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Loans And Leases (Tables)
9 Months Ended
Sep. 30, 2011
Loans and Leases Receivable Disclosure [Abstract] 
Loans And Leases Outstanding
 
September 30, 2011
 
December 31, 2010
 
September 30, 2010
Covered loans
$
2,557,450

 
$
2,007,452

 
$
2,222,660

Noncovered loans and leases:
 
 
 
 
 
Commercial:
 
 
 
 
 
Construction and land development
416,719

 
338,929

 
433,954

Commercial mortgage
4,996,036

 
4,737,862

 
4,696,183

Other commercial real estate
144,538

 
149,710

 
155,509

Commercial and industrial
1,797,581

 
1,869,490

 
1,774,340

Lease financing
304,039

 
301,289

 
294,825

Other
158,782

 
182,015

 
185,232

Total commercial loans
7,817,695

 
7,579,295

 
7,540,043

Non-commercial:
 
 
 
 
 
Residential mortgage
816,738

 
878,792

 
917,415

Revolving mortgage
2,302,482

 
2,233,853

 
2,209,149

Construction and land development
139,185

 
192,954

 
112,116

Consumer
527,426

 
595,683

 
766,586

Total non-commercial loans
3,785,831

 
3,901,282

 
4,005,266

Total noncovered loans and leases
11,603,526

 
11,480,577

 
11,545,309

Total loans and leases
$
14,160,976

 
$
13,488,029

 
$
13,767,969

 

 
September 30, 2011
 
December 31, 2010
 
September 30, 2010
 
Impaired at
acquisition
date
 
All other
acquired
loans
 
Total
 
Impaired at
acquisition
date
 
All other
acquired
loans
 
Total
 
Impaired at
acquisition
date
 
All other
acquired
loans
 
Total
Covered loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development
$
172,309

 
$
233,349

 
$
405,658

 
$
102,988

 
$
265,432

 
$
368,420

 
$
136,736

 
$
312,063

 
$
448,799

Commercial mortgage
125,379

 
1,184,704

 
1,310,083

 
120,240

 
968,824

 
1,089,064

 
132,049

 
999,134

 
1,131,183

Other commercial real estate
40,514

 
118,493

 
159,007

 
34,704

 
175,957

 
210,661

 
43,023

 
177,001

 
220,024

Commercial and industrial
30,611

 
106,642

 
137,253

 
9,087

 
123,390

 
132,477

 
14,400

 
168,505

 
182,905

Lease financing

 
162

 
162

 

 

 

 

 

 

Other

 
1,473

 
1,473

 

 
1,510

 
1,510

 
147

 
4,534

 
4,681

Total commercial loans
368,813

 
1,644,823

 
2,013,636

 
267,019

 
1,535,113

 
1,802,132

 
326,355

 
1,661,237

 
1,987,592

Non-commercial:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential mortgage
45,384

 
335,021

 
380,405

 
11,026

 
63,469

 
74,495

 
36,933

 
45,836

 
82,769

Revolving mortgage
9,939

 
29,770

 
39,709

 
8,400

 
9,466

 
17,866

 
114

 
23,025

 
23,139

Construction and land development
74,414

 
40,712

 
115,126

 
44,260

 
61,545

 
105,805

 
37,228

 
84,964

 
122,192

Consumer
1,155

 
7,419

 
8,574

 

 
7,154

 
7,154

 
116

 
6,852

 
6,968

Total non-commercial loans
130,892

 
412,922

 
543,814

 
63,686

 
141,634

 
205,320

 
74,391

 
160,677

 
235,068

Total covered loans
$
499,705

 
$
2,057,745

 
$
2,557,450

 
$
330,705

 
$
1,676,747

 
$
2,007,452

 
$
400,746

 
$
1,821,914

 
$
2,222,660

Composition Of The Loans And Leases Outstanding By Credit Quality Indicator
 
Commercial noncovered loans and leases
Grade:
Construction and
Land
Development
 
Commercial
Mortgage
 
Other
Commercial Real
Estate
 
Commercial and
Industrial
 
Lease Financing
 
Other
 
Total
Commercial
Loans Not
Covered by Loss
Share
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
371,906

 
$
4,632,698

 
$
130,591

 
$
1,585,106

 
$
296,420

 
$
157,742

 
$
7,174,463

Special mention
18,431

 
232,537

 
8,672

 
38,844

 
4,765

 
1,020

 
304,269

Substandard
26,249

 
123,968

 
4,629

 
27,700

 
2,854

 

 
185,400

Doubtful
133

 
4,307

 
401

 
270

 

