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LOANS AND LEASES (Tables)
12 Months Ended
Dec. 31, 2011
Loans and Leases Receivable Disclosure [Abstract]  
Loans And Leases Outstanding
 
2011
 
2010
Covered loans (1)
$
2,362,152

 
$
2,007,452

Noncovered loans and leases:
 
 
 
Commercial:
 
 
 
Construction and land development
381,163

 
338,929

Commercial mortgage
5,104,993

 
4,737,862

Other commercial real estate
144,771

 
149,710

Commercial and industrial
1,764,407

 
1,869,490

Lease financing
312,869

 
301,289

Other
158,369

 
182,015

Total commercial loans
7,866,572

 
7,579,295

Non-commercial:
 
 
 
Residential mortgage
784,118

 
878,792

Revolving mortgage
2,296,306

 
2,233,853

Construction and land development
137,271

 
192,954

Consumer
497,370

 
595,683

Total non-commercial loans
3,715,065

 
3,901,282

Total noncovered loans and leases
11,581,637

 
11,480,577

Total loans and leases
$
13,943,789

 
$
13,488,029

 
(1)
Covered loans are acquired loans subject to loss share agreements with the FDIC.
 
2011
 
2010
 
Impaired at
acquisition
date
 
All other
acquired
loans
 
Total
 
Impaired at
acquisition
date
 
All other
acquired
loans
 
Total
Covered loans:
 
 
 
 
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development
$
117,603

 
$
221,270

 
$
338,873

 
$
102,988

 
$
265,432

 
$
368,420

Commercial mortgage
138,465

 
1,122,124

 
1,260,589

 
120,240

 
968,824

 
1,089,064

Other commercial real estate
33,370

 
125,024

 
158,394

 
34,704

 
175,957

 
210,661

Commercial and industrial
27,802

 
85,640

 
113,442

 
9,087

 
123,390

 
132,477

Lease financing

 
57

 
57

 

 

 

Other

 
1,330

 
1,330

 

 
1,510

 
1,510

Total commercial loans
317,240

 
1,555,445

 
1,872,685

 
267,019

 
1,535,113

 
1,802,132

Non-commercial:
 
 
 
 
 
 
 
 
 
 
 
Residential mortgage
46,130

 
281,438

 
327,568

 
11,026

 
63,469

 
74,495

Revolving mortgage
15,350

 
36,202

 
51,552

 
8,400

 
9,466

 
17,866

Construction and land development
78,108

 
27,428

 
105,536

 
44,260

 
61,545

 
105,805

Consumer
1,477

 
3,334

 
4,811

 

 
7,154

 
7,154

Total non-commercial loans
141,065

 
348,402

 
489,467

 
63,686

 
141,634

 
205,320

Total covered loans
$
458,305

 
$
1,903,847

 
$
2,362,152

 
$
330,705

 
$
1,676,747

 
$
2,007,452

Composition Of The Loans And Leases Outstanding By Credit Quality Indicator
 
Commercial noncovered loans and leases
Grade:
Construction and
Land
Development
 
Commercial
Mortgage
 
Other
Commercial Real
Estate
 
Commercial  and
Industrial
 
Lease  Financing
 
Other
 
Total
Commercial
Loans Not
Covered by Loss
Share
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
332,742

 
$
4,749,254

 
$
130,586

 
$
1,556,651

 
$
306,225

 
$
157,089

 
$
7,232,547

Special mention
18,973

 
220,235

 
5,821

 
36,951

 
4,537

 
1,271

 
287,788

Substandard
28,793

 
129,391

 
7,794

 
28,240

 
2,107

 

 
196,325

Doubtful
17

 
1,164

 
377

 
643

 

 

 
2,201

Ungraded
638

 
4,949

 
193

 
141,922

 

 
9

 
147,711

Total
$
381,163

 
$
5,104,993

 
$
144,771

 
$
1,764,407

 
$
312,869

 
$
158,369

 
$
7,866,572

December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
285,988

 
$
4,390,634

 
$
137,570

 
$
1,633,775

 
$
291,476

 
$
181,044

 
$
6,920,487

Special mention
20,957

 
229,581

 
6,531

 
42,639

 
6,888

 
846

 
307,442

Substandard
29,714

 
108,239

 
5,103

 
24,686

 
2,496

 
90

 
170,328

Doubtful
2,270

 
7,928

 
401

 
748

 
414

 

 
11,761

Ungraded

 
1,480

 
105

 
167,642

 
15

 
35

 
169,277

Total
$
338,929

 
$
4,737,862

 
$
149,710

 
$
1,869,490

 
$
301,289

 
$
182,015

 
$
7,579,295

 
 
Non-commercial noncovered loans and leases
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development
 
Consumer
 
Total  Non-
commercial
Noncovered
Loans
December 31, 2011
 
 
 
