Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)

6 Months Ended

Jun. 30, 2014

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Activity in the Allowance for Loan Losses for the Three Months Ended June 30, 2014
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, March 31, 2014	$	850		$	1,814		$	3,694		$	861		$	202	$	529		$	347		$	8,297
Charge-offs		---			(16	)		(891	)		(79	)		---		(67	)		---			(1,053	)
Recoveries		---			---			17			---			---		9			---			26
Provision for loan losses		(187	)		(244	)		970			274			76		81			(269	)		701
Balance, June 30, 2014	$	663		$	1,554		$	3,790		$	1,056		$	278	$	552		$	78		$	7,971

	Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2014
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated			Total
Balance, December 31, 2013	$	863		$	1,697		$	3,685		$	989		$	132	$	576		$	285		$	8,227
Charge-offs		(2	)		(70	)		(943	)		(79	)		---		(150	)		---			(1,244	)
Recoveries		---			---			25			131			---		28			---			184
Provision for loan losses		(198	)		(73	)		1,023			15			146		98			(207	)		804
Balance, June 30, 2014	$	663		$	1,554		$	3,790		$	1,056		$	278	$	552		$	78		$	7,971

	Activity in the Allowance for Loan Losses for the Three Months Ended June 30, 2013
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA		Consumer Non Real Estate			Unallocated		Total
Balance, March 31, 2013	$	1,173		$	1,846		$	3,289		$	1,276		$	110	$	585		$	12	$	8,291
Charge-offs		---			(46	)		---			(556	)		---		(128	)		---		(730	)
Recoveries		---			1			4			---			---		31			---		36
Provision for loan losses		(141	)		(131	)		(264	)		761			1		25			104		355
Balance, June 30, 2013	$	1,032		$	1,670		$	3,029		$	1,481		$	111	$	513		$	116	$	7,952

	Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2013
	Real Estate Construction			Consumer Real Estate			Commercial Real Estate			Commercial Non Real Estate			Public Sector and IDA			Consumer Non Real Estate			Unallocated		Total
Balance, December 31, 2012	$	1,070		$	2,263		$	3,442		$	959		$	142		$	424		$	49	$	8,349
Charge-offs		(184	)		(99	)		(35	)		(960	)		---			(206	)		---		(1,484	)
Recoveries		---			1			4			16			---			40			---		61
Provision for loan losses		146			(495	)		(382	)		1,466			(31	)		255			67		1,026
Balance, June 30, 2013	$	1,032		$	1,670		$	3,029		$	1,481		$	111		$	513		$	116	$	7,952

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	Allowance for Loan Losses as of June 30, 2014
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	13	$	277	$	1	$	---	$	---	$	---	$	291
Collectively evaluated for impairment		663		1,541		3,513		1,055		278		552		78		7,680
Total	$	663	$	1,554	$	3,790	$	1,056	$	278	$	552	$	78	$	7,971

	Allowance for Loan Losses as of December 31, 2013
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	10	$	610	$	4	$	---	$	---	$	---	$	624
Collectively evaluated for impairment		863		1,687		3,075		985		132		576		285		7,603
Total	$	863	$	1,697	$	3,685	$	989	$	132	$	576	$	285	$	8,227

	Loans as of June 30, 2014
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	694	$	10,404	$	46	$	---	$	---	$	---	$	11,144
Collectively evaluated for impairment		45,953		144,970		295,107		31,999		36,107		29,004		---		583,140
Total loans	$	45,953	$	145,664	$	305,511	$	32,045	$	36,107	$	29,004	$	---	$	594,284

	Loans as of December 31, 2013
	Real Estate Construction		Consumer Real Estate		Commercial Real Estate		Commercial Non Real Estate		Public Sector and IDA		Consumer Non Real Estate		Unallocated		Total
Individually evaluated for impairment	$	---	$	780	$	12,079	$	102	$	---	$	24	$	---	$	12,985
Collectively evaluated for impairment		45,925		144,719		299,187		31,160		34,220		28,399		---		583,610
Total	$	45,925	$	145,499	$	311,266	$	31,262	$	34,220	$	28,423	$	---	$	596,595

Schedule of Ratios for Allowance for Loan Losses [Table Text Block]

	Six Months Ended June 30,						Year Ended December 31,
	2014			2013			2013
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees		1.34	%		1.35	%		1.38	%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1)		0.36	%		0.49	%		0.28	%

Schedule Of Nonperforming Assets [Table Text Block]

	June 30,						December 31,
	2014			2013			2013
Nonperforming assets:
Nonaccrual loans	$	2,335		$	10,428		$	5,732
Restructured loans in nonaccrual		2,674			1,522			852
Total nonperforming loans		5,009			11,950			6,584
Other real estate owned, net		5,293			969			4,712
Total nonperforming assets	$	10,302		$	12,919		$	11,296
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned		1.72	%		2.19	%		1.88	%
Ratio of allowance for loan losses to nonperforming loans(1)		159.13	%		66.54	%		124.95	%

