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Note 11 - Minimum Regulatory Capital Requirement (Tables)
12 Months Ended
Dec. 31, 2024
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

December 31, 2024

 

Actual

 

 

Minimum Capital
Requirement
(1)

 

 

Minimum To Be Well
Capitalized Under
Prompt Corrective
Action Provisions

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total Capital (to Risk Weighted Assets)

 

$

198,841

 

 

 

16.14

%

 

$

129,382

 

 

 

10.50

%

 

$

123,221

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

 

$

188,329

 

 

 

15.28

%

 

$

104,738

 

 

 

8.50

%

 

$

98,577

 

 

 

8.00

%

Common Equity Tier 1 Capital (to Risk
   Weighted Assets)

 

$

188,329

 

 

 

15.28

%

 

$

86,254

 

 

 

7.00

%

 

$

80,093

 

 

 

6.50

%

Tier 1 Capital (to Average Assets)

 

$

188,329

 

 

 

10.25

%

 

$

73,493

 

 

 

4.00

%

 

$

91,866

 

 

 

5.00

%

December 31, 2023

 

Actual

 

 

Minimum Capital
Requirement
(1)

 

 

Minimum To Be Well
Capitalized Under
Prompt Corrective
Action Provisions

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total Capital (to Risk Weighted Assets)

 

$

195,782

 

 

 

18.09

%

 

$

113,627

 

 

 

10.50

%

 

$

108,216

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

 

$

186,429

 

 

 

17.23

%

 

$

91,983

 

 

 

8.50

%

 

$

86,573

 

 

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

$

186,429

 

 

 

17.23

%

 

$

75,751

 

 

 

7.00

%

 

$

70,340

 

 

 

6.50

%

Tier 1 Capital (to Average Assets)

 

$

186,429

 

 

 

11.05

%

 

$

67,491

 

 

 

4.00

%

 

$

84,364

 

 

 

5.00

%