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Supplemental Consolidating Data - Schedule of Cash Flows (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Jun. 30, 2025
Mar. 31, 2025
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:                
Net income $ 375,165 $ 105,745 $ 130,797 $ 115,967 $ 215,406 $ 232,233 $ 611,709 $ 563,605
Adjustments to reconcile Net income to Net cash provided by operating activities:                
Depreciation and amortization             126,339 119,568
Amortization of deferred loan origination costs             43,871 54,461
Amortization of financing origination fees             9,773 10,363
Income related to long-term employee benefits             (41,287) (40,076)
Employee benefit plan contributions and payments             (5,091) (3,781)
Stock compensation expense             25,838 39,820
Net change in wholesale finance receivables related to sales             (183,006) (211,800)
Provision for credit losses             (198,427) 175,017
Origination of finance receivables held for sale             (414,009) 0
Collections from finance receivables held for sale             16,916 0
Gain on sale of securitization beneficial interests             (26,958) 0
Deferred income taxes             92,122 (1,815)
Other, net             19,360 19,557
Changes in current assets and liabilities:                
Accounts receivable, net             (46,415) (36,529)
Finance receivables – accrued interest and other             11,279 2,325
Inventories, net             262,287 253,373
Accounts payable and accrued liabilities             75,039 (12,903)
Other current assets             37,563 (530)
Total adjustments             (194,806) 367,050
Net cash provided by operating activities             416,903 930,655
Cash flows from investing activities:                
Capital expenditures             (102,090) (140,424)
Origination of finance receivables held for investment             (2,287,369) (3,002,737)
Collections on finance receivables held for investment             2,459,406 2,657,149
Proceeds from sale of securitization beneficial interests, net             125,369 0
Collection of retained securitization beneficial interests             9,353 0
Other investing activities             808 (165)
Net cash used by investing activities             205,477 (486,177)
Cash flows from financing activities:                
Proceeds from securitization debt             497,790 1,145,211
Repayments of senior unsecured notes             450,000 0
Proceeds from issuance of medium-term notes             647,088 495,856
Repayments of medium-term notes             (700,000) 0
Proceeds from term loan             448,013 0
Repayments of securitization debt             (718,034) (782,161)
Borrowings of asset-backed commercial paper             155,000 366,171
Repayments of asset-backed commercial paper             (217,554) (195,709)
Net decrease in unsecured commercial paper             44,938 (387,392)
Net increase (decrease) in deposits             3,312 100,737
Dividends paid             (66,288) (69,454)
Repurchase of common stock             (193,209) (359,810)
Other financing activities             1,269 11
Net cash (used) provided by financing activities             (547,675) 313,460
Effect of exchange rate changes on cash, cash equivalents and restricted cash             11,009 198
Net increase in cash, cash equivalents and restricted cash             85,714 758,136
Cash, cash equivalents and restricted cash:                
Cash, cash equivalents and restricted cash, beginning of period     1,740,854     1,648,811 1,740,854 1,648,811
Net increase in cash, cash equivalents and restricted cash             85,714 758,136
Cash, cash equivalents and restricted cash, end of period 1,826,568     2,406,947     1,826,568 2,406,947
Reportable Legal Entities | Non-Financial Services Entities                
Cash flows from operating activities:                
Net income 53,253     59,441     189,601 414,535
Adjustments to reconcile Net income to Net cash provided by operating activities:                
Depreciation and amortization             119,178 112,605
Amortization of deferred loan origination costs             0 0
Amortization of financing origination fees             694 540
Income related to long-term employee benefits             (41,287) (40,076)
Employee benefit plan contributions and payments             (5,091) (3,781)
Stock compensation expense             24,192 38,234
Net change in wholesale finance receivables related to sales             0 0
Provision for credit losses             0 0
Origination of finance receivables held for sale             0  
Collections from finance receivables held for sale             0  
Gain on sale of securitization beneficial interests             0  
Deferred income taxes             6,109 3,347
Other, net             (9,166) 15,505
Changes in current assets and liabilities:                
Accounts receivable, net             (187,078) (79,746)
Finance receivables – accrued interest and other             0 0
Inventories, net             262,287 253,373
Accounts payable and accrued liabilities             3,969 (35,743)
Other current assets             68,175 (23,008)
Total adjustments             241,982 241,250
Net cash provided by operating activities             431,583 655,785
Cash flows from investing activities:                
Capital expenditures             (101,672) (139,295)
Origination of finance receivables held for investment             0 0
Collections on finance receivables held for investment             0 0
Proceeds from sale of securitization beneficial interests, net             0  
Collection of retained securitization beneficial interests              
Other investing activities             808 (1,165)
Net cash used by investing activities             (100,864) (140,460)
Cash flows from financing activities:                
Proceeds from securitization debt             0 0
Repayments of senior unsecured notes             450,000  
Proceeds from issuance of medium-term notes             0 0
Repayments of medium-term notes             0  
Proceeds from term loan             448,013  
Repayments of securitization debt             0 0
Borrowings of asset-backed commercial paper             0 0
Repayments of asset-backed commercial paper             0 0
Net decrease in unsecured commercial paper             0 0
Net increase (decrease) in deposits             0 0
Dividends paid             (66,288) (69,454)
Repurchase of common stock             (193,209) (359,810)
Other financing activities             1,269 11
Net cash (used) provided by financing activities             (260,215) (429,253)
Effect of exchange rate changes on cash, cash equivalents and restricted cash             9,014 (171)
Net increase in cash, cash equivalents and restricted cash             79,518 85,901
Cash, cash equivalents and restricted cash:                