 
 
 
 
 
 
Current
$
757,113

 
$
2,286,511

 
$
135,774

 
$
491,142

 
$
3,670,540

31-60 days past due
11,790

 
3,437

 
798

 
3,514

 
19,539

61-90 days past due
2,686

 
2,042

 
127

 
1,271

 
6,126

Over 90 days past due
12,529

 
4,316

 
572

 
1,443

 
18,860

Total
$
784,118

 
$
2,296,306

 
$
137,271

 
$
497,370

 
$
3,715,065

December 31, 2010
 
 
 
 
 
 
 
 
 
Current
$
840,328

 
$
2,226,427

 
$
187,918

 
$
579,227

 
$
3,833,900

31-60 days past due
13,051

 
3,682

 
1,445

 
12,798

 
30,976

61-90 days past due
4,762

 
1,424

 
548

 
2,611

 
9,345

Over 90 days past due
20,651

 
2,320

 
3,043

 
1,047

 
27,061

Total
$
878,792

 
$
2,233,853

 
$
192,954

 
$
595,683

 
$
3,901,282

 
 
Covered loans
Grade:
Construction
and Land
Development -
Commercial
 
Commercial
Mortgage
 
Other
Commercial
Real Estate
 
Commercial
and
Industrial
 
Lease Financing
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development
Non-commercial
 
Consumer
and Other
 
Total  Covered
Loans
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
29,321

 
$
397,526

 
$
49,259

 
$
36,409

 
$
57

 
$
189,794

 
$
34,164

 
$
4,958

 
$
2,393

 
$
743,881

Special mention
92,758

 
348,482

 
33,754

 
32,257

 

 
25,464

 
3,566

 
13,394

 
942

 
550,617

Substandard
125,158

 
427,996

 
58,351

 
21,914

 

 
70,582

 
9,863

 
72,349

 
1,096

 
787,309

Doubtful
87,936

 
84,871

 
17,030

 
22,862

 

 
13,833

 
3,959

 
14,835

 
982

 
246,308

Ungraded
3,700

 
1,714

 

 

 

 
27,895

 

 

 
728

 
34,037

Total
$
338,873

 
$
1,260,589

 
$
158,394

 
$
113,442

 
$
57

 
$
327,568

 
$
51,552

 
$
105,536

 
$
6,141

 
$
2,362,152

December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
98,449

 
$
430,526

 
$
77,162

 
$
46,450

 
$

 
$
39,492

 
$
5,051

 
$

 
$
6,296

 
$
703,426

Special mention
90,203

 
261,273

 
40,756

 
36,566

 

 
17,041

 
3,630

 
3,549

 
1,231

 
454,249

Substandard
79,631

 
326,036

 
65,896

 
41,936

 

 
11,609

 
3,462

 
67,594

 
691

 
596,855

Doubtful
100,137

 
71,175

 
26,847

 
7,525

 

 
6,353

 
1,837

 
34,662

 
438

 
248,974

Ungraded

 
54

 

 

 

 

 
3,886

 

 
8

 
3,948

Total
$
368,420

 
$
1,089,064

 
$
210,661

 
$
132,477

 
$

 
$
74,495

 
$
17,866

 
$
105,805

 
$
8,664

 
$
2,007,452

Aging Of The Outstanding Loans And Leases By Class Excluding Loans Impaired At Acquisition Date
 
31-60 Days
Past Due
 
61-90 Days
Past Due
 
Greater
Than 90
Days
 
Total Past
Due
 
Current
 
Total Loans
and Leases
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
Noncovered loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
2,623

 
$
1,494

 
$
2,177

 
$
6,294

 
$
374,869

 
$
381,163

Commercial mortgage
18,308

 
4,438

 
15,626

 
38,372

 
5,066,621

 
5,104,993

Other commercial real estate
657

 
147

 
561

 
1,365

 
143,406

 
144,771

Commercial and industrial
5,235

 
1,230

 
1,438

 
7,903

 
1,756,504

 
1,764,407

Lease financing
637

 
212

 
620

 
1,469

 
311,400

 
312,869

Other

 

 

 

 
158,369

 
158,369

Residential mortgage
11,790

 
2,686

 
12,529

 
27,005

 
757,113

 
784,118

Revolving mortgage
3,437

 
2,042

 
4,316

 
9,795

 
2,286,511

 
2,296,306

Construction and land development - non-commercial
798

 
127

 
572

 
1,497

 
135,774

 
137,271

Consumer
3,514

 
1,271

 
1,443

 
6,228

 
491,142

 
497,370

Total noncovered loans and leases
$
46,999

 
$
13,647

 
$
39,282

 
$
99,928

 
$
11,481,709

 
$
11,581,637

 
31-60 Days
Past Due
 
61-90 Days
Past Due
 
Greater
Than 90
Days
 
Total Past
Due
 
Current
 
Total Loans
and Leases
December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
Noncovered loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
3,047

