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          <custodian>
            <custodianName>BROWN BROTHERS HARRIMAN AND CO</custodianName>
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            <custodyType>Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))</custodyType>
          </custodian>
          <custodian>
            <custodianName>SKANDINAVISKA ENSKILDA BANKEN AB (PUBL)  HELSINKI BRANCH</custodianName>
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            <custodianCountry>FI</custodianCountry>
            <isCustodianAffiliated>N</isCustodianAffiliated>
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            <custodyType>Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)</custodyType>
          </custodian>
          <custodian>
            <custodianName>BNP PARIBAS S.A.</custodianName>
            <custodianLei>R0MUWSFPU8MPRO8K5P83</custodianLei>
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            <custodyType>Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)</custodyType>
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          <custodian>
            <custodianName>BANK HAPOALIM BM</custodianName>
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            <custodyType>Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)</custodyType>
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          <custodian>
            <custodianName>CITIBANK  N.A.  LONDON BRANCH</custodianName>
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            <custodyType>Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)</custodyType>
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            <custodianName>SKANDINAVISKA ENSKILDA BANKEN AB (PUBL)  DANMARK BRANCH</custodianName>
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          <custodian>
            <custodianName>BNP PARIBAS S.A.</custodianName>
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          <custodian>
            <custodianName>HSBC BANK AUSTRALIA LIMITED FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC)</custodianName>
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            <custodyType>Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)</custodyType>
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          <custodian>
            <custodianName>BNP PARIBAS S.A.</custodianName>
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            <custodianName>HSBC BANK PLC</custodianName>
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        <admins>
          <admin>
            <adminName>Mutual of America Capital Management LLC</adminName>
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          <admin>
            <adminName>BROWN BROTHERS HARRIMAN &amp; CO.</adminName>
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        <isAdminHiredOrTerminated>Y</isAdminHiredOrTerminated>
        <brokerDealers>
          <brokerDealer>
            <brokerDealerName>MUTUAL OF AMERICA SECURITIES LLC</brokerDealerName>
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            <brokerName>ROYAL BANK OF CANADA</brokerName>
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          <broker>
            <brokerName>BNY MELLON CAPITAL MARKETS, LLC</brokerName>
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          <broker>
            <brokerName>J.P. MORGAN SECURITIES LLC</brokerName>
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            <brokerName>FIDELITY MANAGEMENT &amp; RESEARCH COMPANY</brokerName>
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            <brokerName>INSTINET, LLC</brokerName>
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            <brokerName>EVERCORE GROUP L.L.C.</brokerName>
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        <hasLineOfCredit>N</hasLineOfCredit>
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        <isSwingPricing>N</isSwingPricing>
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      <managementInvestmentQuestion>
        <mgmtInvFundName>MoA Moderate Allocation Fund</mgmtInvFundName>
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        <paymentToAgentManagerType>N/A</paymentToAgentManagerType>
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        <netIncomeSecuritiesLending>0.00000000</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
          <relyOnRuleType>Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))</relyOnRuleType>
          <relyOnRuleType>Section 12(d)(1)(G) of the Act (15 USC 80a-12(d)(1)(G))</relyOnRuleType>
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        <isExpenseReducedOrWaived>Y</isExpenseReducedOrWaived>
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        <isExpenseWaivedRecoupable>N</isExpenseWaivedRecoupable>
        <investmentAdvisers>
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        <isPricingServiceHiredOrTerminated>N</isPricingServiceHiredOrTerminated>
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            <custodyType>Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))</custodyType>
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            <adminName>BROWN BROTHERS HARRIMAN &amp; CO.</adminName>
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          <admin>
            <adminName>Mutual of America Capital Management LLC</adminName>
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      <managementInvestmentQuestion>
        <mgmtInvFundName>MoA Catholic Values Index Fund</mgmtInvFundName>
