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Other Noninterest Income and Other Noninterest Expense
 12 Months Ended
Dec. 31, 2014
Noninterest Expense [Abstract]  
Other Noninterest Income and Other Noninterest Expense
OTHER NONINTEREST INCOME AND OTHER NONINTEREST EXPENSE

Recoveries on PCI loans that have been previously charged-off are additional sources of noninterest income. BancShares records these recoveries as noninterest income rather than as an adjustment to the allowance for loan and lease losses since charge-offs on PCI loans are primarily recorded through the nonaccretable difference. These recoveries totaled $16.2 million, $29.7 million and $10.5 million for years ended December 31, 2014, 2013 and 2012, respectively.

Other noninterest expense for the years ended December 31, 2014, 2013 and 2012, included the following:
(dollars in thousands)
2014
 
2013
 
2012
Cardholder processing
$
11,950

 
$
9,892

 
$
11,816

Merchant processing
39,874

 
35,279

 
33,313

Collection
11,595

 
21,209

 
25,591

Processing fees paid to third parties
17,089

 
15,095

 
14,454

Cardholder reward programs
11,435

 
10,154

 
4,325

Telecommunications
10,834

 
10,033

 
11,131

Consultant
10,168

 
9,740

 
3,914

Advertising
11,461

 
8,286

 
3,897

Other
83,436

 
73,326

 
70,874

Total other noninterest expense
$
207,842

 
$
193,014

 
$
179,315