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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest income      
Loans and leases $ 700,525us-gaap_InterestAndFeeIncomeLoansAndLeases $ 757,197us-gaap_InterestAndFeeIncomeLoansAndLeases $ 967,601us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities:      
U. S. Treasury 11,656us-gaap_InterestIncomeSecuritiesUSTreasury 1,645us-gaap_InterestIncomeSecuritiesUSTreasury 2,471us-gaap_InterestIncomeSecuritiesUSTreasury
Government agency 7,410us-gaap_InterestIncomeSecuritiesOtherUSGovernment 12,265us-gaap_InterestIncomeSecuritiesOtherUSGovernment 15,688us-gaap_InterestIncomeSecuritiesOtherUSGovernment
Residential mortgage-backed securities 36,492us-gaap_InterestIncomeSecuritiesMortgageBacked 22,642us-gaap_InterestIncomeSecuritiesMortgageBacked 14,388us-gaap_InterestIncomeSecuritiesMortgageBacked
State, county and municipal 13us-gaap_InterestIncomeSecuritiesStateAndMunicipal 12us-gaap_InterestIncomeSecuritiesStateAndMunicipal 36us-gaap_InterestIncomeSecuritiesStateAndMunicipal
Other 640us-gaap_InterestAndDividendIncomeSecuritiesOther 320us-gaap_InterestAndDividendIncomeSecuritiesOther 2,914us-gaap_InterestAndDividendIncomeSecuritiesOther
Total investment securities interest and dividend income 56,211us-gaap_InterestAndDividendIncomeSecurities 36,884us-gaap_InterestAndDividendIncomeSecurities 35,497us-gaap_InterestAndDividendIncomeSecurities
Overnight investments 3,712us-gaap_InterestIncomeDepositsWithFinancialInstitutions 2,723us-gaap_InterestIncomeDepositsWithFinancialInstitutions 1,738us-gaap_InterestIncomeDepositsWithFinancialInstitutions
Total interest income 760,448us-gaap_InterestAndDividendIncomeOperating 796,804us-gaap_InterestAndDividendIncomeOperating 1,004,836us-gaap_InterestAndDividendIncomeOperating
Interest expense      
Deposits 24,786us-gaap_InterestExpenseDeposits 34,495us-gaap_InterestExpenseDeposits 57,568us-gaap_InterestExpenseDeposits
Short-term borrowings 9,177us-gaap_InterestExpenseShortTermBorrowings 2,724us-gaap_InterestExpenseShortTermBorrowings 5,107us-gaap_InterestExpenseShortTermBorrowings
Long-term obligations 16,388us-gaap_InterestExpenseLongTermDebt 19,399us-gaap_InterestExpenseLongTermDebt 27,473us-gaap_InterestExpenseLongTermDebt
Total interest expense 50,351us-gaap_InterestExpense 56,618us-gaap_InterestExpense 90,148us-gaap_InterestExpense
Net interest income (loss) 710,097us-gaap_InterestIncomeExpenseNet 740,186us-gaap_InterestIncomeExpenseNet 914,688us-gaap_InterestIncomeExpenseNet
Provision for loan and lease losses 640us-gaap_ProvisionForLoanAndLeaseLosses (32,255)us-gaap_ProvisionForLoanAndLeaseLosses 142,885us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan and lease losses 709,457us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 772,441us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 771,803us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income      
Cardholder and merchant services 56,820us-gaap_FeesAndCommissionsCreditAndDebitCards 48,360us-gaap_FeesAndCommissionsCreditAndDebitCards 45,174us-gaap_FeesAndCommissionsCreditAndDebitCards
Merchant Discount Fees 64,075us-gaap_MerchantDiscountFees 56,024us-gaap_MerchantDiscountFees 50,298us-gaap_MerchantDiscountFees
Service charges on deposit accounts 69,100us-gaap_FeesAndCommissionsDepositorAccounts 60,661us-gaap_FeesAndCommissionsDepositorAccounts 61,564us-gaap_FeesAndCommissionsDepositorAccounts
Wealth management services 66,115us-gaap_AssetManagementFees1 59,628us-gaap_AssetManagementFees1 57,236us-gaap_AssetManagementFees1
Fees from processing services 17,989fcnca_FeesFromProcessingServices 22,821fcnca_FeesFromProcessingServices 34,816fcnca_FeesFromProcessingServices
