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Allowance for Loan and Lease Losses (Tables)
 6 Months Ended
Jun. 30, 2012
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]  
Summary Of Activity In The Allowance For Loan and Lease Losses
Activity in the allowance for loan and lease losses, ending balances of loans and leases and related allowance by class of loans is summarized as follows:
 
Construction
and Land
Development
- Commercial
 
Commercial
Mortgage
 
Other
Commercial
Real Estate
 
Commercial
and Industrial
 
Lease
Financing
 
Other
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development
- Non-
commercial
 
Consumer
 
Non-
specific
 
Total
Noncovered Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Six months ended June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at January 1
$
5,467

 
$
67,486

 
$
2,169

 
$
23,723

 
$
3,288

 
$
1,315

 
$
8,879

 
$
27,045

 
$
1,427

 
$
25,962

 
$
14,122

 
$
180,883

Charge-offs
(9,221
)
 
(4,020
)
 
(254
)
 
(3,046
)
 
(335
)
 
(28
)
 
(2,290
)
 
(6,271
)
 
(675
)
 
(5,285
)
 
—

 
(31,425
)
Recoveries
269

 
1,008

 
—

 
437

 
48

 
4

 
312

 
414

 
152

 
929

 
—

 
3,573

Provision
8,541

 
6,492

 
498

 
3,801

 
514

 
(108
)
 
738

 
5,512

 
911

 
3,382

 
1,820

 
32,101

Balance at June 30
$
5,056

 
$
70,966

 
$
2,413

 
$
24,915

 
$
3,515

 
$
1,183

 
$
7,639

 
$
26,700

 
$
1,815

 
$
24,988

 
$
15,942

 
$
185,132

Six months ended June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at January 1
$
10,512

 
$
64,772

 
$
2,200

 
$
24,089

 
$
3,384

 
$
1,473

 
$
7,009

 
$
18,016

 
$
1,751

 
$
29,448

 
$
13,863

 
$
176,517

Charge-offs
(395
)
 
(3,961
)
 
(83
)
 
(2,613
)
 
(252
)
 
—

 
(719
)
 
(4,446
)
 
(373
)
 
(9,289
)
 
—

 
(22,131
)
Recoveries
37

 
555

 
6

 
282

 
37

 
—

 
4

 
159

 
73

 
433

 
—

 
1,586

Provision
(462
)
 
5,757

 
145

 
3,160

 
189

 
(122
)
 
1,110

 
8,291

 
(127
)
 
6,487

 
215

 
24,643

Balance at June 30
$
9,692

 
$
67,123

 
$
2,268

 
$
24,918

 
$
3,358

 
$
1,351

 
$
7,404

 
$
22,020

 
$
1,324

 
$
27,079

 
$
14,078

 
$
180,615

Three months ended June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at April 1
$
6,608

 
$
72,155

 
$
2,248

 
$
24,246

 
$
3,320

 
$
1,281

 
$
9,107

 
$
26,911

 
$
1,397

 
$
24,288

 
$
14,822

 
$
186,383

Charge-offs
(3,492
)
 
(1,556
)
 
(112
)
 
(1,599
)
 
(144
)
 
(28
)
 
(1,255
)
 
(3,331
)
 
—

 
(2,277
)
 
—

 
(13,794
)
Recoveries
228

 
12

 
—

 
187

 
18

 
—

 
269

 
198

 
145

 
497

 
—

 
1,554

Provision
1,712

 
355

 
277

 
2,081

 
321

 
(70
)
 
(482
)
 
2,922

 
273

 
2,480

 
1,120

 
10,989

Balance at June 30
$
5,056

 
$
70,966

 
$
2,413

 
$
24,915

 
$
3,515

 
$
1,183

 
$
7,639

 
$
26,700

 
$
1,815

 
$
24,988

 
$
15,942

 
$
185,132

Three months ended June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at April 1
$
10,728