 

 
5,111

Ungraded

 
2,526

 
245

 
145,661

 

 
20

 
148,452

Total
$
416,719

 
$
4,996,036

 
$
144,538

 
$
1,797,581

 
$
304,039

 
$
158,782

 
$
7,817,695

December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
285,988

 
$
4,390,634

 
$
137,570

 
$
1,633,775

 
$
291,476

 
$
181,044

 
$
6,920,487

Special mention
20,957

 
229,581

 
6,531

 
42,639

 
6,888

 
846

 
307,442

Substandard
29,714

 
108,239

 
5,103

 
24,686

 
2,496

 
90

 
170,328

Doubtful
2,270

 
7,928

 
401

 
748

 
414

 

 
11,761

Ungraded

 
1,480

 
105

 
167,642

 
15

 
35

 
169,277

Total
$
338,929

 
$
4,737,862

 
$
149,710

 
$
1,869,490

 
$
301,289

 
$
182,015

 
$
7,579,295

 
Non-commercial noncovered loans and leases
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development
 
Consumer
 
Total  Non-
commercial
Noncovered
Loans
September 30, 2011
 
 
 
 
 
 
 
 
 
Current
$
795,578

 
$
2,291,490

 
$
134,467

 
$
522,155

 
$
3,743,690

31-60 days past due
2,303

 
3,987

 
4,204

 
2,369

 
12,863

61-90 days past due
3,022

 
924

 

 
1,361

 
5,307

Over 90 days past due
15,835

 
6,081

 
514

 
1,541

 
23,971

Total
$
816,738

 
$
2,302,482

 
$
139,185

 
$
527,426

 
$
3,785,831

December 31, 2010
 
 
 
 
 
 
 
 
 
Current
$
840,328

 
$
2,226,427

 
$
187,918

 
579,227

 
$
3,833,900

31-60 days past due
13,051

 
3,682

 
1,445

 
12,798

 
30,976

61-90 days past due
4,762

 
1,424

 
548

 
2,611

 
9,345

Over 90 days past due
20,651

 
2,320

 
3,043

 
1,047

 
27,061

Total
$
878,792

 
$
2,233,853

 
$
192,954

 
$
595,683

 
$
3,901,282

 
 
Covered loans
Grade:
Construction
and Land
Development -
Commercial
 
Commercial
Mortgage
 
Other
Commercial
Real Estate
 
Commercial
and
Industrial
 
Lease
Financing
 
Residential
Mortgage
 
Revolving
Mortgage
 
Construction
and Land
Development
Non-commercial
 
Consumer
and Other
 
Total Covered
Loans
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
43,851

 
$
486,673

 
$
48,460

 
$
46,898

 
$
162

 
$
226,160

 
$
15,547

 
$
7,791

 
$
4,147

 
$
879,689

Special mention
97,960

 
342,876

 
24,951

 
34,894

 

 
25,686

 
316

 
23,955

 
577

 
551,215

Substandard
134,126

 
395,806

 
55,083

 
31,213

 

 
68,289

 
6,930

 
60,957

 
797

 
753,201

Doubtful
125,766

 
81,984

 
30,513

 
24,248

 

 
11,129

 
1,690

 
22,422

 
1,122

 
298,874

Ungraded
3,955

 
2,744

 

 

 

 
49,141

 
15,226

 
1

 
3,404

 
74,471

Total
$
405,658

 
$
1,310,083

 
$
159,007

 
$
137,253

 
$
162

 
$
380,405

 
$
39,709

 
$
115,126

 
$
10,047

 
$
2,557,450

December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
$
98,449

 
$
430,526

 
$
77,162

 
$
46,450

 
$

 
$
39,492

 
$
5,051

 
$

 
$
6,296

 
$
703,426

Special mention
90,203

 
261,273

 
40,756

 
36,566

 

 
17,041

 
3,630

 
3,549

 
1,231

 
454,249

Substandard
79,631

 
326,036

 
65,896

 
41,936

 

 
11,609

 
3,462

 
67,594

 
691

 
596,855

Doubtful
100,137

 
71,175

 
26,847

 
7,525

 

 
6,353

 
1,837

 
34,662

 
438

 
248,974

Ungraded

 
54

 

 

 

 

 
3,886

 

 
8

 
3,948

Total
$
368,420

 
$
1,089,064

 
$
210,661

 
$
132,477

 
$

 
$
74,495

 
$
17,866

 
$
105,805

 
$
8,664

 
$
2,007,452

Aging Of The Outstanding Loans And Leases By Class Excluding Loans Impaired At Acquisition Date