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            <indexFundReturnDiffAfterExpense>-0.40000000</indexFundReturnDiffAfterExpense>
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            <indexFundReturnDailyStdevAfterExpense>0.00030000</indexFundReturnDailyStdevAfterExpense>
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        <paymentToAgentManagerType>N/A</paymentToAgentManagerType>
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        <netIncomeSecuritiesLending>0.00000000</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))</relyOnRuleType>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
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        <isExpenseLimitationInPlace>Y</isExpenseLimitationInPlace>
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        <investmentAdvisers>
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        <transferAgents>
          <transferAgent>
            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
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        <isTransferAgentHiredOrTerminated>N</isTransferAgentHiredOrTerminated>
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          <pricingService>
            <pricingServiceName>Refinitiv US LLC</pricingServiceName>
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            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
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            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
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            <pricingServiceName>Bloomberg Professional Services</pricingServiceName>
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          <principalTransaction>
            <principalName>BNY MELLON CAPITAL MARKETS, LLC</principalName>
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          <principalTransaction>
            <principalName>ROYAL BANK OF CANADA</principalName>
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          <principalTransaction>
            <principalName>LOOP CAPITAL MARKETS, LLC</principalName>
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          <principalTransaction>
            <principalName>Wells Fargo Securities LLC</principalName>
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        <principalAggregatePurchase>551034278.63000000</principalAggregatePurchase>
        <isBrokerageResearchPayment>Y</isBrokerageResearchPayment>
        <mnthlyAvgNetAssets>288879108.83000000</mnthlyAvgNetAssets>
        <hasLineOfCredit>N</hasLineOfCredit>
        <isInterfundLending>N</isInterfundLending>
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        <isSwingPricing>N</isSwingPricing>
      </managementInvestmentQuestion>
      <managementInvestmentQuestion>
        <mgmtInvFundName>MoA Mid Cap Value Fund</mgmtInvFundName>
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        <mgmtInvLei>254900EQXG9TB7HIRY17</mgmtInvLei>
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        <numTerminatedClass>0</numTerminatedClass>
        <sharesOutstandings>
          <sharesOutstanding sharesOutstandingClassName="MoA Mid Cap Value Fund" sharesOutstandingClassId="C000025743" sharesOutstandingTickerSymbol="N/A"/>
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        <fundTypes>
          <fundType>Underlying fund</fundType>
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        <isNonDiversifiedCompany>N</isNonDiversifiedCompany>
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        <isFundSecuritiesLending>Y</isFundSecuritiesLending>
        <didFundLendSecurities>N</didFundLendSecurities>
        <paymentToAgentManagerType>N/A</paymentToAgentManagerType>
        <avgPortfolioSecuritiesValue>0.00000000</avgPortfolioSecuritiesValue>
        <netIncomeSecuritiesLending>0.00000000</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))</relyOnRuleType>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
        </relyOnRuleTypes>
        <isExpenseLimitationInPlace>Y</isExpenseLimitationInPlace>
        <isExpenseReducedOrWaived>Y</isExpenseReducedOrWaived>
        <isFeesWaivedRecoupable>N</isFeesWaivedRecoupable>
        <isExpenseWaivedRecoupable>N</isExpenseWaivedRecoupable>
        <investmentAdvisers>
          <investmentAdviser>
            <investmentAdviserName>MUTUAL OF AMERICA CAPITAL MANAGEMENT LLC</investmentAdviserName>
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          </investmentAdviser>
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        <transferAgents>
          <transferAgent>
            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
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            <transferAgentLei>N/A</transferAgentLei>
            <transferAgentStateCountry transferAgentState="US-DE" transferAgentCountry="US"/>
            <isTransferAgentAffiliated>N</isTransferAgentAffiliated>
            <isTransferAgentSubAgent>N</isTransferAgentSubAgent>
          </transferAgent>
        </transferAgents>
        <isTransferAgentHiredOrTerminated>N</isTransferAgentHiredOrTerminated>
        <pricingServices>
          <pricingService>
            <pricingServiceName>Refinitiv US LLC</pricingServiceName>
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            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
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        <isPricingServiceHiredOrTerminated>N</isPricingServiceHiredOrTerminated>
        <custodians>
          <custodian>
            <custodianName>RBC INVESTOR SERVICES TRUST FOR ROYAL BANK OF CANADA (RBC)</custodianName>
