of The Loans And Leases Outstanding By Credit Quality Indicator
Non-PCI loans and leases outstanding at March 31, 2017 and December 31, 2016 by credit quality indicator are provided below:
 
March 31, 2017
(Dollars in thousands)
Non-PCI commercial loans and leases
Grade:
Construction  and land
development
 
Commercial
mortgage
 
Other
commercial real estate
 
Commercial  and
industrial
 
Lease financing
 
Other
 
Total non-PCI commercial loans and leases
Pass
$
675,254

 
$
8,977,705

 
$
360,981

 
$
2,303,778

 
$
829,872

 
$
314,857

 
$
13,462,447

Special mention
2,144

 
72,007

 
592

 
23,335

 
3,560

 
1,006

 
102,644

Substandard
5,979

 
123,588

 
3,289

 
19,585

 
6,761

 
5,488

 
164,690

Doubtful
38

 
312

 

 
7

 

 

 
357

Ungraded

 

 

 
131,206

 
8

 
1

 
131,215

Total
$
683,415

 
$
9,173,612

 
$
364,862

 
$
2,477,911

 
$
840,201

 
$
321,352

 
$
13,861,353

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
Non-PCI commercial loans and leases
 
Construction  and land
development
 
Commercial
mortgage
 
Other
commercial real estate
 
Commercial  and
industrial
 
Lease financing
 
Other
 
Total non-PCI commercial loans and leases
Pass
$
645,232

 
$
8,821,439

 
$
347,509

 
$
2,402,659

 
$
818,008

 
$
335,831

 
$
13,370,678

Special mention
2,236

 
76,084

 
1,433

 
22,804

 
2,675

 
1,020

 
106,252

Substandard
1,683

 
126,863

 
2,349

 
17,870

 
5,415

 
3,413

 
157,593

Doubtful
6

 
334

 

 
8

 

 

 
348

Ungraded

 
1,500

 

 
124,160

 
172

 

 
125,832

Total
$
649,157

 
$
9,026,220

 
$
351,291

 
$
2,567,501

 
$
826,270

 
$
340,264

 
$
13,760,703


 
March 31, 2017
 
Non-PCI noncommercial loans and leases
(Dollars in thousands)
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
 
Consumer
 
Total non-PCI noncommercial
loans and leases
Current
$
2,899,295

 
$
2,582,739

 
$
215,112

 
$
1,418,899

 
$
7,116,045

30-59 days past due
27,662

 
11,702

 
610

 
5,661

 
45,635

60-89 days past due
3,885

 
3,162

 
1,378

 
2,214

 
10,639

90 days or greater past due
14,519

 
6,553

 
1,003

 
1,886

 
23,961

Total
$
2,945,361

 
$
2,604,156

 
$
218,103

 
$
1,428,660

 
$
7,196,280

 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
Non-PCI noncommercial loans and leases
 
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
 
Consumer
 
Total non-PCI noncommercial
loans and leases
Current
$
2,839,045

 
$
2,576,942

 
$
229,106

 
$
1,434,658

 
$
7,079,751

30-59 days past due
27,760

 
14,290

 
1,139

 
6,775

 
49,964

60-89 days past due
7,039

 
2,698

 
598

 
2,779

 
13,114

90 days or greater past due
15,280

 
7,414

 
557

 
1,926

 
25,177

Total
$
2,889,124

 
$
2,601,344

 
$
231,400

 
$
1,446,138

 
$
7,168,006



 PCI loans outstanding at March 31, 2017 and December 31, 2016 by credit quality indicator are provided below:
 
March 31, 2017
(Dollars in thousands)
PCI commercial loans
Grade:
Construction
and land
development
 
Commercial
mortgage
 
Other
commercial
real estate
 
Commercial
and
industrial
 
Other
 
Total PCI commercial
loans
Pass
$
11,129

 
$
243,473

 
$
14,896

 
$
18,204

 
$
642

 
$
288,344

Special mention
1,509

 
66,969

 
641

 
2,449

 

 
71,568

Substandard
10,776

 
131,350

 
2,516

 
2,901

 
602

 
148,145

Doubtful
3,128

 
13,759

 
670

 
4,215

 

 
21,772

Ungraded

 

 

 
25

 