 
31-60 Days
Past Due
 
61-90 Days
Past Due
 
Greater
Than 90
Days
 
Total Past
Due
 
Current
 
Total Loans
and Leases
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
Noncovered loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
1,506

 
$
131

 
$
2,089

 
$
3,726

 
$
412,993

 
$
416,719

Commercial mortgage
13,381

 
3,765

 
16,838

 
33,984

 
4,962,052

 
4,996,036

Other commercial real estate
93

 

 
965

 
1,058

 
143,480

 
144,538

Commercial and industrial
1,417

 
1,092

 
1,548

 
4,057

 
1,793,524

 
1,797,581

Lease financing
879

 
180

 
96

 
1,155

 
302,884

 
304,039

Other
18

 

 

 
18

 
158,764

 
158,782

Residential mortgage
2,303

 
3,022

 
15,835

 
21,160

 
795,578

 
816,738

Revolving mortgage
3,987

 
924

 
6,081

 
10,992

 
2,291,490

 
2,302,482

Construction and land development - non-commercial
4,204

 

 
514

 
4,718

 
134,467

 
139,185

Consumer
2,369

 
1,361

 
1,541

 
5,271

 
522,155

 
527,426

Total noncovered loans and leases
30,157

 
10,475

 
45,507

 
86,139

 
11,517,387

 
11,603,526

Covered loans:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
9,248

 
7,246

 
33,566

 
50,060

 
183,289

 
233,349

Commercial mortgage
23,027

 
20,511

 
81,292

 
124,830

 
1,059,874

 
1,184,704

Other commercial real estate
4,891

 

 
6,360

 
11,251

 
107,242

 
118,493

Commercial and industrial
3,145

 
1,687

 
5,138

 
9,970

 
96,672

 
106,642

Lease financing

 

 

 

 
162

 
162

Residential mortgage
3,598

 
1,937

 
26,301

 
31,836

 
303,185

 
335,021

Revolving mortgage
404

 

 

 
404

 
29,366

 
29,770

Construction and land development - non-commercial

 
814

 
13,781

 
14,595

 
26,117

 
40,712

Consumer and other
245

 
154

 
1,139

 
1,538

 
7,354

 
8,892

Total covered loans
44,558

 
32,349

 
167,577

 
244,484

 
1,813,261

 
2,057,745

Total loans and leases
$
74,715

 
$
42,824

 
$
213,084

 
$
330,623

 
$
13,330,648

 
$
13,661,271

December 31, 2010
 
 
 
 
 
 
 
 
 
 
 
Noncovered loans and leases:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
3,047

 
$
6,092

 
$
4,208

 
$
13,347

 
$
325,582

 
$
338,929

Commercial mortgage
22,913

 
7,521

 
20,425

 
50,859

 
4,687,003

 
4,737,862

Other commercial real estate
35

 
290

 
621

 
946

 
148,764

 
149,710

Commercial and industrial
4,434

 
1,473

 
3,744

 
9,651

 
1,859,839

 
1,869,490

Lease financing
2,266

 
141

 
630

 
3,037

 
298,252

 
301,289

Other
40

 
75

 

 
115

 
181,900

 
182,015

Residential mortgage
13,051

 
4,762

 
20,651

 
38,464

 
840,328

 
878,792

Revolving mortgage
3,682

 
1,424

 
2,320

 
7,426

 
2,226,427

 
2,233,853

Construction and land development - non-commercial
1,445

 
548

 
3,043

 
5,036

 
187,918

 
192,954

Consumer
12,798

 
2,611

 
1,047

 
16,456

 
579,227

 
595,683

Total noncovered loans and leases
63,711

 
24,937

 
56,689

 
145,337

 
11,335,240

 
11,480,577

Covered loans:
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
64,372

 
8,985

 
73,997

 
147,354

 
118,078

 
265,432

Commercial mortgage
43,570

 
20,308

 
88,525

 
152,403

 
816,421

 
968,824

Other commercial real estate
15,008

 
2,477

 
20,453

 
37,938

 
138,019

 
175,957

Commercial and industrial
9,267

 
5,899

 
28,780

 
43,946

 
79,444

 
123,390

Lease financing

 

 

 

 

 

Residential mortgage
4,459

 
1,352

 
3,979

 
9,790

 
53,679

 
63,469

Revolving mortgage
382

 

 
337

 
719

 
8,747

 
9,466

Construction and land development - non-commercial
7,701

 

