Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)

6 Months Ended

Jun. 30, 2015

Disclosure Text Block Supplement [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2015
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated		Total
Balance, December 31, 2014	$	612		$	1,662		$	3,537		$	1,475		$	327	$	602		$	48	$	8,263
Charge-offs		---			(201	)		(116	)		(330	)		---		(129	)		---		(776	)
Recoveries		---			1			24			---			---		63			---		88
Provision for loan losses		(136	)		375			373			(204	)		159		(22	)		11		556
Balance, June 30, 2015	$	476		$	1,837		$	3,818		$	941		$	486	$	514		$	59	$	8,131

	Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2014
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, December 31, 2013	$	863		$	1,697		$	3,685		$	989		$	132	$	576		$	285		$	8,227
Charge-offs		(2	)		(70	)		(943	)		(79	)		---		(150	)		---			(1,244	)
Recoveries		---			---			25			131			---		28			---			184
Provision for loan losses		(198	)		(73	)		1,023			15			146		98			(207	)		804
Balance, June 30, 2014	$	663		$	1,554		$	3,790		$	1,056		$	278	$	552		$	78		$	7,971

	Activity in the Allowance for Loan Losses for the Year Ended December 31, 2014
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, December 31, 2013	$	863		$	1,697		$	3,685		$	989		$	132	$	576		$	285		$	8,227
Charge-offs		(2	)		(222	)		(1,201	)		(89	)		---		(346	)		---			(1,860	)
Recoveries		---			---			50			132			---		73			---			255
Provision for loan losses		(249	)		187			1,003			443			195		299			(237	)		1,641
Balance, December 31, 2014	$	612		$	1,662		$	3,537		$	1,475		$	327	$	602		$	48		$	8,263

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	Allowance for Loan Losses as of June 30, 2015
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	13	$	138	$	---	$	---	$	---	$	---	$	151
Collectively evaluated for impairment		476		1,824		3,680		941		486		514		59		7,980
Total	$	476	$	1,837	$	3,818	$	941	$	486	$	514	$	59	$	8,131

	Allowance for Loan Losses as of December 31, 2014
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	14	$	258	$	10	$	---	$	---	$	---	$	282
Collectively evaluated for impairment		612		1,648		3,279		1,465		327		602		48		7,981
Total	$	612	$	1,662	$	3,537	$	1,475	$	327	$	602	$	48	$	8,263

	Loans as of June 30, 2015
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	798	$	13,375	$	512	$	---	$	---	$	---	$	14,685
Collectively evaluated for impairment		42,246		145,412		309,959		32,461		53,383		29,639		---		613,100
Total loans	$	42,246	$	146,210	$	323,334	$	32,973	$	53,383	$	29,639	$	---	$	627,785

	Loans as of December 31, 2014
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	819	$	13,624	$	678	$	---	$	---	$	---	$	15,121
Collectively evaluated for impairment		45,562		146,220		297,138		32,735		41,361		28,182		---		591,198
Total	$	45,562	$	147,039	$	310,762	$	33,413	$	41,361	$	28,182	$	---	$	606,319

Schedule of Ratios for Allowance for Loan Losses [Table Text Block]

	As of the Six Months Ended June 30,						For the Year Ended December 31,
	2015			2014			2014
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees		1.30	%		1.34	%		1.36	%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1)		0.22	%		0.36	%		0.27	%

Schedule of Nonperforming Assets [Table Text Block]

	June 30,						December 31,
	2015			2014			2014
Nonperforming assets:
Nonaccrual loans	$	2,870		$	2,335		$	3,999
Restructured loans in nonaccrual		6,035			2,674			5,288
Total nonperforming loans		8,905			5,009			9,287
Other real estate owned, net		4,441			5,293			4,744
Total nonperforming assets	$	13,346		$	10,302		$	14,031
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned		2.11	%		1.72	%		2.30	%
Ratio of allowance for loan losses to nonperforming loans(1)		91.31	%		159.13	%		88.97	%

Summary of Past Due 90 Days Loans Or More and Impaired Loans [Table Text Block]

	June 30,						December 31,
	2015			2014			2014
Loans past due 90 days or more and still accruing	$	80		$	266		$	207
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees		0.01	%		0.04	%		0.03	%
Accruing restructured loans	$	5,943		$	6,240		$	6,040
Impaired loans:
Impaired loans with no valuation allowance	$	12,182		$	8,155		$	7,615
Impaired loans with a valuation allowance		2,503			2,989			7,506
Total impaired loans	$	14,685		$	11,144		$	15,121
Valuation allowance		(151	)		(291	)		(282	)
Impaired loans, net of allowance	$	14,534		$	10,853		$	14,839
Average recorded investment in impaired loans(1)	$	15,543		$	11,898		$	16,311
Interest income recognized on impaired loans, after designation as impaired	$	172		$	191		$	473
Amount of income recognized on a cash basis	$	---		$	---		$	---

Impaired Financing Receivables [Table Text Block]

	Impaired Loans as of June 30, 2015
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens	$	520	$	493	$	308	$	185	$	2
Residential closed-end junior liens		229		229		---		229		7
Investor-owned residential real estate		76		76		---		76		4
Commercial Real Estate(2)
Multifamily real estate		2,902		2,672		868		1,804		123
Commercial real estate, owner-occupied		4,815		4,755		4,564		191		15
Commercial real estate, other		6,035		5,948		5,948		---		---
Commercial Non Real Estate(2)
Commercial and Industrial		512		512		494		18		---
Total	$	15,089	$	14,685	$	12,182	$	2,503	$	151

