Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 13,564	$ 12,967
Interest-bearing deposits	94,254	73,636
Federal funds sold	299	0
Total cash and cash equivalents	108,117	86,603
Securities available for sale, at fair value	601,898	618,601
Restricted stock, at cost	1,848	1,264
Mortgage loans held for sale	619	406
Loans:
Total loans	988,613	857,175
Less deferred fees and costs	(663)	(529)
Loans, net of deferred fees and costs	987,950	856,646
Less: allowance for credit losses	(10,262)	(9,094)
Loans, net	977,688	847,552
Premises and equipment, net	16,878	11,109
Accrued interest receivable	6,469	6,313
Goodwill	10,718	5,848
Core deposit intangible, net	1,863
Bank-owned life insurance ("BOLI")	47,369	43,583
Other assets	38,169	34,091
Total assets	1,811,636	1,655,370
Liabilities and Stockholders’ Equity
Noninterest-bearing demand deposits	290,088	281,215
Interest-bearing demand deposits	864,753	821,661
Savings deposits	177,297	177,856
Time deposits	312,614	223,240
Total deposits	1,644,752	1,503,972
Accrued interest payable	1,462	1,416
Other liabilities	9,013	9,460
Total liabilities	1,655,227	1,514,848
Commitments and contingencies
Stockholders’ equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding 6,363,371 (including 4,961 unvested) shares as of December 31, 2024 and 5,893,782 (including 4,095 unvested) shares as of December 31, 2023	21,831	7,404
Retained earnings	196,343	197,984
Accumulated other comprehensive loss, net	(61,765)	(64,866)
Total stockholders’ equity	156,409	140,522
Total liabilities and stockholders’ equity	1,811,636	1,655,370
Real Estate Construction Portfolio Segment [Member]
Loans:
Total loans	50,798	55,379
Less: allowance for credit losses	(348)	(408)
Consumer Real Estate Portfolio Segment [Member]
Loans:
Total loans	307,855	241,564
Less: allowance for credit losses	(3,926)	(3,162)
Commercial Real Estate Portfolio Segment [Member]
Loans:
Total loans	478,078	419,130
Less: allowance for credit losses	(4,299)	(3,576)
Commercial Non Real Estate Segment [Member]
Loans:
Total loans	51,844	41,555
Less: allowance for credit losses	(655)	(682)
Public Sector and IDA Portfolio Segment [Member]
Loans:
Total loans	57,171	60,551
Less: allowance for credit losses	(336)	(333)
Consumer Non Real Estate Portfolio Segment [Member]
Loans:
Total loans	42,867	38,996
Less: allowance for credit losses	$ (648)	$ (583)