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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash Flows from Operating Activities      
Net income $ 17,747 $ 17,638 $ 15,569
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 3,134 2,949 3,409
Deferred income tax expense 204 582 563
Depreciation of premises and equipment 764 799 886
Amortization of intangibles 1,083 1,083 1,083
Amortization of premiums and accretion of discounts, net 224 217 300
(Gains) losses on disposal of fixed assets (3) 1 (5)
(Gains) losses on sale and calls of securities available for sale, net (10) 26 (19)
(Gains) losses on calls of securities held to maturity, net (15) (37) 33
(Gains) losses and writedowns on other real estate owned (14) 334 63
Originations of mortgage loans held for sale (22,747) (13,582) (21,929)
Sales of mortgage loans held for sale 22,574 13,419 19,595
Net change in:      
Accrued interest receivable 57 (288) 234
Other assets (44) 501 (858)
Accrued interest payable (67) (51) (79)
Other liabilities (175) (4,135) (280)
Net cash provided by operating activities 22,712 19,456 18,565
Cash Flows from Investing Activities      
Net change interest-bearing deposits 1,758 (28,955) (36,670)
Proceeds from repayments of mortgage-backed securities 3,160 3,823 5,817
Proceeds from calls and maturities of securities available for sale 151,051 74,961 68,565
Proceeds from calls and maturities of securities held to maturity 30,942 22,123 39,234
Purchases of securities available for sale (171,601) (64,567) (93,862)
Purchases of securities held to maturity (47,803) (35,411) (41,297)
Purchases of loan participations 1,988 0 (55)
Collections of loan participations (2,082) 934 876
Loan originations and principal collections, net (8,182) (17,081) 7,820
Purchase of bank-owned life insurance 0 (1,900) 0
Proceeds from disposal of other real estate owned 1,699 1,391 2,393
Recoveries on loans charged off 100 84 139
Additions to premises and equipment (769) (725) (728)
Proceeds from sale of premises and equipment 0 2 5
Net cash used in investing activities (39,739) (45,321) (47,763)
Cash Flows from Financing Activities      
Net change in time deposits (33,333) (21,132) (35,109)
Net change in other deposits 60,766 55,882 67,580
Cash dividends paid (7,639) (6,938) (6,309)
Stock options exercised 119 92 0
Net cash provided by financing activities 19,913 27,904 26,162
Net change in cash and due from banks 2,886 2,039 (3,036)
Cash and due from banks at beginning of year 11,897 9,858 12,894
Cash and due from banks at end of year 14,783 11,897 9,858
Supplemental Disclosures of Cash Flow Information      
Interest paid on deposits and borrowed funds 7,954 9,235 11,237
Income taxes paid 4,930 4,779 5,478
Supplemental Disclosure of Noncash Activities      
Loans charged against the allowance for loan losses 2,953 2,628 2,810
Loans transferred to other real estate owned 1,631 1,491 2,053
Unrealized gains (losses) on securities available for sale (922) 4,219 (2,658)
Minimum pension liability adjustment $ (1,258) $ (2,188) $ (648)