	Impaired Loans as of December 31, 2014
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens	$	530	$	503	$	311	$	192	$	2
Residential closed-end junior liens		239		239		---		239		8
Investor-owned residential real estate		77		77		---		77		4
Commercial Real Estate(2)
Multifamily real estate		2,911		2,735		868		1,866		170
Commercial real estate, owner occupied		4,919		4,821		3,314		1,508		74
Commercial real estate, other		6,080		6,068		3,072		2,996		14
Commercial Non Real Estate(2)
Commercial and Industrial		678		678		50		628		10
Total	$	15,434	$	15,121	$	7,615	$	7,506	$	282

Impaired Financing Receivable, Average Investment and Interest Income [Table Text Block]

	For the Six Months Ended June 30, 2015
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens	$	499	$	15
Residential closed-end junior liens		233		8
Investor-owned residential real estate		76		2
Commercial Real Estate(2)
Multifamily real estate		2,678		---
Commercial real estate, owner occupied		5,565		57
Commercial real estate, other		5,974		86
Commercial Non Real Estate(2)
Commercial and Industrial		518		4
Total	$	15,543	$	172

	For the Six Months Ended June 30, 2014
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens		452		13
Residential closed-end junior liens		254		8
Investor-owned residential real estate		81		2
Commercial Real Estate(2)
Multifamily real estate		2,821		---
Commercial real estate, owner occupied		5,032		77
Commercial real estate, other		3,140		89
Commercial Non Real Estate(2)
Commercial and Industrial		95		2
Consumer Non Real Estate(2)
Automobile		23		---
Total	$	11,898	$	191

	Average Investment and Interest Income for Impaired Loans For the Year Ended December 31, 2014
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens		555		31
Residential closed-end junior liens		249		16
Investor-owned residential real estate		77		5
Commercial Real Estate(2)
Multifamily real estate		2,773		---
Commercial real estate, owner occupied		5,836		203
Commercial real estate, other		6,114		175
Commercial Non Real Estate(2)
Commercial and Industrial		707		43
Total	$	16,311	$	473

Past Due Financing Receivables [Table Text Block]

June 30, 2015
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other	$	---	$	---	$	---	$	---
Consumer Real Estate(1)
Equity lines		67		---		---		---
Residential closed-end first liens		972		67		67		4
Residential closed-end junior liens		66		---		---		---
Investor-owned residential real estate		71		---		---		13
Commercial Real Estate(1)
Multifamily real estate		837		868		---		2,672
Commercial real estate, owner-occupied		637		1,569		---		2,805
Commercial real estate, other		807		---		---		2,921
Commercial Non Real Estate(1)
Commercial and Industrial		---		442		---		490
Consumer Non Real Estate(1)
Credit cards		4		8		8		---
Automobile		147		3		3		---
Other consumer loans		52		2		2		---
Total	$	3,660	$	2,959	$	80	$	8,905

December 31, 2014
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other		28		---		---		---
Consumer Real Estate(1)
Equity Lines		25		---		---		---
Residential closed-end first liens		719		185		80		105
Residential closed-end junior liens		74		1		1		---
Investor-owned residential real estate		336		45		---		59
Commercial Real Estate(1)
Multifamily real estate		850		868		---		2,735
Commercial real estate, owner occupied		---		1,066		102		2,573
Commercial real estate, other		---		70		---		3,066
Commercial Non Real Estate(1)
Commercial and Industrial		153		43		---		749
Consumer Non Real Estate(1)
Credit cards		3		4		4		---
Automobile		205		20		20		---
Other consumer loans		54		---		---		---
Total	$	2,447	$	2,302	$	207	$	9,287

Financing Receivable Credit Quality Indicators [Table Text Block]

	Pass		Special Mention		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	11,564	$	3,860	$	1,196
Construction, other		25,626		---		---
Consumer Real Estate
Equity lines		16,287		---		116
Closed-end first liens		78,556		1,173		970
Closed-end junior liens		4,431		55		66
Investor-owned residential real estate		41,986		887		885
Commercial Real Estate
Multifamily residential real estate		77,752		1,363		1,830
Commercial real estate owner-occupied		127,913		1,707		1,894
Commercial real estate, other		95,540		1,960		---
Commercial Non Real Estate
Commercial and Industrial		30,393		479		1,589
Public Sector and IDA
States and political subdivisions		53,383		---		---
Consumer Non Real Estate
Credit cards		5,675		---		---
Automobile		11,666		114		48
Other consumer		12,109		23		4
Total	$	592,881	$	11,621	$	8,598

	Pass		Special Mention (Excluding Impaired)		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	14,222	$	---	$	2,265
Construction, other		29,047		---		28
Consumer Real Estate
Equity lines		15,861		59		60
Closed-end first liens		78,806		1,566		1,412
Closed-end junior liens		4,258		21		95
Investor-owned residential real estate		42,781		688		614
Commercial Real Estate
Multifamily residential real estate		73,611		1,397		850
Commercial real estate owner-occupied		125,643		202		2,855
Commercial real estate, other		90,821		1,177		582
Commercial Non Real Estate
Commercial and Industrial		31,247		97		1,390
Public Sector and IDA
States and political subdivisions		41,361		---		---
Consumer Non Real Estate
Credit cards		5,705		---		---
Automobile		11,505		93		128
Other consumer		10,745		---		6
Total	$	575,613	$	5,300	$	10,285

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructurings That Occurred During the Six Months Ended June 30, 2015
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied		1		1,007		907
Total		1	$	1,007	$	907

	Restructurings That Occurred During the Three Months Ended June 30, 2014
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Real Estate
Multifamily real estate		1		2,484		2,484
Total		1	$	2,484	$	2,484

	Restructurings That Occurred During the Six Months Ended June 30, 2014
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied		1	$	184	$	209
Multifamily real estate		1		2,484		2,484
Total		2	$	2,668	$	2,693