Summary Of Past Due 90 Days Loans Or More And Impaired Loans [Table Text Block]

	June 30,						December 31,
	2014			2013			2013
Loans past due 90 days or more and still accruing	$	266		$	125		$	190
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees		0.04	%		0.02	%		0.03	%
Accruing restructured loans	$	6,240		$	6,234		$	6,191
Impaired loans:
Impaired loans with no valuation allowance	$	8,155		$	15,946		$	10,372
Impaired loans with a valuation allowance		2,989			1,449			2,613
Total impaired loans	$	11,144		$	17,395		$	12,985
Valuation allowance		(291	)		(273	)		(624	)
Impaired loans, net of allowance	$	10,853		$	17,122		$	12,361
Average recorded investment in impaired loans(1)	$	11,898		$	17,889		$	16,654
Interest income recognized on impaired loans, after designation as impaired	$	191		$	77		$	267
Amount of income recognized on a cash basis	$	---		$	---		$	---

Impaired Financing Receivable Average Investment and Interest Income [Table Text Block]

	For the Six Months Ended June 30, 2014
	Average Recorded Investment(1)		Interest Income Recognized
Consumer Real Estate(2)
Residential closed-end first liens	$	452	$	13
Residential closed-end junior liens		254		8
Investor-owned residential real estate		81		2
Commercial Real Estate(2)
Multifamily real estate		2,821		---
Commercial real estate, owner occupied		5,032		77
Commercial real estate, other		3,140		89
Commercial Non Real Estate(2)
Commercial and Industrial		95		2
Consumer Non Real Estate(2)
Automobile		23		---
Total	$	11,898	$	191

	For the Year Ended December 31, 2013
	Average Recorded Investment(1)		Interest Income Recognized
Real Estate Construction(2)
Construction, residential	$	40	$	---
Construction, other		2,885		---
Consumer Real Estate(2)
Residential closed-end first liens		364		3
Residential closed-end junior liens		280		9
Investor-owned residential real estate		131		6
Commercial Real Estate(2)
Multifamily real estate		4,172		---
Commercial real estate, owner occupied		5,265		136
Commercial real estate, other		3,369		110
Commercial Non Real Estate(2)
Commercial and Industrial		117		3
Consumer Non Real Estate(2)
Automobile		31		---
Total	$	16,654	$	267

Past Due Financing Receivables [Table Text Block]

June 30, 2014
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, other	$	42	$	---	$	---	$	---
Consumer Real Estate(1)
Equity lines		72		---		---		---
Residential closed-end first liens		1,037		332		233		186
Residential closed-end junior liens		111		---		---		---
Investor-owned residential real estate		269		---		---		16
Commercial Real Estate(1)
Multifamily real estate		722		2,823		---		2,823
Commercial real estate, owner-occupied		1,347		1,566		---		1,913
Commercial Non Real Estate(1)
Commercial and Industrial		880		---		---		71
Consumer Non Real Estate(1)
Credit cards		45		7		7		---
Automobile		347		26		26		---
Other consumer loans		86		---		---		---
Total	$	4,958	$	4,754	$	266	$	5,009

December 31, 2013
	30 – 89 Days Past Due		90 or More Days Past Due		90 or More Days Past Due and Still Accruing		Nonaccruals (Including Impaired Nonaccruals)
Real Estate Construction(1)
Construction, residential	$	45	$	---	$	---	$	---
Construction, other		45		---		---		---
Consumer Real Estate(1)
Residential closed-end first liens		903		252		128		308
Residential closed-end junior liens		10		---		---		---
Investor-owned residential real estate		422		91		---		91
Commercial Real Estate(1)
Multifamily real estate		430		3,278		---		3,278
Commercial real estate, owner occupied		604		2,519		---		2,756
Commercial real estate, other		32		---		---		---
Commercial Non Real Estate(1)
Commercial and Industrial		196		43		---		128
Consumer Non Real Estate(1)
Credit cards		3		13		13		---
Automobile		217		26		2		23
Other consumer loans		49		46		47		---
Total	$	2,956	$	6,268	$	190	$	6,584

Financing Receivable Credit Quality Indicators [Table Text Block]

	Pass		Special Mention		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	17,579	$	---	$	---
Construction, other		28,332		29		14
Consumer Real Estate
Equity lines		17,060		---		15
Closed-end first liens		76,336		841		1,665
Closed-end junior liens		5,079		53		29
Investor-owned residential real estate		43,460		100		331
Commercial Real Estate
Multifamily residential real estate		66,196		---		721
Commercial real estate owner-occupied		129,889		203		2,121
Commercial real estate, other		91,762		1,194		3,020
Commercial Non Real Estate
Commercial and Industrial		30,868		202		930
Public Sector and IDA
States and political subdivisions		36,107		---		---
Consumer Non Real Estate
Credit cards		5,626		---		---
Automobile		11,195		157		50
Other consumer		11,956		14		6
Total	$	571,445	$	2,793	$	8,902