Cash, cash equivalents and restricted cash, beginning of period     1,105,663     1,127,400 1,105,663 1,127,400
Net increase in cash, cash equivalents and restricted cash             79,518 85,901
Cash, cash equivalents and restricted cash, end of period 1,185,181     1,213,301     1,185,181 1,213,301
Reportable Legal Entities | Financial Services Entities                
Cash flows from operating activities:                
Net income 321,889     56,504     422,132 149,037
Adjustments to reconcile Net income to Net cash provided by operating activities:                
Depreciation and amortization             7,161 6,963
Amortization of deferred loan origination costs             43,871 54,461
Amortization of financing origination fees             9,079 9,823
Income related to long-term employee benefits             0 0
Employee benefit plan contributions and payments             0 0
Stock compensation expense             1,646 1,586
Net change in wholesale finance receivables related to sales             0 0
Provision for credit losses             (198,427) 175,017
Origination of finance receivables held for sale             (414,009)  
Collections from finance receivables held for sale             16,916  
Gain on sale of securitization beneficial interests             (26,958)  
Deferred income taxes             86,022 (4,724)
Other, net             28,502 4,085
Changes in current assets and liabilities:                
Accounts receivable, net             0 0
Finance receivables – accrued interest and other             11,279 2,325
Inventories, net             0 0
Accounts payable and accrued liabilities             194,538 53,591
Other current assets             (19,396) 12,295
Total adjustments             (259,776) 315,422
Net cash provided by operating activities             162,356 464,459
Cash flows from investing activities:                
Capital expenditures             (418) (1,129)
Origination of finance receivables held for investment             (4,477,446) (5,671,416)
Collections on finance receivables held for investment             4,472,447 5,136,239
Proceeds from sale of securitization beneficial interests, net             125,369  
Collection of retained securitization beneficial interests             9,353  
Other investing activities             0 0
Net cash used by investing activities             129,305 (536,306)
Cash flows from financing activities:                
Proceeds from securitization debt             497,790 1,145,211
Repayments of senior unsecured notes             0  
Proceeds from issuance of medium-term notes             647,088 495,856
Repayments of medium-term notes             (700,000)  
Proceeds from term loan             0  
Repayments of securitization debt             (718,034) (782,161)
Borrowings of asset-backed commercial paper             155,000 366,171
Repayments of asset-backed commercial paper             (217,554) (195,709)
Net decrease in unsecured commercial paper             44,938 (387,392)
Net increase (decrease) in deposits             3,312 100,737
Dividends paid             0 0
Repurchase of common stock             0 0
Other financing activities             0 1,000
Net cash (used) provided by financing activities             (287,460) 743,713
Effect of exchange rate changes on cash, cash equivalents and restricted cash             1,995 369
Net increase in cash, cash equivalents and restricted cash             6,196 672,235
Cash, cash equivalents and restricted cash:                
Cash, cash equivalents and restricted cash, beginning of period     635,191     521,411 635,191 521,411
Net increase in cash, cash equivalents and restricted cash             6,196 672,235
Cash, cash equivalents and restricted cash, end of period 641,387     1,193,646     641,387 1,193,646
Consolidating Adjustments                
Cash flows from operating activities:                
Net income 23     22     (24) 33
Adjustments to reconcile Net income to Net cash provided by operating activities:                
Depreciation and amortization             0 0
Amortization of deferred loan origination costs             0 0
Amortization of financing origination fees             0 0
Income related to long-term employee benefits             0 0
Employee benefit plan contributions and payments             0 0
Stock compensation expense             0 0
Net change in wholesale finance receivables related to sales             (183,006) (211,800)
Provision for credit losses             0 0
Origination of finance receivables held for sale             0  
Collections from finance receivables held for sale             0  
Gain on sale of securitization beneficial interests             0  
Deferred income taxes             (9) (438)
Other, net             24 (33)
Changes in current assets and liabilities:                
Accounts receivable, net             140,663 43,217
Finance receivables – accrued interest and other             0 0
Inventories, net             0 0
Accounts payable and accrued liabilities             (123,468) (30,751)
Other current assets             (11,216) 10,183
Total adjustments             (177,012) (189,622)
Net cash provided by operating activities             (177,036) (189,589)
Cash flows from investing activities:                
Capital expenditures             0 0
Origination of finance receivables held for investment             2,190,077 2,668,679
Collections on finance receivables held for investment             (2,013,041) (2,479,090)
Proceeds from sale of securitization beneficial interests, net             0  
Collection of retained securitization beneficial interests              
Other investing activities             0 1,000
Net cash used by investing activities             177,036 190,589
Cash flows from financing activities:                
Proceeds from securitization debt             0 0
Repayments of senior unsecured notes             0  
Proceeds from issuance of medium-term notes             0 0
Repayments of medium-term notes             0  
Proceeds from term loan             0  
Repayments of securitization debt             0 0
Borrowings of asset-backed commercial paper             0 0
Repayments of asset-backed commercial paper             0 0
Net decrease in unsecured commercial paper             0 0
Net increase (decrease) in deposits             0 0
Dividends paid             0 0
Repurchase of common stock             0 0
Other financing activities             0 (1,000)
Net cash (used) provided by financing activities             0 (1,000)
Effect of exchange rate changes on cash, cash equivalents and restricted cash             0 0
Net increase in cash, cash equivalents and restricted cash             0 0
Cash, cash equivalents and restricted cash:                
Cash, cash equivalents and restricted cash, beginning of period     $ 0     $ 0 0 0
Net increase in cash, cash equivalents and restricted cash             0 0
Cash, cash equivalents and restricted cash, end of period $ 0     $ 0     $ 0 $ 0