 
$
66,190

 
$
2,204

 
$
24,365

 
$
3,369

 
$
1,419

 
$
7,129

 
$
19,363

 
$
1,328

 
$
27,778

 
$
14,095

 
$
177,968

Charge-offs
(308
)
 
(825
)
 
—

 
(1,592
)
 
(252
)
 
—

 
(713
)
 
(4,404
)
 
(363
)
 
(3,221
)
 
—

 
(11,678
)
Recoveries
13

 
546

 
6

 
277

 
37

 
—

 
3

 
159

 
70

 
433

 
—

 
1,544

Provision
(741
)
 
1,212

 
58

 
1,868

 
204

 
(68
)
 
985

 
6,902

 
289

 
2,089

 
(17
)
 
12,781

Balance at June 30
$
9,692

 
$
67,123

 
$
2,268

 
$
24,918

 
$
3,358

 
$
1,351

 
$
7,404

 
$
22,020

 
$
1,324

 
$
27,079

 
$
14,078

 
$
180,615

 
Construction
and Land
Development
- Commercial
 
Commercial
Mortgage
 
Other
Commercial
Real Estate
 
Commercial
and Industrial
 
Lease
Financing
 
Other
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development
- Non-
commercial
 
Consumer
 
Non-
specific
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases individually evaluated for impairment
$
1,621

 
$
9,745

 
$
498

 
$
2,318

 
$
70

 
$
—

 
$
1,451

 
$
51

 
$
205

 
$
253

 
$
—

 
$
16,212

ALLL for loans and leases collectively evaluated for impairment
3,435

 
61,221

 
1,915

 
22,597

 
3,445

 
1,183

 
6,188

 
26,649

 
1,610

 
24,735

 
—

 
152,978

Non-specific ALLL
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
15,942

 
15,942

Total allowance for loan and lease losses
$
5,056

 
$
70,966

 
$
2,413

 
$
24,915

 
$
3,515

 
$
1,183

 
$
7,639

 
$
26,700

 
$
1,815

 
$
24,988

 
$
15,942

 
$
185,132

December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases individually evaluated for impairment
$
1,139

 
$
5,266

 
$
283

 
$
640

 
$
17

 
$
14

 
$
411

 
$
—

 
$
145

 
$
47

 
$
—

 
$
7,962

ALLL for loans and leases collectively evaluated for impairment
4,328

 
62,220

 
1,886

 
23,083

 
3,271

 
1,301

 
8,468

 
27,045

 
1,282

 
25,915

 
—

 
158,799

Non-specific ALLL
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
14,122

 
14,122

Total allowance for loan and lease losses
$
5,467

 
$
67,486

 
$
2,169

 
$
23,723

 
$
3,288

 
$
1,315

 
$
8,879

 
$
27,045

 
$
1,427

 
$
25,962

 
$
14,122

 
$
180,883

June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases individually evaluated for impairment
$
5,526

 
$
5,272

 
$
56

 
$
430

 
$
48

 
$
—

 
$
455

 
$
—

 
$
93

 
$
45

 
$
—

 
$
11,925

ALLL for loans and leases collectively evaluated for impairment
4,166

 
61,851

 
2,212

 
24,488

 
3,310

 
1,351

 
6,949

 
22,020

 
1,231

 
27,034

 
—

 
154,612

Non-specific ALLL
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
14,078

 
14,078

Total allowance for loan and lease losses
$
9,692

 
$
67,123

 
$
2,268

 
$
24,918

 
$
3,358

 
$
1,351

 
$
7,404

 
$
22,020

 
$
1,324

 
$
27,079

 
$
14,078

 
$
180,615

Loans and leases:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases individually evaluated for impairment
$
28,230