 
$
6,092

 
$
4,208

 
$
13,347

 
$
325,582

 
$
338,929

Commercial mortgage
22,913

 
7,521

 
20,425

 
50,859

 
4,687,003

 
4,737,862

Other commercial real estate
35

 
290

 
621

 
946

 
148,764

 
149,710

Commercial and industrial
4,434

 
1,473

 
3,744

 
9,651

 
1,859,839

 
1,869,490

Lease financing
2,266

 
141

 
630

 
3,037

 
298,252

 
301,289

Other
40

 
75

 

 
115

 
181,900

 
182,015

Residential mortgage
13,051

 
4,762

 
20,651

 
38,464

 
840,328

 
878,792

Revolving mortgage
3,682

 
1,424

 
2,320

 
7,426

 
2,226,427

 
2,233,853

Construction and land development - non-commercial
1,445

 
548

 
3,043

 
5,036

 
187,918

 
192,954

Consumer
12,798

 
2,611

 
1,047

 
16,456

 
579,227

 
595,683

Total noncovered loans and leases
$
63,711

 
$
24,937

 
$
56,689

 
$
145,337

 
$
11,335,240

 
$
11,480,577

Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing
 
December 31, 2011
 
December 31, 2010
 
Nonaccrual
loans and
leases
 
Loans and
leases > 90
days and
accruing
 
Nonaccrual
loans and
leases
 
Loans and
leases > 90
days and
accruing
Noncovered loans and leases:
 
 
 
 
 
 
 
Construction and land development - commercial
$
15,102

 
$
313

 
$
26,796

 
$
68

Commercial mortgage
23,748

 
3,107

 
32,723

 
4,347

Commercial and industrial
1,864

 
320

 
3,320

 
1,850

Lease financing
200

 
554

 
806

 
298

Other commercial real estate
1,170

 

 
777

 
80

Construction and land development - non-commercial

 
572

 
1,330

 
1,122

Residential mortgage
10,657

 
4,227

 
13,062

 
6,640

Revolving mortgage

 
4,306

 

 
2,301

Consumer

 
1,441

 

 
1,795

Total noncovered loans and leases
$
52,741

 
$
14,840

 
$
78,814

 
$
18,501

Changes In Carrying Value Of Acquired Impaired Loans
 
2011
 
2010
 
Impaired at
acquisition
date
 
All other
acquired
loans
 
Impaired at
acquisition
date
 
All other
acquired
loans
Balance, January 1
$
330,705

 
$
1,676,747

 
$
75,368

 
$
1,097,652

Fair value at acquisition date of acquired loans covered by loss share agreements
302,340

 
777,800

 
412,628

 
1,152,134

Reductions for repayments, foreclosures and decreases in carrying value
(174,740
)
 
(550,700
)
 
(157,291
)
 
(573,039
)
Balance, December 31
$
458,305

 
$
1,903,847

 
$
330,705

 
$
1,676,747

Outstanding principal balance, December 31
$
1,334,299

 
$
2,537,652

 
$
629,414

 
$
2,211,047

Changes In The Amount Of Accretable Yield
 
2011
 
2010
Balance, January 1
$
164,586

 
$
14,481

Additions for acquired loans
106,520

 
109,766

Accretion
(319,429
)
 
(181,363
)
Reclassifications from nonaccretable difference
325,013

 
222,772

Disposals

 
(1,070
)
Balance, December 31
$
276,690

 
$
164,586

Loans Acquired, The Contractually Required Payments Including Principal And Interest, Expected Cash Flows To Be Collected And Fair Values
 
 
Impaired
at acquisition
date
 
All other
acquired loans
Contractually required payments
$
746,461

 
$
944,898

Cash flows expected to be collected
380,849

 
805,811

Fair value at acquisition date
302,340

 
777,800

Loans Acquired By Loan Class
 
United Western
CCB
Commercial:
 
 
Construction and land development
$
52,889

$
106,439

Commercial mortgage
304,769

30,026

Other commercial real estate
8,434

4,807

Commercial and industrial
75,523

32,250

Lease financing
316


Total commercial loans
441,931

173,522

Non-commercial:
 
 
Residential mortgage
260,389

68,522

Revolving mortgage
12,073

34,363

Construction and land development
39,827

38,295

Consumer
5,131

6,087

Total non-commercial loans
317,420

147,267

Total covered loans acquired
$
759,351

$
320,789

Loan Sale Activity
 
2011
 
2010
 
2009
Loans held for sale at December 31
$
92,539

 
$
88,933

 
$
67,381

For the year ended December 31:
 
 
 
 
 
Loans sold
509,647

 
583,750

 
753,172

Net gain on sale of loans held for sale
8,751

 
8,858

 
8,801