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            <isCustodianAffiliated>N</isCustodianAffiliated>
            <isSubCustodian>Y</isSubCustodian>
            <custodyType>Foreign custodian - rule 17f-5 (17 CFR 270.17f-5)</custodyType>
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          <custodian>
            <custodianName>BROWN BROTHERS HARRIMAN AND CO</custodianName>
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            <custodyType>Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))</custodyType>
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        <isCustodianHiredOrTerminated>N</isCustodianHiredOrTerminated>
        <isShareholderServiceHiredTerminated>N</isShareholderServiceHiredTerminated>
        <admins>
          <admin>
            <adminName>Mutual of America Capital Management LLC</adminName>
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            <idNumberDesc>SEC File Number</idNumberDesc>
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          <admin>
            <adminName>BROWN BROTHERS HARRIMAN &amp; CO.</adminName>
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        <isAdminHiredOrTerminated>Y</isAdminHiredOrTerminated>
        <brokerDealers>
          <brokerDealer>
            <brokerDealerName>MUTUAL OF AMERICA SECURITIES LLC</brokerDealerName>
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        <brokers>
          <broker>
            <brokerName>Piper Sandler LTD.</brokerName>
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          <broker>
            <brokerName>RAYMOND JAMES (USA) LTD.</brokerName>
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          <broker>
            <brokerName>FIDELITY MANAGEMENT &amp; RESEARCH COMPANY</brokerName>
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            <brokerStateCountry brokerState="US-MA" brokerCountry="US"/>
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          <broker>
            <brokerName>BNY MELLON CAPITAL MARKETS, LLC</brokerName>
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          <broker>
            <brokerName>D.A. DAVIDSON &amp; CO.</brokerName>
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          <broker>
            <brokerName>CREDIT SUISSE SECURITIES (USA) LLC</brokerName>
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          <broker>
            <brokerName>WILLIAM BLAIR &amp; COMPANY, L.L.C.</brokerName>
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          <broker>
            <brokerName>INSTINET, LLC</brokerName>
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          <broker>
            <brokerName>STIFEL, NICOLAUS &amp; COMPANY, INCORPORATED</brokerName>
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            <brokerName>Jefferies LLC</brokerName>
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        <aggregateCommission>45471.59000000</aggregateCommission>
        <principalTransactions>
          <principalTransaction>
            <principalName>MERRILL LYNCH, PIERCE, FENNER &amp; SMITH INC.</principalName>
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          <principalTransaction>
            <principalName>Mizuho Securities USA LLC</principalName>
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          <principalTransaction>
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            <principalName>ROYAL BANK OF CANADA</principalName>
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      <managementInvestmentQuestion>
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        <investmentAdvisers>
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            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
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            <pricingServiceName>Refinitiv US LLC</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Intercontinental Exchange, Inc.</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Bloomberg Professional Services</pricingServiceName>
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            <custodyType>Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))</custodyType>
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        <isShareholderServiceHiredTerminated>N</isShareholderServiceHiredTerminated>
        <admins>
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            <adminName>Mutual of America Capital Management LLC</adminName>
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            <adminName>BROWN BROTHERS HARRIMAN &amp; CO.</adminName>
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        <brokerDealers>
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            <brokerDealerCommission>0.00000000</brokerDealerCommission>
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            <brokerName>RAYMOND JAMES (USA) LTD.</brokerName>
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            <brokerCountry>CA</brokerCountry>
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            <brokerName>EVERCORE GROUP L.L.C.</brokerName>
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            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>1476.79000000</grossCommission>
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          <broker>
            <brokerName>INSTINET, LLC</brokerName>
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            <brokerName>MERRILL LYNCH, PIERCE, FENNER &amp; SMITH INC.</brokerName>
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