	Pass		Special Mention (Excluding Impaired)		Classified (Excluding Impaired)
Real Estate Construction
Construction, 1-4 family residential	$	17,702	$	163	$	45
Construction, other		27,971		29		15
Consumer Real Estate
Equity lines		16,146		16		---
Closed-end first liens		82,767		1,007		1,275
Closed-end junior liens		4,813		109		3
Investor-owned residential real estate		38,071		105		407
Commercial Real Estate
Multifamily residential real estate		67,573		---		958
Commercial real estate owner-occupied		134,137		2,206		701
Commercial real estate, other		89,340		1,209		3,063
Commercial Non Real Estate
Commercial and Industrial		29,987		878		295
Public Sector and IDA
States and political subdivisions		34,220		---		---
Consumer Non Real Estate
Credit cards		6,354		---		---
Automobile		11,428		253		34
Other consumer		10,253		17		60
Total	$	570,762	$	5,992	$	6,856

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructurings That Occurred During the Three Months Ended June 30, 2014
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post- Modification Outstanding Principal Balance
Commercial Real Estate
Multifamily real estate		1	$	2,484	$	2,484
Total		1	$	2,484	$	2,484

	Restructurings That Occurred During the Six Months Ended June 30, 2014
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post- Modification Outstanding Principal Balance
Commercial Real Estate
Commercial real estate, owner occupied		1	$	184	$	209
Multifamily real estate		1		2,484		2,484
Total		2	$	2,668	$	2,693

	Restructurings That Occurred During the Three Months Ended June 30, 2013
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Consumer Real Estate
Residential closed-end first liens		1	$	212	$	216
Residential closed-end junior liens		1		262		267
Total		2	$	474	$	483

	Restructurings That Occurred During the Six Months Ended June 30, 2013
	Number of Contracts		Pre-Modification Outstanding Principal Balance		Post-Modification Outstanding Principal Balance
Consumer Real Estate
Residential closed-end first liens		1	$	212	$	216
Residential closed-end junior liens		1		262		267
Commercial Real Estate
Commercial real estate, owner-occupied		1		154		239
Commercial real estate, other		1		3,500		3,500
Total		4	$	4,128	$	4,222

Subsequent Default [Member]

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Restructured Loans That Defaulted And Were Modified Within 12 Months Prior to Default
	Default During the 3 Month Period Ended June 30, 2013						Default During the 6 Month Period Ended June 30, 2013
	Number of Contracts		Principal Balance		Impairment Accrued		Number of Contracts		Principal Balance		Impairment Accrued
Consumer Real Estate
Residential closed-end first liens		1	$	74	$	---		1	$	74	$	---
Residential closed-end junior liens		1		60		---		1		60		---
Commercial Real Estate
Commercial real estate owner-occupied		2		670		---		3		863		---
Commercial Non Real Estate
Commercial and industrial		1		137		---		1		137		---
Total		5	$	941	$	---		6	$	1,134	$	---

Impaired Loans as of June 30, 2014 [Member]

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Impaired Financing Receivables [Table Text Block]

	Impaired Loans as of June 30, 2014
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens	$	396	$	369	$	168	$	201	$	3
Residential closed-end junior liens		248		248		---		248		6
Investor-owned residential real estate		77		77		---		77		4
Commercial Real Estate(2)
Multifamily real estate		3,237		2,823		868		1,955		248
Commercial real estate, owner-occupied		4,541		4,458		3,996		462		29
Commercial real estate, other		3,123		3,123		3,123		---		---
Commercial Non Real Estate(2)
Commercial and Industrial		46		46		---		46		1
Consumer Non Real Estate(2)
Automobile		---		---		---		---		---
Total	$	11,668	$	11,144	$	8,155	$	2,989	$	291

Impaired Loans as of December 31, 2013 [Member]

Note 4 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables) [Line Items]

Impaired Financing Receivables [Table Text Block]

	Impaired Loans as of December 31, 2013
	Principal Balance		(A) Total Recorded Investment(1)		Recorded Investment(1) in (A) for Which There is No Related Allowance		Recorded Investment(1) in (A) for Which There is a Related Allowance		Related Allowance
Consumer Real Estate(2)
Residential closed-end first liens	$	440	$	442	$	232	$	210	$	3
Residential closed-end junior liens		259		261		---		261		7
Investor-owned residential real estate		81		82		82		---		---
Commercial Real Estate(2)
Multifamily real estate		3,278		3,274		3,274		---		---
Commercial real estate, owner occupied		5,643		5,645		3,864		1,781		610
Commercial real estate, other		3,158		3,158		3,158		---		---
Commercial Non Real Estate(2)
Commercial and Industrial		102		103		1		102		4
Consumer Non Real Estate(2)
Automobile		24		24		24		---		---
Total	$	12,985	$	12,989	$	10,635	$	2,354	$	624