CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Jul. 31, 2025	Oct. 31, 2024
ASSETS
Cash and cash equivalents		$ 852,311	$ 1,303,039
Inventory		11,071,549	9,712,925
Property, construction, and office equipment – net		448,822	453,007
Receivables, prepaid expenses, and other assets	[1]	602,623	590,611
Mortgage loans held for sale – at fair value		185,127	191,242
Customer deposits held in escrow		113,969	109,691
Investments in unconsolidated entities	[1]	1,122,420	1,007,417
Total assets		14,396,821	13,367,932
Liabilities
Loans payable		1,051,495	1,085,817
Senior notes		1,741,024	1,597,102
Mortgage company loan facility		150,000	150,000
Customer deposits		483,890	488,690
Accounts payable		619,648	492,213
Accrued expenses		2,082,387	1,752,848
Income taxes payable		157,170	114,547
Total liabilities		6,285,614	5,681,217
Stockholders’ equity
Preferred stock, none issued		0	0
Common stock, 112,937 shares issued at July 31, 2025 and October 31, 2024		1,129	1,129
Additional paid-in capital		683,692	694,713
Retained earnings		8,980,140	8,153,356
Treasury stock, at cost —16,383 and 13,149 shares at July 31, 2025 and October 31, 2024, respectively		(1,595,159)	(1,209,547)
Accumulated other comprehensive income ("AOCI")		25,770	31,277
Total stockholders’ equity		8,095,572	7,670,928
Noncontrolling interest		15,635	15,787
Total equity		8,111,207	7,686,715
Total liabilities and stockholders' equity		$ 14,396,821	$ 13,367,932

[1] As of July 31, 2025 and October 31, 2024, Receivables, prepaid expenses, and other assets and Investments in unconsolidated entities include $130.9 million and $105.3 million, respectively, of assets related to consolidated variable interest entities (“VIEs”). See Note 3, “Investments in Unconsolidated Entities” for additional information regarding VIEs.