Securities gains (losses) 29,096us-gaap_GainLossOnSaleOfSecuritiesNet 0us-gaap_GainLossOnSaleOfSecuritiesNet 2,277us-gaap_GainLossOnSaleOfSecuritiesNet
Other service charges and fees 17,760us-gaap_FeesAndCommissionsOther 15,696us-gaap_FeesAndCommissionsOther 14,239us-gaap_FeesAndCommissionsOther
Mortgage income 5,828us-gaap_FeesAndCommissionsMortgageBanking 11,065us-gaap_FeesAndCommissionsMortgageBanking 8,072us-gaap_FeesAndCommissionsMortgageBanking
Insurance commissions 11,129us-gaap_InsuranceCommissionsAndFees 10,694us-gaap_InsuranceCommissionsAndFees 9,974us-gaap_InsuranceCommissionsAndFees
ATM income 5,388fcnca_AtmIncome 5,026fcnca_AtmIncome 5,279fcnca_AtmIncome
Adjustments to FDIC receivable (32,151)fcnca_AdjustmentstoIndemnificationAsset (72,342)fcnca_AdjustmentstoIndemnificationAsset (101,594)fcnca_AdjustmentstoIndemnificationAsset
Other 29,277us-gaap_NoninterestIncomeOther 49,749us-gaap_NoninterestIncomeOther 4,919us-gaap_NoninterestIncomeOther
Total noninterest income 340,426us-gaap_NoninterestIncome 267,382us-gaap_NoninterestIncome 192,254us-gaap_NoninterestIncome
Noninterest expense      
Salaries and wages 349,279us-gaap_SalariesWagesAndOfficersCompensation 308,936us-gaap_SalariesWagesAndOfficersCompensation 307,036us-gaap_SalariesWagesAndOfficersCompensation
Employee benefits 79,898us-gaap_OtherLaborRelatedExpenses 90,479us-gaap_OtherLaborRelatedExpenses 78,861us-gaap_OtherLaborRelatedExpenses
Occupancy expense 86,775us-gaap_OccupancyNet 75,713us-gaap_OccupancyNet 74,798us-gaap_OccupancyNet
Equipment expense 79,084us-gaap_EquipmentExpense 75,538us-gaap_EquipmentExpense 74,822us-gaap_EquipmentExpense
FDIC insurance expense 12,979us-gaap_FederalDepositInsuranceCorporationPremiumExpense 10,175us-gaap_FederalDepositInsuranceCorporationPremiumExpense 10,656us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Foreclosure-related expenses 17,368us-gaap_ForeclosedRealEstateExpense 17,134us-gaap_ForeclosedRealEstateExpense 40,654us-gaap_ForeclosedRealEstateExpense
Merger-related expenses 13,064us-gaap_BusinessCombinationAcquisitionRelatedCosts 391us-gaap_BusinessCombinationAcquisitionRelatedCosts 791us-gaap_BusinessCombinationAcquisitionRelatedCosts
Other 207,842us-gaap_OtherNoninterestExpense 193,014us-gaap_OtherNoninterestExpense 179,315us-gaap_OtherNoninterestExpense
Total noninterest expense 846,289us-gaap_NoninterestExpense 771,380us-gaap_NoninterestExpense 766,933us-gaap_NoninterestExpense
Income before income taxes 203,594us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 268,443us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 197,124us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income taxes 65,032us-gaap_IncomeTaxExpenseBenefit 101,574us-gaap_IncomeTaxExpenseBenefit 64,729us-gaap_IncomeTaxExpenseBenefit
Income taxes 98,371us-gaap_CurrentIncomeTaxExpenseBenefit 53,928us-gaap_CurrentIncomeTaxExpenseBenefit 99,151us-gaap_CurrentIncomeTaxExpenseBenefit
Net income $ 138,562us-gaap_NetIncomeLoss $ 166,869us-gaap_NetIncomeLoss $ 132,395us-gaap_NetIncomeLoss
Average shares outstanding (in shares) 10,221,721us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 9,618,952us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 10,244,472us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Cash dividends (in dollars per share) $ 1.20us-gaap_CommonStockDividendsPerShareDeclared $ 1.20us-gaap_CommonStockDividendsPerShareDeclared $ 1.20us-gaap_CommonStockDividendsPerShareDeclared
Net income per share $ 13.56us-gaap_EarningsPerShareBasic $ 17.35us-gaap_EarningsPerShareBasic $ 12.92us-gaap_EarningsPerShareBasic