Commitments and Contingencies (Tables)

12 Months Ended

Nov. 30, 2015

Commitments and Contingencies Disclosure [Abstract]

The changes in our warranty liability are as follows (in thousands):



	Years Ended November 30,
	2015			2014			2013
Balance at beginning of year	$	45,196		$	48,704		$	47,822
Warranties issued	23,018			18,479			14,261
Payments	(26,367		)	(39,458		)	(45,338		)
Adjustments (a)	7,238			17,471			31,959
Balance at end of year	$	49,085		$	45,196		$	48,704

(a)

As discussed below, adjustments in 2015 and 2014 were primarily comprised of the reclassification of estimated minimum probable recoveries to receivables. Adjustments in 2014 also included a reclassification of estimated minimum probable recoveries to establish a separate accrual for a water intrusion-related inquiry. Adjustments in 2013 were comprised of charges associated with water intrusion-related issues in central and southwest Florida.

Schedule of Self-Insurance Liability

The changes in our self-insurance liability were as follows (in thousands):



	Years Ended November 30,
	2015			2014			2013
Balance at beginning of year	$	86,574		$	92,214		$	93,349
Self-insurance expense (a)	18,590			13,491			8,239
Payments, net of recoveries (b)	(22,989		)	(19,131		)	(9,374		)
Balance at end of year	$	82,175		$	86,574		$	92,214


(a)	These expenses are included in selling, general and administrative expenses and are largely offset by contributions from independent subcontractors participating in the wrap-up policy.


(b)	Recoveries are reflected in the period we receive funds from independent subcontractors and/or their insurers.

Schedule of Future Minimum Rental Payments for Operating Leases

future minimum rental payments under operating leases, which primarily consist of office leases having initial or remaining noncancelable lease terms in excess of one year, are as follows (in thousands):



Years Ending November 30,
2016	$	7,552
2017	5,805
2018	4,924
2019	4,316
2020	3,417
Thereafter	9,442
Total minimum lease payments	$	35,456

Ren