Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 14,783	$ 11,897
Interest-bearing deposits	96,597	98,355
Securities available for sale, at fair value	191,504	174,918
Securities held to maturity (fair value approximates $170,846 at December 31, 2012 and $151,429 at December 31, 2011)	160,539	143,995
Mortgage loans held for sale	2,796	2,623
Loans:
Real estate construction loans	50,313	48,531
Consumer real estate loans	143,262	150,224
Commercial real estate loans	304,308	303,192
Commercial non real estate loans	37,349	38,832
Public sector and IDA loans	26,169	15,571
Consumer non real estate loans	31,714	33,072
Total loans	593,115	589,422
Less unearned income and deferred fees	(953)	(952)
Loans, net of unearned income and deferred fees	592,162	588,470
Less allowance for loan losses	(8,349)	(8,068)
Loans, net	583,813	580,402
Premises and equipment, net	10,401	10,393
Accrued interest receivable	6,247	6,304
Other real estate owned, net	1,435	1,489
Intangible assets and goodwill	9,377	10,460
Bank-owned life insurance	20,523	19,812
Other assets	6,346	6,454
Total assets	1,104,361	1,067,102
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	144,252	142,163
Interest-bearing demand deposits	455,713	404,801
Savings deposits	69,063	61,298
Time deposits	277,738	311,071
Total deposits	946,766	919,333
Accrued interest payable	139	206
Other liabilities	7,347	6,264
Total liabilities	954,252	925,803
Commitments and contingencies
Stockholders' equity:
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding, 6,947,974 shares in 2012 and 6,939,974 shares in 2011	8,685	8,675
Retained earnings	144,162	133,945
Accumulated other comprehensive (loss), net	(2,738)	(1,321)
Total stockholders' equity	150,109	141,299
Total liabilities and stockholders' equity	$ 1,104,361	$ 1,067,102