Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income
Interest and fees on loans	$ 9,184	$ 9,284	$ 27,386	$ 27,720
Interest on interest-bearing deposits	37	36	104	85
Interest on securities - taxable	1,740	1,325	5,115	4,234
Interest on securities - nontaxable	1,616	1,642	4,912	4,835
Total interest income	12,577	12,287	37,517	36,874
Interest Expense
Interest on time deposits of $100,000 or more	485	855	1,551	2,695
Interest on other deposits	1,797	1,871	5,456	5,860
Total interest expense	2,282	2,726	7,007	8,555
Net interest income	10,295	9,561	30,510	28,319
Provision for loan losses	643	710	2,196	2,209
Net interest income after provision for loan losses	9,652	8,851	28,314	26,110
Noninterest Income
Service charges on deposit accounts	692	706	1,952	2,192
Other service charges and fees	57	63	174	214
Credit card fees	805	745	2,365	2,171
Trust income	264	316	817	846
Bank owned life insurance income	189	197	559	558
Other income	125	72	293	215
Realized securities losses, net	(3)	2	(7)	(1)
Total noninterest income	2,129	2,101	6,153	6,195
Noninterest Expense
Salaries and employee benefits	2,834	2,695	8,561	8,205
Occupancy, furniture and fixtures	349	451	1,207	1,419
Data processing and ATM	416	414	1,289	1,120
FDIC assessment	353	273	1,049	805
Credit card processing	639	588	1,871	1,680
Intangible assets amortization	271	270	813	812
Net costs of other real estate owned	52	120	281	180
Franchise taxes	162	241	619	722
Other operating expenses	811	774	2,306	2,364
Total noninterest expense	5,887	5,826	17,996	17,307
Income before income tax expense	5,894	5,126	16,471	14,998
Income tax expense	1,385	1,129	3,722	3,236
Net Income	$ 4,509	$ 3,997	$ 12,749	$ 11,762
Basic net income per share	$ 0.65	$ 0.58	$ 1.84	$ 1.70
Fully diluted net income per share	$ 0.65	$ 0.58	$ 1.83	$ 1.69
Weighted average number of common shares outstanding - basic	6,937,974	6,933,474	6,936,100	6,933,474
Weighted average number of common shares outstanding - diluted	6,945,174	6,942,919	6,951,155	6,947,460
Dividends declared per share	$ 0.00	$ 0.00	$ 0.48	$ 0.44