 
$
139,235

 
$
4,919

 
$
18,754

 
$
354

 
$
742

 
$
19,305

 
$
3,594

 
$
3,458

 
$
3,108

 
$
—

 
$
221,699

Loans and leases collectively evaluated for impairment
300,921

 
5,010,461

 
157,660

 
1,704,007

 
320,349

 
139,996

 
789,925

 
2,264,616

 
124,268

 
428,556

 
—

 
11,240,759

Total loan and leases
$
329,151

 
$
5,149,696

 
$
162,579

 
$
1,722,761

 
$
320,703

 
$
140,738

 
$
809,230

 
$
2,268,210

 
$
127,726

 
$
431,664

 
$
—

 
$
11,462,458

December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases individually evaluated for impairment
$
26,782

 
$
92,872

 
$
5,686

 
$
15,996

 
$
328

 
$
193

 
$
9,776

 
$
—

 
$
3,676

 
$
992

 
$
—

 
$
156,301

Loans and leases collectively evaluated for impairment
354,381

 
5,012,121

 
139,085

 
1,748,411

 
312,541

 
158,176

 
774,342

 
2,296,306

 
133,595

 
496,378

 
—

 
11,425,336

Total loan and leases
$
381,163

 
$
5,104,993

 
$
144,771

 
$
1,764,407

 
$
312,869

 
$
158,369

 
$
784,118

 
$
2,296,306

 
$
137,271

 
$
497,370

 
$
—

 
$
11,581,637

June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases individually evaluated for impairment
$
28,274

 
$
69,806

 
$
1,770

 
$
14,063

 
$
617

 
$
—

 
$
11,102

 
$
—

 
$
2,562

 
$
994

 
$
—

 
$
129,188

Loans and leases collectively evaluated for impairment
378,860

 
4,791,651

 
147,207

 
1,791,749

 
302,487

 
170,758

 
814,508

 
2,303,687

 
142,883

 
555,876

 
—

 
11,399,666

Total loan and leases
$
407,134

 
$
4,861,457

 
$
148,977

 
$
1,805,812

 
$
303,104

 
$
170,758

 
$
825,610

 
$
2,303,687

 
$
145,445

 
$
556,870

 
$
—

 
$
11,528,854


 
Construction
and Land
Development -
Commercial
 
Commercial
Mortgage
 
Other
Commercial
Real Estate
 
Commercial
and
Industrial
 
Lease
Financing
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development -
Non-commercial
 
Consumer
and Other
 
Total
Covered Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan and lease losses (1):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Six months ended June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at January 1
$
16,693

 
$
39,557

 
$
16,862

 
$
5,500

 
$
13

 
$
5,433

 
$
77

 
$
4,652

 
$
474

 
$
89,261

Charge-offs
(5,026
)
 
(15,393
)
 
(796
)
 
(6,016
)
 
—

 
(2,612
)
 
—

 
(9
)
 
(35
)
 
(29,887
)
Recoveries
—

 
—

 
—

 
—

 
—

 
142

 
—

 
—

 
—

 
142

Provision
4,316

 
11,827

 
(6,872
)
 
15,240

 
(13
)
 
2,612

 
2,471

 
(863
)
 
(437
)
 
28,281

Balance at June 30
$
15,983

 
$
35,991

 
$
9,194

 
$
14,724

 
$
—

 
$
5,575

 
$
2,548

 
$
3,780

 
$
2

 
$
87,797

Six months ended June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at January 1
$
20,654

 
$
13,199

 
$
4,148

 
$
6,828

 
$
—

 
$
113

 
$
676

 
$
5,607

 
$
23

 
$
51,248

Charge-offs
(9,952
)
 
(24,007
)
 
(11,474
)
 
(2,443
)
 
—

 
(2,734
)
 
—

 
(5,044
)
 
(74
)
 
(55,728
)
Recoveries
—

 
15

 
91

 
12

 
—

 
44

 
—

 
—

 
—

 
162

Provision
13,532

 
32,886

 
20,076

 
(2,525
)
 
—

 
6,230

 
(666
)
 
4,157

 
63

 
73,753

Balance at June 30
$
24,234

 
$
22,093

 
$
12,841

 
$
1,872

 
$
—

 
$
3,653

 
$
10

 
$
4,720

 
$
12

 
$
69,435

Three months ended June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at April 1
12,736

