Credit Suisse First Boston
ABSC 2005 - HE1
All records
6,683 records
Balance: 1,262,994,304

Aggregate Pool

1. LIEN

LIEN	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
1	5,271	1,175,740,987.51	223,058.43	93.09	2	6.799	356	628	80.13	86.00	40.58
2	1,412	87,253,316.36	61,794.13	6.91	2	10.186	219	664	99.54	99.54	41.38
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

LIEN	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
1	46.62	1.40	94.74	84.48	51.15	0.00	21.89
2	37.82	2.19	98.91	82.56	13.27	100.00	0.00
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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2. Interest Only Loans

Interest Only Loans	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
N	5,818	1,005,670,708.18	172,855.05	79.63	2	7.224	344	623	81.47	85.44	40.82
Y	865	257,323,595.69	297,483.93	20.37	2	6.286	357	660	81.46	92.78	39.91
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Interest Only Loans	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
N	45.21	1.50	94.15	83.78	51.63	8.68	0.00
Y	49.15	1.28	98.45	86.54	36.45	0.00	100.00
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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3. Rate

Rate	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
0.001 - 9.500	5,451	1,184,856,132.63	217,364.91	93.81	2	6.805	353	630	80.45	86.26	40.60
9.501 - 10.000	398	28,686,387.69	72,076.35	2.27	2	9.851	254	636	95.02	95.47	40.10
10.001 - 10.500	284	17,796,274.34	62,662.94	1.41	2	10.322	262	657	97.23	97.59	41.57
10.501 - 11.000	342	21,463,773.39	62,759.57	1.70	2	10.846	231	644	98.84	98.89	42.54
11.001 - 12.000	149	7,860,908.40	52,757.77	0.62	2	11.566	210	618	97.12	97.12	40.66
12.001 - 13.000	59	2,330,827.42	39,505.55	0.18	3	12.597	199	626	99.35	99.35	41.09
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Rate	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
0.001 - 9.500	46.98	1.48	94.77	84.35	50.40	1.73	21.72
9.501 - 10.000	31.73	0.09	97.55	85.10	25.43	71.42	0.00
10.001 - 10.500	26.51	0.19	99.65	82.76	18.20	90.17	0.00
10.501 - 11.000	28.60	1.88	99.39	82.24	13.78	96.15	0.00
11.001 - 12.000	44.29	2.94	100.00	89.56	24.12	91.55	0.00
12.001 - 13.000	45.70	4.57	98.27	87.77	18.69	100.00	0.00
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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4. FICO Ranges

FICO Ranges	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
= 500	11	1,197,600.00	108,872.73	0.09	2	8.172	352	500	64.74	67.17	34.60
501 - 525	304	52,008,734.96	171,081.37	4.12	2	8.228	356	514	75.77	76.29	41.42
526 - 550	458	81,106,493.16	177,088.41	6.42	2	7.823	355	539	77.64	78.40	41.19
551 - 575	568	105,948,498.52	186,529.05	8.39	2	7.233	354	563	79.19	79.89	40.99
576 - 600	869	159,291,667.29	183,304.57	12.61	2	7.063	350	588	79.84	83.38	40.71
601 - 625	962	189,275,507.44	196,752.09	14.99	2	6.925	348	613	81.99	86.32	40.86
626 - 650	1,110	206,083,897.30	185,661.17	16.32	2	6.895	344	638	82.37	88.91	40.50
651 >=	2,401	468,081,905.20	194,952.90	37.06	2	6.809	341	693	83.27	91.83	40.33
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

FICO Ranges	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
= 500	39.50	0.00	100.00	100.00	52.27	3.04	0.00
501 - 525	53.15	0.00	98.18	87.36	71.95	0.08	0.00
526 - 550	59.91	0.76	98.82	93.82	74.22	0.36	0.71
551 - 575	60.90	0.84	98.62	90.13	70.32	0.44	0.65
576 - 600	63.43	2.01	97.92	89.06	61.60	4.36	12.19
601 - 625	53.31	2.60	95.78	90.00	53.65	5.62	24.65
626 - 650	44.26	1.01	96.49	85.85	45.03	8.15	22.72
651 >=	31.35	1.42	91.25	76.46	31.57	11.12	30.59
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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5. Remaining Principal Balance

