Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2012

Loans and Leases Receivable Disclosure [Abstract]

Loans and leases outstanding include the following as of the dates indicated:



	June 30, 2012		December 31, 2011		June 30, 2011
Covered loans	$	1,999,351	$	2,362,152	$	2,399,738
Noncovered loans and leases:
Commercial:
Construction and land development	329,151		381,163		407,134
Commercial mortgage	5,149,696		5,104,993		4,861,457
Other commercial real estate	162,579		144,771		148,977
Commercial and industrial	1,722,761		1,764,407		1,805,812
Lease financing	320,703		312,869		303,104
Other	140,738		158,369		170,758
Total commercial loans	7,825,628		7,866,572		7,697,242
Non-commercial:
Residential mortgage	809,230		784,118		825,610
Revolving mortgage	2,268,210		2,296,306		2,303,687
Construction and land development	127,726		137,271		145,445
Consumer	431,664		497,370		556,870
Total non-commercial loans	3,636,830		3,715,065		3,831,612
Total noncovered loans and leases	11,462,458		11,581,637		11,528,854
Total loans and leases	$	13,461,809	$	13,943,789	$	13,928,592



	June 30, 2012						December 31, 2011						June 30, 2011
	Impaired at acquisition date		All other covered loans		Total		Impaired at acquisition date		All other covered loans		Total		Impaired at acquisition date		All other covered loans		Total
Covered loans:
Commercial:
Construction and land development	$	86,056	$	186,389	$	272,445	$	117,603	$	221,270	$	338,873	$	83,844	$	254,806	$	338,650
Commercial mortgage	121,580		1,021,097		1,142,677		138,465		1,122,124		1,260,589		120,916		1,186,859		1,307,775
Other commercial real estate	29,199		86,588		115,787		33,370		125,024		158,394		35,347		138,259		173,606
Commercial and industrial	4,771		61,671		66,442		27,802		85,640		113,442		7,990		117,502		125,492
Lease financing	—		—		—		—		57		57		6		218		224
Other	—		1,228		1,228		—		1,330		1,330		—		1,675		1,675
Total commercial loans	241,606		1,356,973		1,598,579		317,240		1,555,445		1,872,685		248,103		1,699,319		1,947,422
Non-commercial:
Residential mortgage	55,585		266,468		322,053		46,130		281,438		327,568		19,635		334,398		354,033
Revolving mortgage	8,286		28,824		37,110		15,350		36,202		51,552		483		11,450		11,933
Construction and land development	31,767		7,527		39,294		78,108		27,428		105,536		42,056		40,121		82,177
Consumer	404		1,911		2,315		1,477		3,334		4,811		122		4,051		4,173
Total non-commercial loans	96,042		304,730		400,772		141,065		348,402		489,467		62,296		390,020		452,316
Total covered loans	$	337,648	$	1,661,703	$	1,999,351	$	458,305	$	1,903,847	$	2,362,152	$	310,399	$	2,089,339	$	2,399,738

Composition Of The Loans And Leases Outstanding By Credit Quality Indicator

The composition of the loans and leases outstanding at June 30, 2012 and December 31, 2011 and June 30, 2011 by credit quality indicator is provided below:



	Commercial noncovered loans and leases
Grade:	Construction and Land Development		Commercial Mortgage		Other Commercial Real Estate		Commercial and Industrial		Lease Financing		Other		Total Commercial Loans Not Covered by Loss Share
June 30, 2012
Pass	$	289,974	$	4,775,558	$	149,977	$	1,545,409	$	315,119	$	139,722	$	7,215,759
Special mention	10,353		221,194		6,220		23,323		2,740		257		264,087
Substandard	27,266		136,390		5,821		25,525		1,867		742		197,611
Doubtful	1,232		12,202		265		2,915		517		—		17,131
Ungraded	326		4,352		296		125,589		460		17		131,040
Total	$	329,151	$	5,149,696	$	162,579	$	1,722,761	$	320,703	$	140,738	$	7,825,628
December 31, 2011
Pass	$	332,742	$	4,749,254	$	130,586	$	1,556,651	$	306,225	$	157,089	$	7,232,547
Special mention	18,973		220,235		5,821		36,951		4,537		1,271		287,788
Substandard	28,793		129,391		7,794		28,240		2,107		—		196,325
Doubtful	17		1,164		377		643		—		—		2,201
Ungraded	638		4,949		193		141,922		—		9		147,711
Total	$	381,163	$	5,104,993	$	144,771	$	1,764,407	$	312,869	$	158,369	$	7,866,572
June 30, 2011
Pass	$	362,202	$	4,505,768	$	134,686	$	1,590,496	$	294,134	$	170,133	$	7,057,419
Special mention	11,923		229,564		8,352		38,466		5,619		602		294,526
Substandard	32,494		116,267		5,398		27,881		3,124		—		185,164
Doubtful	515		6,435		401		804		182		—		8,337
Ungraded	—		3,423		140		148,165		45		23		151,796
Total	$	407,134	$	4,861,457	$	148,977	$	1,805,812	$	303,104	$	170,758	$	7,697,242



