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REGULATORY REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2011
REGULATORY REQUIREMENTS [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Following is an analysis of capital ratios for BancShares and FCB as of December 31, 2011 and 2010:
 
 
December 31, 2011
 
December 31, 2010
 
Amount
 
Ratio
 
Requirement for
Well-Capitalized
 
Amount
 
Ratio
 
Requirement for
Well-Capitalized
BancShares
 
 
 
 
 
 
 
 
 
 
 
Tier 1 capital
$
2,072,610

 
15.41
%
 
6.00
%
 
$
1,935,559

 
14.86
%
 
6.00
%
Total capital
2,323,022

 
17.27

 
10.00

 
2,206,890

 
16.95

 
10.00

Leverage capital
2,072,610

 
9.90

 
5.00

 
1,935,559

 
9.18

 
5.00

FCB
 
 
 
 
 
 
 
 
 
 
 
Tier 1 capital
1,968,032

 
14.75

 
6.00

 
1,522,931

 
14.50

 
6.00

Total capital
2,211,235

 
16.57

 
10.00

 
1,754,847

 
16.71

 
10.00

Leverage capital
1,968,032

 
9.53

 
5.00

 
1,522,931

 
8.40

 
5.00