Remaining Principal Balance	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
1 - 50,000	673	23,688,187.98	35,197.90	1.88	2	10.184	214	644	95.80	96.17	39.27
50,001 - 75,000	751	47,031,675.12	62,625.40	3.72	2	9.199	285	634	89.99	91.80	39.70
75,001 - 400,000	4,721	917,582,886.09	194,361.98	72.65	2	7.004	350	626	80.86	86.30	40.67
400,001 - 500,000	315	140,998,313.16	447,613.69	11.16	2	6.497	356	642	81.73	87.77	41.18
500,001 - 600,000	148	81,300,873.60	549,330.23	6.44	2	6.521	357	647	81.14	88.96	40.87
600,001 >=	75	52,392,367.92	698,564.91	4.15	2	6.401	358	641	77.91	84.13	39.74
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Remaining Principal Balance	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
1 - 50,000	52.93	1.24	95.36	86.48	19.91	86.88	0.00
50,001 - 75,000	51.77	0.86	94.69	82.18	29.97	54.78	0.42
75,001 - 400,000	48.94	1.24	94.77	84.09	51.16	4.46	18.47
400,001 - 500,000	35.51	1.80	95.58	85.29	48.92	0.00	31.73
500,001 - 600,000	30.95	2.73	94.55	85.68	38.26	0.00	35.01
600,001 >=	38.04	2.91	98.76	85.10	47.15	0.00	27.60
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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6. Loan to Value Ratio - No MI

Loan to Value Ratio - No MI	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
<= 80.00	3,304	742,430,028.27	224,706.43	58.78	2	6.587	356	631	74.54	83.66	40.28
80.01 - 85.00	581	126,068,896.35	216,986.05	9.98	2	7.075	353	601	84.40	85.15	40.85
85.01 - 90.00	873	191,611,776.06	219,486.57	15.17	2	7.100	356	625	89.73	89.92	40.87
90.01 - 95.00	497	105,836,303.95	212,950.31	8.38	2	7.376	350	639	94.67	94.69	41.98
95.01 - 100.00	1,428	97,047,299.24	67,960.29	7.68	2	9.881	243	664	99.95	99.95	41.15
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Loan to Value Ratio - No MI	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
<= 80.00	40.35	1.53	96.70	83.90	48.13	0.00	24.45
80.01 - 85.00	56.05	1.35	92.97	86.32	66.78	0.23	15.94
85.01 - 90.00	56.86	1.03	87.87	85.12	54.77	0.64	18.29
90.01 - 95.00	59.26	1.41	95.03	85.07	50.34	3.87	19.05
95.01 - 100.00	40.46	1.90	99.02	82.82	13.62	84.12	0.49
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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7. Documentation

Documentation	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
Full Alternative Documentation	87	18,364,119.63	211,081.83	1.45	2	6.888	339	634	83.48	91.97	37.70
Full Documentation	3,349	581,134,368.07	173,524.74	46.01	2	6.869	348	616	82.23	86.76	41.16
Limited Documentation	388	89,663,491.46	231,091.47	7.10	2	6.950	346	618	82.85	88.33	37.86
Lite Documentation	123	23,218,665.65	188,769.64	1.84	2	6.820	337	636	84.38	93.56	38.11
Stated Documentation	1,786	386,068,126.91	216,163.56	30.57	2	7.176	354	635	78.59	81.16	40.33
Streamlined - Stated (Assets Verified)	950	164,545,532.15	173,205.82	13.03	2	7.366	325	676	84.13	98.83	41.69
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Documentation	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
Full Alternative Documentation	0.00	100.00	82.57	90.74	40.20	10.43	17.99
Full Documentation	100.00	0.00	95.94	86.72	53.65	5.68	21.76
Limited Documentation	0.00	0.00	94.00	85.08	45.97	7.37	26.91
Lite Documentation	0.00	0.00	95.12	82.11	37.46	10.76	31.54
Stated Documentation	0.00	0.00	93.31	82.45	57.91	3.52	14.29
Streamlined - Stated (Assets Verified)	0.00	0.00	97.74	79.59	12.39	18.01	24.88
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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8. Occupancy Type