 
39,744

 
11,150

 
13,728

 
3

 
4,732

 
1,027

 
2,720

 
277

 
$
86,117

Charge-offs
(3,639
)
 
(9,182
)
 
(796
)
 
(2,827
)
 
—

 
(657
)
 
—

 
(9
)
 
(30
)
 
(17,140
)
Recoveries
—

 
—

 
—

 
—

 
—

 
142

 
—

 
—

 
—

 
142

Provision
6,886

 
5,429

 
(1,160
)
 
3,823

 
(3
)
 
1,358

 
1,521

 
1,069

 
(245
)
 
18,678

Balance at June 30
$
15,983

 
$
35,991

 
$
9,194

 
$
14,724

 
$
—

 
$
5,575

 
$
2,548

 
$
3,780

 
$
2

 
$
87,797

Three months ended June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at April 1
$
20,419

 
$
14,649

 
$
4,905

 
$
6,712

 
$
—

 
$
1,012

 
$
1,451

 
$
5,468

 
$
13

 
$
54,629

Charge-offs
(5,156
)
 
(11,409
)
 
(3,289
)
 
(2,413
)
 
—

 
(1,927
)
 
—

 
(2,276
)
 
(74
)
 
(26,544
)
Recoveries
—

 
7

 
91

 
12

 
—

 
44

 
—

 
—

 
—

 
154

Provision
8,971

 
18,846

 
11,134

 
(2,439
)
 
—

 
4,524

 
(1,441
)
 
1,528

 
73

 
41,196

Balance at June 30
$
24,234

 
$
22,093

 
$
12,841

 
$
1,872

 
$
—

 
$
3,653

 
$
10

 
$
4,720

 
$
12

 
$
69,435

Allowance for loan and lease losses (1):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases acquired with deteriorated credit quality
$
15,983

 
$
35,991

 
$
9,194

 
$
14,724

 
$
—

 
$
5,575

 
$
2,548

 
$
3,780

 
$
2

 
$
87,797

December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases acquired with deteriorated credit quality
16,693

 
39,557

 
16,862

 
5,500

 
13

 
5,433

 
77

 
4,652

 
474

 
89,261

June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases acquired with deteriorated credit quality
24,234

 
22,093

 
12,841

 
1,872

 
—

 
3,653

 
10

 
4,720

 
12

 
69,435

Loans and leases:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases acquired with deteriorated credit quality
272,445

 
1,142,677

 
115,787

 
66,442

 
—

 
322,053

 
37,110

 
39,294

 
3,543

 
1,999,351

December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases acquired with deteriorated credit quality
338,873

 
1,260,589

 
158,394

 
113,442

 
57

 
327,568

 
51,552

 
105,536

 
6,141

 
2,362,152

June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases acquired with deteriorated credit quality
338,650

 
1,307,775

 
173,606

 
125,492

 
224

 
354,033

 
11,933

 
82,177

 
5,848

 
2,399,738

(1) The allowance of $19,157 at June 30, 2012 and $1,099 at December 31, 2011 relating to pooled loans is included in the loan classes above based on the primary loan class within each pool.
Allocation Of Noncovered Impaired Loans And Leases
The following tables provides information on noncovered impaired loans and leases, exclusive of loans and leases evaluated collectively as a homogeneous group, including interest income recognized in the period during which the loans and leases were considered impaired.
 