 
36,412

 
44,113

 
17,432

 
61,545

Consumer and other
430

 
1,649

 
978

 
3,057

 
5,607

 
8,664

Total covered loans
145,189

 
40,670

 
253,461

 
439,320

 
1,237,427

 
1,676,747

Total loans and leases
$
208,900

 
$
65,607

 
$
310,150

 
$
584,657

 
$
12,572,667

 
$
13,157,324


Recorded Investment, By Class, In Loans And Leases On Nonaccrual Status And Loans And Leases Greater Than 90 Days Past Due And Still Accruing
 
September 30, 2011
 
December 31, 2010
 
Nonaccrual
loans and
leases
 
Loans and
leases > 90
days and
accruing
 
Nonaccrual
loans and
leases
 
Loans and
leases > 90
days and
accruing
Noncovered loans and leases:
 
 
 
 
 
 
 
Construction and land development - commercial
$
18,569

 
$
418

 
$
26,796

 
$
68

Commercial mortgage
25,993

 
2,390

 
32,723

 
4,347

Commercial and industrial
1,792

 
380

 
3,320

 
1,850

Lease financing
83

 
17

 
806

 
298

Other commercial real estate
1,217

 

 
777

 
80

Construction and land development - non-commercial

 
514

 
1,330

 
1,122

Residential mortgage
11,949

 
6,604

 
13,062

 
6,640

Revolving mortgage

 
6,066

 

 
2,301

Consumer

 
1,498

 

 
1,795

Total noncovered loans and leases
$
59,603

 
$
17,887

 
$
78,814

 
$
18,501

Covered loans and leases:
 
 
 
 
 
 
 
Construction and land development - commercial
$
54,101

 
$
15,163

 
$
20,609

 
$
55,503

Commercial mortgage
158,345

 
13,379

 
75,633

 
37,819

Other commercial real estate
27,468

 
5,522

 
7,299

 
15,068

Commercial and industrial
8,467

 
212

 
8,488

 
22,829

Residential mortgage
29,308

 
5,604

 
3,594

 
2,010

Revolving mortgage

 

 
403

 
190

Construction and land development - non-commercial
13,239

 
542

 
43,836

 
7,460

Consumer and other
961

 
860

 
162

 
824

Total covered loans and leases
$
291,889

 
$
41,282

 
$
160,024

 
$
141,703

Total loans and leases
$
351,492

 
$
59,169

 
$
238,838

 
$
160,204

Changes In Carrying Value Of Acquired Impaired Loans
 
2011
 
2010
 
Impaired at
acquisition
date
 
All other
acquired loans
 
Impaired as
acquisition
date
 
All other
acquired loans
Balance, January 1
$
330,705

 
$
1,676,747

 
$
75,368

 
$
1,097,652

Fair value of acquired loans covered by loss share agreements
303,713

 
777,800

 
412,627

 
1,138,513

Reductions for repayments, foreclosures and decreases in fair value
(134,713
)
 
(396,802
)
 
(87,249
)
 
(414,251
)
Balance, September 30
$
499,705

 
$
2,057,745

 
$
400,746

 
$
1,821,914

Outstanding principal balance at September 30
$
1,943,770

 
$
2,705,324

 
$
742,010

 
$
2,535,003

Changes In The Amount Of Accretable Yield
 
2011
 
2010
Balance, January 1
$
164,586

 
$

Additions
79,526

 
63,908

Accretion
(192,556
)
 
(100,299
)
Reclassifications from nonaccretable difference
128,535

 
157,097

Disposals

 
(1,070
)
Balance, September 30
$
180,091

 
$
119,636

Loans Acquired, The Contractually Required Payments Including Principal And Interest, Expected Cash Flows To Be Collected And Fair Values
 
Impaired at
Acquisition Date
 
All Other Acquired
Loans
Contractually required payments
$
746,461

 
$
944,898

Cash flows expected to be collected
384,098

 
805,811

Fair value at acquisition date
303,713

 
777,800

Loans Acquired By Loan Class
 
United Western
CCB
 
January 21, 2011
July 8, 2011
Commercial:
 
 
Construction and land development
$
52,889

$
113,519

Commercial mortgage
304,769

31,370

Other commercial real estate
8,434

4,931

Commercial and industrial
75,523

39,213

Lease financing
316

 
Total commercial loans
441,931

189,033

Non-commercial:
 
 
Residential mortgage
260,389

64,742

Revolving mortgage
12,073

29,332

Construction and land development
39,827

33,461

Consumer
5,131

5,594

Total non-commercial loans
317,420

133,129

Total covered loans acquired
$
759,351

$
322,162