 
25

Total
$
26,542

 
$
455,551

 
$
18,723

 
$
27,794

 
$
1,244

 
$
529,854

 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
PCI commercial loans
 
Construction
and land
development
 
Commercial
mortgage
 
Other
commercial
real estate
 
Commercial
and
industrial
 
Other
 
Total PCI commercial
loans
Pass
$
8,103

 
$
234,023

 
$
8,744

 
$
7,253

 
$
696

 
$
258,819

Special mention
950

 
67,848

 
102

 
620

 

 
69,520

Substandard
7,850

 
138,312

 
3,462

 
3,648

 
1,006

 
154,278

Doubtful
3,863

 
12,830

 
337

 
303

 

 
17,333

Ungraded

 

 

 
20

 

 
20

Total
$
20,766

 
$
453,013

 
$
12,645

 
$
11,844

 
$
1,702

 
$
499,970



 
March 31, 2017
 
PCI noncommercial loans
(Dollars in thousands)
Residential
mortgage
 
Revolving
mortgage
 
Consumer
 
Total PCI noncommercial
loans
Current
$
236,294

 
$
34,868

 
$
2,541

 
$
273,703

30-59 days past due
10,017

 
1,231

 
48

 
11,296

60-89 days past due
4,935

 
349

 
3

 
5,287

90 days or greater past due
24,658

 
3,897

 
121

 
28,676

Total
$
275,904

 
$
40,345

 
$
2,713

 
$
318,962

 
 
 
 
 
 
 
 
 
December 31, 2016
 
PCI noncommercial loans
 
Residential
mortgage
 
Revolving
mortgage
 
Consumer
 
Total PCI noncommercial
loans
Current
$
230,065

 
$
33,827

 
$
1,637

 
$
265,529

30-59 days past due
9,595

 
618

 
68

 
10,281

60-89 days past due
6,528

 
268

 
4

 
6,800

90 days or greater past due
22,589

 
3,937

 
63

 
26,589

Total
$
268,777

 
$
38,650

 
$
1,772

 
$
309,199

Aging Of The Outstanding Loans And Leases By Class Excluding Loans Impaired At Acquisition Date
The aging of the outstanding non-PCI loans and leases, by class, at March 31, 2017 and December 31, 2016 is provided in the table below.
The calculation of days past due begins on the day after payment is due and includes all days through which all required interest or principal has not been paid. Loans and leases 30 days or less past due are considered current as various grace periods allow borrowers to make payments within a stated period after the due date and still remain in compliance with the loan agreement.
 
March 31, 2017
(Dollars in thousands)
30-59 days
past due
 
60-89 days
past due
 
90 days or greater
 
Total past
due
 
Current
 
Total loans
and leases
Non-PCI loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
3,897

 
$
2

 
$
102

 
$
4,001

 
$
679,414

 
$
683,415

Commercial mortgage
16,294

 
3,633

 
8,750

 
28,677

 
9,144,935

 
9,173,612

Other commercial real estate
181

 
172

 
530

 
883

 
363,979

 
364,862

Commercial and industrial
9,543

 
1,576

 
3,229

 
14,348

 
2,463,563

 
2,477,911

Lease financing
992

 
733

 
290

 
2,015

 
838,186

 
840,201

Residential mortgage
27,662

 
3,885

 
14,519

 
46,066

 
2,899,295

 
2,945,361

Revolving mortgage
11,702

 
3,162

 
6,553

 
21,417

 
2,582,739

 
2,604,156

Construction and land development - noncommercial
610

 
1,378

 
1,003

 
2,991

 
215,112

 
218,103

Consumer
5,661

 
2,214

 
1,886

 
9,761

 
1,418,899

 
1,428,660

Other
194

 

 
161

 
355

 
320,997

 
321,352

Total non-PCI loans and leases
$
76,736

 
$
16,755

 
$
37,023

 
$
130,514

 
$
20,927,119

 
$
21,057,633

 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
30-59 days
past due
 
60-89 days
past due
 
90 days or greater
 
Total past
due
 
Current
 
Total loans
and leases
Non-PCI loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
1,845

 
$
39

 
$
286

 
$
2,170

 
$
646,987

 
$
649,157

Commercial mortgage
11,592

 
2,773

 
10,329

 
24,694

 
9,001,526

 
9,026,220

Other commercial real estate
310

 