Occupancy Type	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
Investment Property	247	45,534,037.65	184,348.33	3.61	2	7.358	355	670	82.62	82.87	38.33
Primary Residence	6,343	1,200,146,898.44	189,208.09	95.02	2	7.017	346	628	81.40	87.08	40.72
Second Home	93	17,313,367.78	186,165.24	1.37	2	7.236	345	675	83.23	87.81	41.27
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Occupancy Type	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
Investment Property	38.37	6.45	0.00	56.18	40.68	0.00	1.07
Primary Residence	46.46	1.26	100.00	85.43	49.05	7.19	21.11
Second Home	35.35	1.51	0.00	82.96	33.32	5.52	20.19
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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9. Loan Purpose

Loan Purpose	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
Refinance - Cashout	2,919	612,997,318.80	210,002.51	48.54	2	6.880	353	611	78.43	79.74	40.28
Purchase	3,116	524,531,812.49	168,334.98	41.53	2	7.219	339	657	85.10	95.99	41.13
Refinance - Rate/Term	648	125,465,172.58	193,619.09	9.93	2	7.000	347	612	81.13	84.21	40.34
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Loan Purpose	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
Refinance - Cashout	50.86	1.20	96.04	88.01	100.00	1.89	15.30
Purchase	37.48	1.71	93.37	79.71	0.00	13.83	27.75
Refinance - Rate/Term	58.01	1.59	97.00	85.80	0.00	2.51	14.31
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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10. Property Type

Property Type	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
Single Family	4,943	918,622,983.44	185,843.21	72.73	2	7.027	347	625	81.20	86.31	40.47
PUD - Detached	562	117,601,356.48	209,255.08	9.31	2	7.072	345	629	82.84	89.41	41.15
2-4 Unit	436	100,243,871.67	229,917.14	7.94	2	7.127	349	657	81.67	86.06	41.73
Condominium	531	94,202,163.68	177,405.20	7.46	2	6.895	343	650	81.81	89.70	40.60
PUD - Attached	186	29,034,648.90	156,100.26	2.30	2	7.186	341	643	83.37	92.09	40.22
Manufactured Housing	25	3,289,279.70	131,571.19	0.26	2	7.049	354	627	73.97	74.76	41.33
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Property Type	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
Single Family	48.20	1.47	96.28	100.00	52.28	6.43	20.76
PUD - Detached	41.81	2.53	96.35	100.00	41.78	8.43	20.97
2-4 Unit	38.22	1.32	82.16	0.00	38.01	6.70	8.63
Condominium	39.39	0.40	95.01	0.00	35.33	9.03	27.58
PUD - Attached	41.38	0.68	94.86	100.00	34.94	10.55	25.42
Manufactured Housing	53.04	0.00	90.31	0.00	63.48	0.00	0.00
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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11. Rate Type

Rate Type	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
ARM	4,475	1,036,341,693.36	231,584.74	82.05	2	6.788	358	627	80.57	86.95	40.68
Fixed	2,208	226,652,610.51	102,650.64	17.95	2	8.153	295	647	85.57	86.84	40.45
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Rate Type	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
ARM	44.76	1.29	94.73	84.30	49.36	0.00	24.83
Fixed	51.75	2.20	96.37	84.52	44.75	38.50	0.00
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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12. STATE

