Commitments and Contingencies (Tables)

12 Months Ended

Nov. 30, 2018

Commitments and Contingencies Disclosure [Abstract]

Schedule of Product Warranty Liability

The changes in our warranty liability were as follows (in thousands):

	Years Ended November 30,
	2018			2017			2016
Balance at beginning of year	$	69,798		$	56,682		$	49,085
Warranties issued	37,792			38,452			30,135
Payments (a)	(23,300		)	(25,336		)	(23,190		)
Adjustments	(1,800		)	—			652
Balance at end of year	$	82,490		$	69,798		$	56,682

(a) Payments for 2016 included $2.3 million to repair homes affected by water intrusion-related issues in certain of our communities in central and southwest Florida.

Schedule of Self-Insurance Liability

The changes in our self-insurance liability were as follows (in thousands):

	Years Ended November 30,
	2018			2017			2016
Balance at beginning of year	$	177,695		$	158,584		$	173,011
Self-insurance expense (a)	20,436			20,371			24,808
Payments (b)	(21,290		)	(22,933		)	(39,235		)
Adjustments (c)	—			21,673			—
Balance at end of year	$	176,841		$	177,695		$	158,584

(a) These expenses are included in selling, general and administrative expenses and are largely offset by contributions from independent subcontractors participating in the wrap-up policy.

(b) Includes net changes in estimated probable insurance and other recoveries, which are recorded in receivables, to present our self-insurance liability on a gross basis.

(c) The amount for 2017 reflected a change in estimate to increase our self-insurance liability based on an actuarially determined estimate that we believed had a higher probability of being adequate to cover future payments associated with unresolved claims, including claims incurred but not yet reported. This adjustment was included in selling, general and administrative expenses.

Schedule of Future Minimum Rental Payments for Operating Leases

The future minimum rental payments under operating leases, which primarily consist of office leases having initial or remaining noncancelable lease terms in excess of one year, are as follows: 2019 — $8.7 million; 2020 — $6.4 million; 2021 — $4.3 million; 2022 — $2.9 million; 2023 — $2.3 million; and thereafter — $4.3 million.

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