 
With a
recorded
allowance
 
With no
recorded
allowance
 
Total
 
Related
allowance
recorded
June 30, 2012
 
 
 
 
 
 
 
Impaired noncovered loans and leases
 
 
 
 
 
 
 
Construction and land development - commercial
$
8,700

 
$
18,473

 
$
27,173

 
$
1,555

Commercial mortgage
64,016

 
53,951

 
117,967

 
8,811

Other commercial real estate
1,218

 
2,491

 
3,709

 
435

Commercial and industrial
5,923

 
8,004

 
13,927

 
2,070

Lease financing
292

 
—

 
292

 
66

Other
—

 
742

 
742

 
—

Revolving Mortgage
1,240

 
2,354

 
3,594

 
51

Residential mortgage
13,076

 
4,844

 
17,920

 
1,380

Construction and land development - non-commercial
1,311

 
2,147

 
3,458

 
205

Consumer
1,915

 
1,193

 
3,108

 
253

Total impaired noncovered loans and leases
$
97,691

 
$
94,199

 
$
191,890

 
$
14,826

December 31, 2011
 
 
 
 
 
 
 
Impaired noncovered loans and leases
 
 
 
 
 
 
 
Construction and land development - commercial
$
24,994

 
$
—

 
$
24,994

 
$
1,027

Commercial mortgage
53,687

 
11,840

 
65,527

 
3,813

Other commercial real estate
1,558

 
1,022

 
2,580

 
114

Commercial and industrial
7,157

 
7,111

 
14,268

 
549

Lease financing
322

 
—

 
322

 
16

Other
—

 
—

 
—

 
—

Residential mortgage
9,776

 
—

 
9,776

 
411

Construction and land development - non-commercial
3,676

 
—

 
3,676

 
145

Consumer
992

 
—

 
992

 
47

Total impaired noncovered loans and leases
$
102,162

 
$
19,973

 
$
122,135

 
$
6,122

June 30, 2011
 
 
 
 
 
 
 
Impaired noncovered loans and leases
 
 
 
 
 
 
 
Construction and land development - commercial
$
27,237

 
$
1,037

 
$
28,274

 
$
5,526

Commercial mortgage
64,272

 
5,534

 
69,806

 
5,272

Other commercial real estate
1,770

 
—

 
1,770

 
56

Commercial and industrial
6,917

 
7,146

 
14,063

 
430

Lease financing
617

 
—

 
617

 
48

Other
—

 
—

 
—

 
—

Residential mortgage
11,102

 
—

 
11,102

 
455

Construction and land development - non-commercial
2,562

 
—

 
2,562

 
93

Consumer
994

 
—

 
994

 
45

Total impaired noncovered loans and leases
$
115,471

 
$
13,717

 
$
129,188

 
$
11,925

 
Average
Balance
 
Unpaid
Principal
Balance
 
Interest
Income
Recognized
Six months ended June 30, 2012
 
 
 
 
 
Noncovered impaired loans and leases:
 
 
 
 
 
Construction and land development - commercial
$
27,118

 
$
44,157

 
$
283

Commercial mortgage
92,357

 
121,543

 
1,414

Other commercial real estate
3,140

 
3,871

 
48

Commercial and industrial
14,135

 
13,988

 
120

Lease financing
339

 
292

 
4

Other
124

 
742

 
13

Revolving Mortgage
1,956

 
3,594

 
20

Residential mortgage
15,298

 
18,355

 
234

Construction and land development - non-commercial
3,518

 
3,458

 
50

Consumer
1,735

 
3,109

 
7

Total noncovered impaired loans and leases
$
159,720

 
$
213,109

 
$
2,193

Three months ended June 30, 2012
 
 
 
 
 
Noncovered impaired loans and leases:
 
 
 
 
 
Construction and land development - commercial
$
32,549

 
$
44,157

 
$
249

Commercial mortgage
123,944

 
121,543

 
1,062

Other commercial real estate
4,181

 
3,871

 
48

Commercial and industrial
15,267

 
13,988

 
66

Lease financing
420

 
292

 
3

Other
247

 
742

 
13

Revolving Mortgage
3,904

 
3,594

 
20

Residential mortgage
21,022

 
18,355

 
154

Construction and land development - non-commercial
3,858

 
3,458

 
31

Consumer
2,337

 
3,109

 
6

Total noncovered impaired loans and leases
$
207,729

 
$
213,109

 
$
1,652

Six months ended June 30, 2011
 
 
 