STATE	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
Alabama	16	1,596,115.00	99,757.19	0.13	2	8.129	351	622	85.04	89.59	36.72
Alaska	8	1,108,047.00	138,505.88	0.09	2	7.864	344	653	81.30	90.89	44.96
Arizona	191	25,577,493.80	133,913.58	2.03	2	7.253	343	626	84.52	91.53	40.60
Arkansas	11	1,180,979.69	107,361.79	0.09	2	8.020	358	609	86.64	92.12	38.26
California	2,482	600,165,227.75	241,807.10	47.52	2	6.743	346	639	79.92	86.18	40.73
Colorado	90	13,046,599.82	144,962.22	1.03	2	7.128	349	628	84.69	92.16	41.51
Connecticut	99	17,016,394.13	171,882.77	1.35	2	7.377	344	619	82.47	87.27	42.63
Delaware	8	1,266,183.51	158,272.94	0.10	2	7.250	358	609	84.90	88.05	37.49
Florida	421	59,129,953.53	140,451.20	4.68	2	7.441	348	619	82.58	86.31	40.32
Georgia	107	13,965,320.99	130,517.02	1.11	2	7.674	350	604	83.66	88.77	39.42
Hawaii	32	8,534,128.38	266,691.51	0.68	2	6.643	350	650	76.03	79.52	42.61
Idaho	26	2,569,188.63	98,814.95	0.20	2	7.409	350	618	84.31	92.19	38.39
Illinois	289	49,068,602.64	169,787.55	3.89	2	7.334	349	623	84.31	88.29	39.22
Indiana	44	4,037,583.46	91,763.26	0.32	2	7.721	342	601	83.81	89.16	38.48
Iowa	15	1,182,835.62	78,855.71	0.09	2	8.564	354	561	83.61	88.20	38.98
Kansas	27	2,752,285.00	101,936.48	0.22	2	8.001	343	602	85.36	89.20	33.29
Kentucky	17	1,557,865.03	91,639.12	0.12	2	7.351	331	592	83.04	87.88	33.02
Louisiana	60	5,601,447.04	93,357.45	0.44	2	7.728	333	600	86.27	90.70	41.42
Maine	14	2,237,600.00	159,828.57	0.18	2	7.171	358	600	81.92	85.40	33.65
Maryland	172	29,491,963.34	171,464.90	2.34	2	7.141	341	620	82.64	89.03	41.45
Massachusetts	135	30,278,678.68	224,286.51	2.40	2	7.123	351	632	81.76	84.94	41.56
Michigan	128	15,260,903.30	119,225.81	1.21	2	7.631	354	610	85.23	88.83	39.14
Minnesota	39	7,272,126.20	186,464.77	0.58	2	7.010	356	621	84.23	87.72	39.96
Mississippi	29	2,610,772.12	90,026.62	0.21	3	8.144	340	609	85.28	90.55	41.61
Missouri	70	7,899,799.84	112,854.28	0.63	2	7.423	352	601	82.50	86.70	38.79
Montana	15	1,948,975.00	129,931.67	0.15	2	7.697	346	626	84.83	88.97	42.18
Nebraska	10	1,087,371.99	108,737.20	0.09	2	7.631	358	605	89.07	91.64	37.46
Nevada	140	27,622,017.75	197,300.13	2.19	2	7.072	350	628	80.64	85.13	39.60
New Hampshire	31	5,449,615.60	175,794.05	0.43	2	7.215	351	618	82.78	86.67	41.85
New Jersey	275	57,347,144.46	208,535.07	4.54	2	7.210	350	622	81.74	85.25	42.08
New Mexico	29	3,636,183.65	125,385.64	0.29	2	7.571	355	599	84.19	89.13	37.95
New York	335	84,315,925.86	251,689.33	6.68	2	7.012	346	637	81.57	85.28	42.15
North Carolina	59	6,826,467.88	115,702.85	0.54	2	7.702	334	603	83.87	91.71	39.05
North Dakota	4	466,020.00	116,505.00	0.04	2	7.929	358	632	83.52	91.61	43.77
Ohio	78	9,165,412.74	117,505.29	0.73	2	7.719	350	615	87.48	89.68	37.25
Oklahoma	25	2,237,375.00	89,495.00	0.18	2	7.735	335	613	87.99	94.66	38.14
Oregon	59	7,777,295.64	131,818.57	0.62	2	7.127	349	633	82.14	86.52	40.28
Pennsylvania	115	14,680,923.98	127,660.21	1.16	2	7.546	346	606	84.93	88.05	38.23
Rhode Island	45	7,480,316.27	166,229.25	0.59	2	7.199	349	619	82.94	87.58	40.99
South Carolina	46	5,211,791.03	113,299.81	0.41	2	7.906	346	598	85.56	90.63	42.52
South Dakota	4	493,944.00	123,486.00	0.04	2	7.653	352	565	85.92	88.19	44.44
Tennessee	82	8,231,208.13	100,380.59	0.65	2	7.412	338	614	86.46	92.14	40.41
Texas	352	40,260,694.68	114,376.97	3.19	2	7.509	337	621	81.66	89.43	38.53
Utah	20	2,695,164.86	134,758.24	0.21	2	6.835	350	625	84.25	93.44	41.71
Vermont	3	496,000.00	165,333.33	0.04	2	7.563	358	602	85.12	85.12	44.16
Washington	158	26,174,280.17	165,660.00	2.07	2	7.140	347	620	84.58	90.75	39.85
Virginia	177	32,345,008.03	182,740.16	2.56	2	7.237	342	632	82.09	88.49	42.12
West Virginia	8	698,364.74	87,295.59	0.06	2	7.787	334	628	80.88	87.27	36.97
Wisconsin	60	7,536,399.34	125,606.66	0.60	2	7.784	350	600	83.74	89.24	40.61
Wyoming	3	343,749.50	114,583.17	0.03	2	7.743	358	639	87.78	87.78	42.52
Washington DC	20	4,058,559.07	202,927.95	0.32	2	6.878	358	604	80.69	83.07	39.29
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