	Non-commercial noncovered loans and leases
	Residential Mortgage		Revolving Mortgage		Construction and Land Development		Consumer		Total Non-commercial Noncovered Loans
June 30, 2012
Current	$	781,632	$	2,251,428	$	125,096	$	427,223	$	3,585,379
30-59 days past due	12,601		10,131		1,352		1,993		26,077
60-89 days past due	3,659		2,460		447		975		7,541
90 days or greater past due	11,338		4,191		831		1,473		17,833
Total	$	809,230	$	2,268,210	$	127,726	$	431,664	$	3,636,830
December 31, 2011
Current	$	757,113	$	2,286,511	$	135,774	491,142		$	3,670,540
30-59 days past due	11,790		3,437		798		3,514		19,539
60-89 days past due	2,686		2,042		127		1,271		6,126
90 days or greater past due	12,529		4,316		572		1,443		18,860
Total	$	784,118	$	2,296,306	$	137,271	$	497,370	$	3,715,065
June 30, 2011
Current	$	806,439	$	2,291,153	$	143,376	$	551,606	$	3,792,574
30-59 days past due	3,376		3,500		381		2,633		9,890
60-89 days past due	2,897		1,732		1,120		1,128		6,877
90 days or greater past due	12,898		7,302		568		1,503		22,271
Total	$	825,610	$	2,303,687	$	145,445	$	556,870	$	3,831,612



	Covered loans
Grade:	Construction and Land Development - Commercial		Commercial Mortgage		Other Commercial Real Estate		Commercial and Industrial		Lease Financing		Residential Mortgage		Revolving Mortgage		Construction and Land Development Non-commercial		Consumer and Other		Total Covered Loans
June 30, 2012
Pass	$	20,662	$	358,287	$	36,459	$	25,280	$	—	$	187,317	$	28,528	$	137	$	1,629	$	658,299
Special mention	79,987		331,659		23,293		16,969		—		16,602		1,748		2,428		267		472,953
Substandard	73,179		372,528		46,465		15,630		—		79,239		6,834		30,190		709		624,774
Doubtful	95,354		77,679		9,570		8,449		—		15,702		—		6,539		553		213,846
Ungraded	3,263		2,524		—		114		—		23,193		—		—		385		29,479
Total	$	272,445	$	1,142,677	$	115,787	$	66,442	$	—	$	322,053	$	37,110	$	39,294	$	3,543	$	1,999,351
December 31, 2011
Pass	$	29,321	$	397,526	$	49,259	$	36,409	$	57	$	189,794	$	34,164	$	4,958	$	2,393	$	743,881
Special mention	92,758		348,482		33,754		32,257		—		25,464		3,566		13,394		942		550,617
Substandard	125,158		427,996		58,351		21,914		—		70,582		9,863		72,349		1,096		787,309
Doubtful	87,936		84,871		17,030		22,862		—		13,833		3,959		14,835		982		246,308
Ungraded	3,700		1,714		—		—		—		27,895		—		—		728		34,037
Total	$	338,873	$	1,260,589	$	158,394	$	113,442	$	57	$	327,568	$	51,552	$	105,536	$	6,141	$	2,362,152
June 30, 2011
Pass	$	57,074	$	561,871	$	60,738	$	51,519	$	218	$	266,349	$	11,307	$	5,883	$	3,987	$	1,018,946
Special mention	99,051		304,731		41,616		46,944		—		25,153		143		21,654		251		539,543
Substandard	91,247		377,263		47,081		20,832		—		45,439		483		42,395		144		624,884
Doubtful	89,761		63,775		24,171		6,197		6		8,648		—		12,245		872		205,675
Ungraded	1,517		135		—		—		—		8,444		—		—		594		10,690
Total	$	338,650	$	1,307,775	$	173,606	$	125,492	$	224	$	354,033	$	11,933	$	82,177	$	5,848	$	2,399,738

Aging Of The Outstanding Loans And Leases By Class Excluding Loans Impaired At Acquisition Date

The aging of the outstanding loans and leases, by class, at June 30, 2012, December 31, 2011 and June 30, 2011 (excluding loans and leases acquired with deteriorated credit quality) is provided in the table below. The calculation of days past due begins on the day after payment is due and includes all days through which all required interest or principal have not been paid. Loans and leases 30 days or less past due are considered current due to certain grace periods that allow borrowers to make payments within a stated period after the due date and still remain in compliance with the loan agreement.



