Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 937	$ 893
Trade accounts receivable, less allowance for doubtful accounts	2,323	2,782
Prepaid expenses and other current assets	1,362	1,503
Settlement assets	9,403	11,868
Total current assets	14,025	17,046
Property and equipment, net	1,630	1,606
Intangible assets, net	15,649	17,642
Goodwill	35,908	36,038
Contract costs, net	647	533
Investments in unconsolidated affiliates	2,772	2,720
Other long-term assets	1,741	1,954
Total assets	72,372	77,539
Liabilities and Equity
Accounts payable and accrued expenses	3,044	3,080
Short-term and current maturities of long-term debt	365	287
Contract liabilities	451	492
Settlement obligations	9,403	11,868
Total current liabilities	13,263	15,727
Long-term debt	20,894	21,612
Deferred income taxes	4,532	4,247
Long-term contract liabilities	170	155
Other long-term liabilities	824	941
Total liabilities	39,683	42,682
Commitments and Contingencies (see Note 20)
Redeemable Noncontrolling Interests	260	262
Fiserv, Inc. Shareholders’ Equity:
Preferred stock, no par value: 25.0 million shares authorized; none issued	0	0
Preferred stock, no par value: 25.0 million shares authorized; none issued	8	8
Additional paid-in capital	23,771	23,741
Accumulated other comprehensive loss	(831)	(180)
Retained earnings	13,141	12,528
Treasury stock, at cost, 121.1 million and 111.5 million shares	(4,397)	(3,118)
Total Fiserv, Inc. shareholders’ equity	31,692	32,979
Noncontrolling interests	737	1,616
Total equity	32,429	34,595
Total liabilities and equity	72,372	77,539
Customer relationships, net
Assets
Intangible assets, net	11,907	14,042
Other intangible assets, net
Assets
Intangible assets, net	$ 3,742	$ 3,600