STATE	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
Alabama	64.55	0.00	100.00	100.00	43.18	3.32	19.23
Alaska	55.54	0.00	59.43	27.55	18.12	11.50	0.00
Arizona	53.13	2.56	89.15	95.57	43.74	10.72	21.54
Arkansas	58.43	0.00	100.00	100.00	37.25	0.00	8.56
California	40.48	1.67	95.94	84.16	50.09	8.11	31.91
Colorado	54.90	0.00	98.58	97.33	40.15	6.95	21.70
Connecticut	42.99	0.85	96.56	72.94	33.78	7.35	3.83
Delaware	71.44	0.00	100.00	100.00	68.38	0.00	0.00
Florida	47.67	1.67	92.86	87.60	50.42	3.91	11.44
Georgia	58.55	2.57	91.26	93.82	43.48	4.56	4.81
Hawaii	46.22	0.00	83.26	70.61	76.62	4.13	23.92
Idaho	59.71	4.97	100.00	100.00	61.40	7.54	18.12
Illinois	50.13	0.73	94.54	77.70	51.32	4.80	7.07
Indiana	56.30	0.00	96.56	95.95	33.40	6.83	2.28
Iowa	75.65	0.00	100.00	91.74	46.70	2.21	0.00
Kansas	59.66	0.00	100.00	96.44	56.21	3.75	0.00
Kentucky	66.92	0.00	100.00	93.33	34.89	3.44	0.00
Louisiana	69.62	0.00	96.01	96.62	29.64	6.07	13.43
Maine	54.48	6.36	86.09	92.45	71.19	0.00	0.00
Maryland	64.81	2.81	97.22	94.57	44.43	7.87	13.80
Massachusetts	48.50	0.00	91.82	62.12	45.55	4.57	8.34
Michigan	64.03	0.63	95.90	91.89	56.19	3.73	6.53
Minnesota	64.45	0.00	85.97	86.16	62.04	2.41	18.91
Mississippi	74.17	0.00	88.38	100.00	28.75	3.29	14.02
Missouri	65.07	0.00	97.84	93.83	65.25	2.41	8.65
Montana	23.81	16.11	94.59	100.00	59.75	7.17	6.48
Nebraska	75.72	0.00	95.37	100.00	75.25	5.41	0.00
Nevada	41.57	0.62	91.27	95.30	51.44	6.36	17.90
New Hampshire	62.67	4.81	87.85	89.88	56.49	7.63	3.46
New Jersey	48.93	0.69	94.22	70.62	52.52	5.85	4.79
New Mexico	52.94	0.00	96.30	93.54	52.44	3.43	0.00
New York	40.05	1.13	95.15	67.66	44.23	5.15	5.36
North Carolina	64.36	0.00	94.45	100.00	51.66	6.59	9.21
North Dakota	23.33	0.00	100.00	76.67	0.00	0.00	0.00
Ohio	61.47	0.00	96.40	93.68	47.00	1.77	2.79
Oklahoma	53.38	0.00	100.00	100.00	62.04	8.91	0.00
Oregon	45.78	0.00	95.22	93.68	54.97	6.37	12.81
Pennsylvania	57.56	4.07	98.55	95.27	40.35	4.03	2.70
Rhode Island	61.20	0.00	94.65	66.79	42.08	6.67	8.39
South Carolina	45.42	9.21	89.15	95.30	35.33	5.12	20.13
South Dakota	52.44	0.00	100.00	100.00	0.00	3.04	0.00
Tennessee	73.25	2.53	97.10	95.34	48.42	6.90	13.28
Texas	49.05	1.10	93.52	98.32	29.10	8.26	6.84
Utah	58.45	0.00	95.10	91.71	27.00	4.82	46.13
Vermont	79.84	0.00	100.00	61.90	79.84	0.00	0.00
Washington	53.55	1.93	96.92	95.07	51.03	8.66	19.50
Virginia	42.76	0.22	96.18	94.13	47.55	7.82	13.28
West Virginia	45.43	0.00	100.00	100.00	37.48	7.99	31.95
Wisconsin	63.84	1.67	97.29	86.52	56.60	3.85	6.30
Wyoming	33.72	34.91	100.00	66.28	66.28	0.00	0.00
Washington DC	69.12	0.00	84.88	78.36	57.87	2.14	11.72
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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13. Credit Grade

