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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest Income      
Interest and fees on loans $ 32,819 $ 35,354 $ 36,514
Interest on interest-bearing deposits 213 240 155
Interest on securities – taxable 6,707 6,613 6,745
Interest on securities – nontaxable 6,388 6,463 6,532
Total interest income 46,127 48,670 49,946
Interest on time deposits of $100 or more 865 1,491 2,019
Interest on other deposits 5,090 6,396 7,165
Total interest expense 5,955 7,887 9,184
Net interest income 40,172 40,783 40,762
Provision for loan losses 1,531 3,134 2,949 [1]
Net interest income after provision for loan losses 38,641 37,649 37,813
Noninterest Income      
Service charges on deposit accounts 2,563 2,594 2,617
Other service charges and fees 225 243 287
Credit card fees 3,330 3,278 3,197
Trust income 1,150 1,313 1,087
BOLI income 739 814 762
Other income 770 472 449
Realized securities gains, net 59 104 90
Total noninterest income 8,836 8,818 8,489
Noninterest Expense      
Salaries and employee benefits 11,978 12,005 11,357
Occupancy, furniture and fixtures 1,616 1,589 1,599
Data processing and ATM 1,700 1,593 1,701
FDIC assessment 554 475 677
Credit card processing 2,546 2,442 2,485
Intangible assets amortization 1,078 1,083 1,083
Net costs of other real estate owned 296 208 518
Franchise taxes 1,083 901 780
Other operating expenses 3,519 3,179 3,217
Total noninterest expense 24,370 23,475 23,417
Income before income taxes 23,107 22,992 22,885
Income tax expense 5,317 5,245 5,247
Net income $ 17,790 $ 17,747 $ 17,638
Basic net income per common share (in Dollars per share) $ 2.56 $ 2.56 $ 2.54
Fully diluted net income per common share (in Dollars per share) $ 2.55 $ 2.55 $ 2.54
[1] Segments reported for December 31, 2011 are presented using the segmentation method in effect for 2011. The Company began reporting under revised segments in 2012.