Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024	Sep. 30, 2024
Assets
Cash and due from banks	$ 14,892	$ 13,564
Interest-bearing deposits	107,385	94,254
Federal funds sold	258	299
Total cash and cash equivalents	122,535	108,117
Securities available for sale, at fair value	596,253	601,898
Restricted stock, at cost	1,848	1,848
Mortgage loans held for sale	938	619
Loans:
Total loans	1,003,905	988,613
Less deferred fees and costs	(641)	(663)
Loans, net of deferred fees and costs	1,003,264	987,950
Less: allowance for credit losses	(10,490)	(10,262)
Loans, net	992,774	977,688
Premises and equipment, net	17,593	16,878
Accrued interest receivable	6,673	6,469
Goodwill	10,718	10,718
Core deposit intangible, net	1,766	1,863
Bank-owned life insurance ("BOLI")	47,661	47,369
Other assets	36,958	38,169
Total assets	1,835,717	1,811,636
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	301,149	290,088
Interest-bearing demand deposits	879,215	864,753
Savings deposits	178,737	177,297
Time deposits	298,659	312,614
Total deposits	1,657,760	1,644,752
Accrued interest payable	1,434	1,462
Other liabilities	9,245	9,013
Total liabilities	1,668,439	1,655,227
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding 6,363,371 (including 4,961 unvested) shares as of March 31, 2025 and December 31, 2024	21,874	21,831
Retained earnings	199,579	196,343
Accumulated other comprehensive loss, net	(54,175)	(61,765)
Total stockholders' equity	167,278	156,409
Total liabilities and stockholders' equity	1,835,717	1,811,636
Real Estate Construction Portfolio Segment [Member]
Loans:
Total loans	42,942	50,798
Less: allowance for credit losses	(330)	(348)
Consumer Real Estate Portfolio Segment [Member]
Loans:
Total loans	311,549	307,855
Less: allowance for credit losses	(3,891)	(3,926)
Commercial Real Estate Portfolio Segment [Member]
Loans:
Total loans	497,072	478,078
Less: allowance for credit losses	(4,591)	(4,299)
Commercial Non Real Estate Segment [Member]
Loans:
Total loans	53,156	51,844
Less: allowance for credit losses	(663)	(655)
Public Sector and IDA Portfolio Segment [Member]
Loans:
Total loans	56,981	57,171
Less: allowance for credit losses	(351)	(336)
Consumer Non Real Estate Portfolio Segment [Member]
Loans:
Total loans	42,205	42,867
Less: allowance for credit losses	$ (629)	$ (648)