Credit Grade	#Of Loans	Balance	Avg balan	% of the pool	Seasoning	WAC	WA RTERM	FICO	OLTV	CLTV	DTI
A	963	170,190,752.51	176,729.75	13.48	2	7.038	336	625	83.56	91.06	40.85
AA	3,981	766,472,724.12	192,532.71	60.69	2	6.904	346	655	82.40	89.04	40.54
A-	603	102,374,110.33	169,774.64	8.11	2	7.222	346	589	80.29	84.39	40.73
A+	331	66,314,587.11	200,346.18	5.25	2	7.123	355	588	79.08	79.54	40.53
B	432	81,178,544.95	187,913.30	6.43	2	7.651	356	551	75.89	76.05	41.09
B+	223	47,665,097.89	213,744.83	3.77	2	7.274	355	568	80.53	81.19	40.63
C	135	24,392,502.96	180,685.21	1.93	2	7.712	357	563	69.38	69.68	40.97
C-	4	409,470.00	102,367.50	0.03	2	10.070	358	517	64.66	64.66	48.54
FICO	11	3,996,514.00	363,319.45	0.32	2	5.344	298	729	84.16	92.64	37.20
Total:	6,683	1,262,994,303.87	188,986.13	100.00	2	7.033	346	630	81.47	86.93	40.64

Credit Grade	% Of Full Doc	% Of Full Alt Doc	% of Primary	% of (single family detached and PUD)	% of cashout	% of 2nd lien	% of IOs
A	45.98	4.18	94.92	86.43	36.97	10.90	20.23
AA	40.75	0.83	94.06	81.92	42.82	8.18	26.27
A-	61.64	2.32	97.08	89.71	56.83	5.48	10.75
A+	56.58	0.00	95.72	88.37	82.03	0.56	9.91
B	60.97	0.76	99.09	90.59	73.50	0.00	0.00
B+	55.90	3.53	97.33	84.32	60.51	0.00	0.00
C	52.98	0.75	97.51	92.55	77.69	0.00	0.00
C-	59.71	0.00	100.00	100.00	76.07	0.00	0.00
FICO	14.30	0.00	94.57	77.06	38.05	0.00	100.00
Total:	46.01	1.45	95.02	84.34	48.54	6.91	20.37

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Credit Suisse First Boston
11 Madison Avenue
New York, New York 10010
www.csfb.com
Dec 17, 2004 10:17

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