 
 
Noncovered impaired loans and leases:
 
 
 
 
 
Construction and land development - commercial
$
28,819

 
$
28,475

 
$
104

Commercial mortgage
65,937

 
70,259

 
1,078

Other commercial real estate
1,227

 
1,770

 
25

Commercial and industrial
12,454

 
14,063

 
223

Lease financing
758

 
617

 
12

Other
38

 
—

 
—

Residential mortgage
8,150

 
11,102

 
176

Construction and land development - non-commercial
1,196

 
2,562

 
45

Consumer
399

 
994

 
10

Total noncovered impaired loans and leases
$
118,978

 
$
129,842

 
$
1,673

Three months ended June 30, 2011
 
 
 
 
 
Noncovered impaired loans and leases:
 
 
 
 
 
Construction and land development - commercial
$
28,541

 
$
28,475

 
$
32

Commercial mortgage
65,763

 
70,259

 
340

Other commercial real estate
1,358

 
1,770

 
15

Commercial and industrial
10,953

 
14,063

 
58

Lease financing
790

 
617

 
—

Other
—

 
—

 
—

Residential mortgage
9,144

 
11,102

 
116

Construction and land development - non-commercial
1,538

 
2,562

 
39

Consumer
548

 
994

 
8

Total noncovered impaired loans and leases
$
118,635

 
$
129,842

 
$
608

 
 
 
 
 
 
Troubled Debt Restructurings on Financing Receivables
The following table provides the types of troubled debt restructurings made for the three- and twelve-month periods ended June 30, 2012, as well as the loans restructured during those periods that have experienced payment default subsequent to restructuring.
 
Three months ended June 30, 2012
 
Six months ended June 30, 2012
 
Twelve Months Ended June 30, 2012
 
All Restructurings
 
Restructurings with payment default
 
All Restructurings
 
Restructurings with payment default
 
All Restructurings
 
Restructurings with payment default
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
Noncovered loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest only period provided
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
2
$
316

 
—
$
—

 
2
316
 
—
—
 
3
$
510

 
—
$
—

Commercial mortgage
5
3,108

 
—
—

 
9
3,741
 
1
109
 
10
4,096

 
1
109

Other commercial real estate
—
—

 
—
—

 
—
—
 
—
—
 
1
265

 
1
265

Commercial and industrial
—
—

 
—
—

 
—
—
 
—
—
 
3
1,119

 
—
—

Residential mortgage
—
—

 
—
—

 
1
341
 
—
—
 
2
395

 
—
—

Construction and land development - non-commercial
—
—

 
—
—

 
—
—
 
—
—
 
1
476

 
—
—

Total interest only
7
3,424

 
—
—

 
12
4,398
 
1
109
 
20
6,861

 
2
374

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan term extension
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
1
253

 
—
—

 
2
7,514
 
—
—
 
5
9,592

 
1
509

Commercial mortgage
17
4,873

 
2
776

 
35
12,404
 
5
2,027
 
60
24,299

 
11
4,857

Other commercial real estate
2
963

 
—
—

 
3
1,345
 
—
—
 
4
1,396

 
—
—

Commercial and industrial
3
320

 
—
—

 
8
886
 
2
94
 
20
3,062

 
3
278

Lease financing
—
—

 
—
—

 
3
178
 
—
—
 
4
182

 
—
—

Residential mortgage
2
153

 
—
—

 
5
447
 
—
—
 
12
1,990

 
2
271

Construction and land development - non-commercial
—
—

 
—
—

 
1
1,701
 
—
—
 
2
2,095

 
1
394

Consumer
4
241

 
—
—

 
5
1,142
 
—
—
 
5
1,142

 
—
—

Total loan term extension
29
6,803

 
2
776

 
62
25,617
 
7
2,121
 
112
43,758

 
18
6,309

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Below market interest rate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
—
—

