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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Cash Flows from Operating Activities          
Net income $ 4,168 $ 4,252 $ 11,129 $ 12,689  
Adjustments to reconcile net income to net cash provided by operating activities:          
Provision for loan losses 154 95 1,985 350 $ 126
Depreciation of bank premises and equipment     529 552  
Amortization of premiums and accretion of discounts, net     1,016 52  
Gains on disposal of fixed assets     (2) (6)  
Gain on sales and calls of securities available for sale, net     (96) (182)  
Loss (gain) and write-down on other real estate owned, net     (13) 5  
Loss on sale of repossessed assets, net     1 4  
Increase in cash value of bank-owned life insurance     (659) (681)  
Origination of mortgage loans held for sale     (27,929) (15,191)  
Proceeds from sale of mortgage loans held for sale     25,560 13,127  
Gain on sale of mortgage loans held for sale     (416) (197)  
Net change in:          
Accrued interest receivable     (953) 927  
Other assets     (136) 416  
Accrued interest payable     (58) 44  
Other liabilities     192 452  
Net cash provided by operating activities     10,150 12,361  
Cash Flows from Investing Activities          
Net change in interest-bearing deposits     8,102 (91,999)  
Proceeds from calls, principal payments, sales and maturities of securities available for sale     116,567 235,900  
Purchase of securities available for sale     (154,781) (134,854)  
Net change in restricted stock     (59)    
Purchase of loan participations     (4,273) (673)  
Collection of loan participations     122 3,219  
Loan originations and principal collections, net     (63,695) (15,788)  
Proceeds from sale of other real estate owned     72 592  
Proceeds from sale of repossessed assets     30 40  
Recoveries on loans charged off     219 218  
Proceeds from sale and purchases of premises and equipment, net     (1,632) (893)  
Net cash used in investing activities     (99,328) (4,238)  
Cash Flows from Financing Activities          
Net change in time deposits     (25,020) 22,787  
Net change in other deposits     118,849 (6,702)  
Common stock repurchased       (18,525)  
Cash dividends paid     (4,348) (4,359)  
Net cash provided by (used in) financing activities     89,481 (6,799)  
Net change in cash and due from banks     303 1,324  
Cash and due from banks at beginning of period     10,290 12,882 12,882
Cash and due from banks at end of period $ 10,593 $ 14,206 10,593 14,206 $ 10,290
Supplemental Disclosures of Cash Flow Information          
Interest paid on deposits     4,872 5,528  
Income taxes paid     2,785 1,756  
Supplemental Disclosure of Noncash Activities          
Loans charged against the allowance for loan losses     639 696  
Loans transferred to repossessed assets     4 15  
Unrealized gain on securities available for sale     14,794 10,056  
Increase in operating lease right-of-use asset during the period     23 1,837  
Increase in operating lease liability during the period     $ 23 $ 1,837