	30-59 Days Past Due		60-89 Days Past Due		90 Days or Greater		Total Past Due		Current		Total Loans and Leases
June 30, 2012
Noncovered loans and leases:
Construction and land development - commercial	$	1,430	$	463	$	8,663	$	10,556	$	318,595	$	329,151
Commercial mortgage	15,830		5,171		16,832		37,833		5,111,863		5,149,696
Other commercial real estate	284		68		551		903		161,676		162,579
Commercial and industrial	2,528		882		2,153		5,563		1,717,198		1,722,761
Lease financing	305		4		530		839		319,864		320,703
Other	100		—		—		100		140,638		140,738
Residential mortgage	12,601		3,659		11,338		27,598		781,632		809,230
Revolving mortgage	10,131		2,460		4,191		16,782		2,251,428		2,268,210
Construction and land development - non-commercial	1,352		447		831		2,630		125,096		127,726
Consumer	1,993		975		1,473		4,441		427,223		431,664
Total noncovered loans and leases	$	46,554	$	14,129	$	46,562	$	107,245	$	11,355,213	$	11,462,458
December 31, 2011
Noncovered loans and leases:
Construction and land development - commercial	$	2,623	$	1,494	$	2,177	$	6,294	$	374,869	$	381,163
Commercial mortgage	18,308		4,438		15,626		38,372		5,066,621		5,104,993
Other commercial real estate	657		147		561		1,365		143,406		144,771
Commercial and industrial	5,235		1,230		1,438		7,903		1,756,504		1,764,407
Lease financing	637		212		620		1,469		311,400		312,869
Other	—		—		—		—		158,369		158,369
Residential mortgage	11,790		2,686		12,529		27,005		757,113		784,118
Revolving mortgage	3,437		2,042		4,316		9,795		2,286,511		2,296,306
Construction and land development - non-commercial	798		127		572		1,497		135,774		137,271
Consumer	3,514		1,271		1,443		6,228		491,142		497,370
Total noncovered loans and leases	$	46,999	$	13,647	$	39,282	$	99,928	$	11,481,709	$	11,581,637
June 30, 2011
Noncovered loans and leases:
Construction and land development - commercial	$	876	$	763	$	3,150	$	4,789	$	402,345	$	407,134
Commercial mortgage	12,985		5,580		21,467		40,032		4,821,425		4,861,457
Other commercial real estate	270		54		586		910		148,067		148,977
Commercial and industrial	3,102		909		2,402		6,413		1,799,399		1,805,812
Lease financing	337		82		359		778		302,326		303,104
Other	—		—		—		—		170,758		170,758
Residential mortgage	3,376		2,897		12,898		19,171		806,439		825,610
Revolving mortgage	3,500		1,732		7,302		12,534		2,291,153		2,303,687
Construction and land development - non-commercial	381		1,120		568		2,069		143,376		145,445
Consumer	2,633		1,128		1,503		5,264		551,606		556,870
Total noncovered loans and leases	$	27,460	$	14,265	$	50,235	$	91,960	$	11,436,894	$	11,528,854

Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing

The recorded investment, by class, in loans and leases on nonaccrual status and loans and leases greater than 90 days past due and still accruing at June 30, 2012, December 31, 2011, and June 30, 2011 (excluding loans and leases acquired with deteriorated credit quality) is as follows:



	June 30, 2012				December 31, 2011				June 30, 2011
	Nonaccrual loans and leases		Loans and leases > 90 days and accruing		Nonaccrual loans and leases		Loans and leases > 90 days and accruing		Nonaccrual loans and leases		Loans and leases > 90 days and accruing
Noncovered loans and leases:
Construction and land development - commercial	$	8,602	$	449	$	15,102	$	313	$	24,675	$	78
Commercial mortgage	38,044		3,279		23,748		3,107		30,960		2,757
Commercial and industrial	9,166		323		1,864		320		2,408		588
Lease financing	651		13		200		554		605		28
Other commercial real estate	578		186		1,170		—		847		1
Construction and land development - non-commercial	741		535		—		572		49		519
Residential mortgage	11,232		2,807		10,657		4,227		13,897		2,462
Revolving mortgage	—		4,182		—		4,306		—		7,282
Consumer	392		1,133		—		1,441		—		1,493
Total noncovered loans and leases	$	69,406	$	12,907	$	52,741	$	14,840	$	73,441	$	15,208

Changes In Carrying Value Of Acquired Impaired Loans

When the fair values of covered loans were established, certain loans were identified as impaired. The following table provides changes in the carrying value of acquired loans during the six months ended June 30, 2012 and 2011:



	2012						2011
	Impaired at acquisition date			All other acquired loans			Impaired as acquisition date			All other acquired loans
Balance, January 1	$	458,305		$	1,903,847		$	330,705		$	1,676,747
Fair value of acquired loans covered by loss share agreements	—			—			99,344			660,007
Reductions for repayments, foreclosures and changes in fair value	(120,657		)	(242,144		)	(119,650		)	(247,415		)
Balance, June 30	$	337,648		$	1,661,703		$	310,399		$	2,089,339
Outstanding principal balance at June 30	$	1,156,145		$	2,293,228		$	1,100,257		$	2,937,273

Changes In The Amount Of Accretable Yield

The following table documents changes to the amount of accretable yield for the first six months of 2012 and 2011. For acquired loans, improved cash flow estimates and receipt of unscheduled loan payments result in the reclassification of nonaccretable difference to accretable yield.



	2012			2011
Balance, January 1	$	276,690		$	164,586
Additions	—			53,426
Accretion	(125,791		)	(122,755		)
Reclassifications from nonaccretable difference	186,908			60,452
Balance, June 30	$	337,807		$	155,709