 
—
—

 
1
230
 
—
—
 
3
5,426

 
—
—

Commercial mortgage
1
1,453

 
—
—

 
3
3,376
 
—
—
 
15
15,086

 
3
2,336

Other commercial real estate
—
—

 
—
—

 
—
—
 
—
—
 
—
—

 
—
—

Commercial and industrial
3
116

 
—
—

 
4
879
 
—
—
 
6
979

 
1
39

Residential mortgage
7
1,429

 
2
407

 
9
1,858
 
3
785
 
12
2,405

 
3
785

Revolving Mortgage
1
49

 
—
—

 
1
49
 
—
—
 
1
49

 
—
—

Consumer
1
10

 
—
—

 
2
12
 
—
—
 
4
16

 
—
—

Total below market interest rate
13

3,057

 
2
407

 
20

6,404

 
3

785

 
41

23,961

 
7
3,160

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other concession
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial mortgage
1
775

 
—
—

 
2
943
 
—
—
 
2
943

 
—
—

Residential Mortgage
1
387

 
—
—

 
1
387
 
—
—
 
1
387

 
—
—

Total other concession
2
1,162

 
—
—

 
3
1,330
 
—
—
 
3
1,330

 
—
—

Total noncovered restructurings
51
$
14,446

 
4
$
1,183

 
97
37,749
 
11
3,015
 
176
$
75,910

 
27
$
9,843


 
Three months ended June 30, 2012
 
Six months ended June 30, 2012
 
Twelve Months Ended June 30, 2012
 
All Restructurings
 
Restructurings with payment default
 
All Restructurings
 
Restructurings with payment default
 
All Restructurings
 
Restructurings with payment default
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
Covered loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest only period provided
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
—
$
—

 
—
$
—

 
1
$
135

 
—
$
—

 
2
$
249

 
—
$
—

Commercial mortgage
1
8,752

 
—
—

 
1
8,752

 
—
—

 
1
8,752

 
—
—

Commercial and industrial
1
971

 
—
—

 
1
971

 
—
—

 
1
971

 
—
—

Residential mortgage
1
100

 
—
—

 
1
100

 
—
—

 
2
4,607

 
1
4,507

Total interest only
3
9,823

 
—
—

 
4
9,958

 
—
—

 
6
14,579

 
1
4,507

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan term extension
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
7
2,468

 
—
—

 
9
4,850

 
1
2,219

 
16
8,045

 
4
3,721

Commercial mortgage
1
1,240

 
—
—

 
2
1,705

 
—
—

 
5
3,169

 
—
—

Other commercial real estate
—
—

 
—
—

 
—
—

 
—
—

 
1
1,858

 
—
—

Commercial and industrial
1
23

 
—
—

 
1
23

 
—
—

 
4
245

 
1
110

Residential mortgage
—
—

 
—
—

 
1
52

 
—
—

 
5
959

 
4
908

Total loan term extension
9
3,731

 
—
—

 
13
6,630

 
1
2,219

 
31
14,276

 
9
4,739

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Below market interest rate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
1
74

 
—
—

 
8
665

 
1
160

 
22
7,363

 
6
5,684

Commercial mortgage
4
2,832

 
2
1,336

 
9
10,240

 
4
1,777

 
21
25,953

 
8
7,029

Other commercial real estate
2
1,720

 
—
—

 
2
1,720

 
—
—

 
2
1,720

 
—
—

Commercial and industrial
1
502

 
—
—

 
3
644

 
2
142

 
7
853

 
2
142

Residential mortgage
3
619

 
—
—

 
8
1,134

 
1
102

 
18
5,684

 
3
1,691

Construction and land development - non-commercial
—
—

 
—
—

 
1
276

 
1
276

 
2
1,875

 
2
1,875

Total below market interest rate
11
5,747

 
2
1,336

 
31
14,679

 
9
2,457

 
72
43,448

 
21
16,421

Total covered restructurings
23

$
19,301

 
2
$
1,336

 
48

$
31,267

 
10
$
4,676

 
109
$
72,303

 
31
$
25,667