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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 9,798 $ 13,564
Interest-bearing deposits 83,051 94,254
Federal funds sold 0 299
Total cash and cash equivalents 92,849 108,117
Securities available for sale, at fair value 590,021 601,898
Mortgage loans held for sale 1,072 619
Loans:    
Total loans 1,011,135 988,613
Less deferred fees and costs (438) (663)
Loans, net of deferred fees and costs 1,010,697 987,950
Less: allowance for credit losses (10,422) (10,262)
Loans, net 1,000,275 977,688
Premises and equipment, net 17,829 16,826
Accrued interest receivable 6,413 6,469
Goodwill 10,718 10,718
Core deposit intangible, net 1,671 1,863
Bank-owned life insurance ("BOLI") 47,958 47,369
Other assets 37,804 40,068
Total assets 1,806,610 1,811,635
Liabilities and Stockholders' Equity    
Noninterest-bearing demand deposits 306,427 290,088
Interest-bearing demand deposits 852,405 864,753
Savings deposits 140,285 143,109
Time deposits 328,558 346,802
Total deposits 1,627,675 1,644,752
Accrued interest payable 1,522 1,462
Other liabilities 8,677 9,013
Total liabilities 1,637,874 1,655,227
Commitments and contingencies
Stockholders' Equity    
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding 6,366,001 (including 5,028 unvested) shares as of June 30, 2025 and 6,363,371(including 4,961 unvested) shares as of December 31, 2024 21,925 21,831
Retained earnings 197,223 196,343
Accumulated other comprehensive loss, net (50,412) (61,765)
Total stockholders' equity 168,736 156,409
Total liabilities and stockholders' equity 1,806,610 1,811,636
Real Estate Construction Portfolio Segment [Member]    
Loans:    
Total loans 44,529 50,798
Less: allowance for credit losses (366) (348)
Consumer Real Estate Portfolio Segment [Member]    
Loans:    
Total loans 317,949 307,855
Less: allowance for credit losses (3,932) (3,926)
Commercial Real Estate Portfolio Segment [Member]    
Loans:    
Total loans 494,755 478,078
Less: allowance for credit losses (4,431) (4,299)
Commercial Non Real Estate Segment [Member]    
Loans:    
Total loans 51,383 51,844
Less: allowance for credit losses (624) (655)
Public Sector and IDA Portfolio Segment [Member]    
Loans:    
Total loans 56,347 57,171
Less: allowance for credit losses (323) (336)
Consumer Non Real Estate Portfolio Segment [Member]    
Loans:    
Total loans 46,172 42,867
Less: allowance for credit losses $ (736) $ (648)