Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
Assets
Cash and due from banks	$ 7,976	$ 8,419
Interest-bearing deposits	54,177	50,831
Total cash and cash equivalents	62,153	59,250
Securities available for sale, at fair value	658,112	654,377
Mortgage loans held for sale	608	0
Loans:
Total loans	996,064	999,926
Less deferred fees and costs	(674)	(616)
Loans, net of deferred fees and costs	995,390	999,310
Less: allowance for credit losses on loans	(9,739)	(9,892)
Loans, net	985,651	989,418
Premises and equipment, net	18,397	18,479
Accrued interest receivable	7,001	6,538
Goodwill	10,718	10,718
Core deposit intangible, net	1,403	1,490
Bank-owned life insurance ("BOLI")	48,869	48,568
Other assets	36,081	35,668
Total assets	1,828,993	1,824,506
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	302,844	313,022
Interest-bearing demand deposits	866,848	853,756
Savings deposits	145,134	142,645
Time deposits	314,938	317,510
Total deposits	1,629,764	1,626,933
Accrued interest payable	1,600	1,581
Other liabilities	10,231	11,084
Total liabilities	1,641,595	1,639,598
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding 6,368,410 (including 5,039 unvested) shares as of March 31, 2026 and December 31, 2025	22,086	22,024
Retained earnings	207,539	202,558
Accumulated other comprehensive loss, net	(42,227)	(39,674)
Total stockholders' equity	187,398	184,908
Total liabilities and stockholders' equity	1,828,993	1,824,506
Real Estate Construction Portfolio Segment [Member]
Loans:
Total loans	53,500	40,694
Less: allowance for credit losses on loans	(433)	(337)
Consumer Real Estate Portfolio Segment [Member]
Loans:
Total loans	331,110	328,653
Less: allowance for credit losses on loans	(3,878)	(3,823)
Commercial Real Estate Portfolio Segment [Member]
Loans:
Total loans	452,881	467,783
Less: allowance for credit losses on loans	(3,743)	(3,805)
Commercial Non Real Estate Segment [Member]
Loans:
Total loans	50,736	52,018
Less: allowance for credit losses on loans	(645)	(849)
Public Sector and IDA Portfolio Segment [Member]
Loans:
Total loans	62,740	63,677
Less: allowance for credit losses on loans	(320)	(308)
Consumer Non Real Estate Portfolio Segment [Member]
Loans:
Total loans	45,097	47,101
Less: allowance for credit losses on loans	$ (720)	$ (770)