 

 
310

 
350,981

 
351,291

Commercial and industrial
7,918

 
2,102

 
1,051

 
11,071

 
2,556,430

 
2,567,501

Lease financing
1,175

 
444

 
863

 
2,482

 
823,788

 
826,270

Residential mortgage
27,760

 
7,039

 
15,280

 
50,079

 
2,839,045

 
2,889,124

Revolving mortgage
14,290

 
2,698

 
7,414

 
24,402

 
2,576,942

 
2,601,344

Construction and land development - noncommercial
1,139

 
598

 
557

 
2,294

 
229,106

 
231,400

Consumer
6,775

 
2,779

 
1,926

 
11,480

 
1,434,658

 
1,446,138

Other
72

 

 
198

 
270

 
339,994

 
340,264

Total non-PCI loans and leases
$
72,876

 
$
18,472

 
$
37,904

 
$
129,252

 
$
20,799,457

 
$
20,928,709


Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing
The recorded investment, by class, in loans and leases on nonaccrual status, and loans and leases greater than 90 days past due and still accruing at March 31, 2017 and December 31, 2016 for non-PCI loans and leases, were as follows:
 
March 31, 2017
 
December 31, 2016
(Dollars in thousands)
Nonaccrual
loans and
leases
 
Loans and
leases > 90
days and
accruing
 
Nonaccrual
loans and
leases
 
Loans and
leases > 90
days and
accruing
Non-PCI loans and leases:
 
 
 
 
 
 
 
Construction and land development - commercial
$
778

 
$

 
$
606

 
$

Commercial mortgage
25,709

 
962

 
26,527

 
482

Other commercial real estate
687

 

 
86

 

Commercial and industrial
4,023

 
584

 
4,275

 
440

Lease financing
1,281

 

 
359

 
683

Residential mortgage
36,257

 
191

 
32,470

 
37

Revolving mortgage
13,931

 

 
14,308

 

Construction and land development - noncommercial
1,315

 

 
1,121

 

Consumer
1,830

 
1,245

 
2,236

 
1,076

Other
275

 

 
319

 

Total non-PCI loans and leases
$
86,086

 
$
2,982

 
$
82,307

 
$
2,718

Schedule of Contractually Required Payments Including Principal and Interest Expected Cash Flows to be Collected and Fair Values [Table Text Block]
The following table relates to PCI loans acquired in the HCB acquisition and summarizes the contractually required payments, which include principal and interest, expected cash flows to be collected, and the fair value of PCI loans at the acquisition date.
(Dollars in thousands)
 
Contractually required payments
$
111,250

Cash flows expected to be collected
101,802

Fair value of loans at acquisition
85,149

Changes In Carrying Value Of PCI Loans
The recorded fair values of PCI loans acquired in the HCB acquisition as of the acquisition date were as follows:
(Dollars in thousands)
 
Commercial:
 
Construction and land development
$
7,061

Commercial mortgage
21,836

Other commercial real estate
6,404

Commercial and industrial
19,675

Total commercial loans
54,976

Noncommercial:
 
Residential mortgage
25,857

Revolving mortgage
3,434

Consumer
882

Total noncommercial loans
30,173

Total PCI loans
$
85,149


The following table provides changes in the carrying value of all purchased credit-impaired loans during the three months ended March 31, 2017 and March 31, 2016:
(Dollars in thousands)
2017
 
2016
Balance at January 1
$
809,169

 
$
950,516

Fair value of acquired loans
85,149

 
35,416

Accretion
19,351

 
21,398

Payments received and other changes, net
(64,853
)
 
(61,443
)
Balance at March 31
$
848,816

 
$
945,887

Unpaid principal balance at March 31
$
1,155,034

 
$
1,665,896

Changes in Carrying Value of Accretable Yield for PCI Loans
The following table documents changes to the amount of accretable yield for the first three months of 2017 and 2016.
(Dollars in thousands)
2017
 
2016
Balance at January 1
$
335,074

 
$
343,856

Additions from acquisitions
16,653

 
6,176

Accretion
(19,351
)
 
(21,398
)
Reclassifications from nonaccretable difference
11,277

 
9,905

Changes in expected cash flows that do not affect nonaccretable difference
(2,179
)
 
4,418

Balance at March 31
$
341,474

 
$
342,957